I’d Love to Find a 10 Year Loan to Consolidate My Credit Cards. – Lori ⋅ Read More »
Student Loan Assistance Report Out. Shows Danger of Such Programs. ⋅ Read More »
I’m Living on SSD and Bill Collectors Call All the Time. – Barbara ⋅ Read More »
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Recent Site Testimonials
You Are So Right Steve!
Awhile back I asked Steve for advice regarding my then dismal financial situation. While I was not suicidal, his advice really helped me out. I followed his suggestions/recommendations and have never been happier. Yes, I filed bankruptcy. Yes, I'm going to loose my house by giving it back to the bank (I'm still living in the house rent-free going on 3 years now and the bank hasn't even initiated the foreclosure process yet). But I'm now debt free and have saved up a substantial amount of money by not having any debt and by saving the money I would normally be paying on my mortgage. Some may say what I'm doing/did is unethical or immoral, but you have to do what is right for YOU, not others. I've never regretted or second-guessed my decision. It's one of the best and smartest things I've ever done! Thanks again Steve!
All Help - No Sales! How Refreshing!
It cannot get any better - unless Steve were to pay all of your bills out of his pocket, and I think he would if he could!
This site is all about help - Steve helping the consumer, and consumers helping each other. You can be just as confidential as you want, or NEED to be. And his instructions are all time-tested and they all work.
He also has the wisdom to know that it's not just about paying down your credit cards - in my case, he stressed savings and retirement, which I had ignored for far too long. But at the same time, he still gave me much-needed, ongoing, continuing support and encouragement as I continued my pay-down work. And it is work; he acknowledges that, as he also touches on how my finances effect other friends and family, and my career. But if there is a topic I am not ready to tackle, he backs off as far as I need for him to.
All of this is free - it's about the only thing in Recovery that is.
I give this site, this endeavor, a five-star rating. I would go higher if the scale went higher. As I said in the beginning, it doesn't get any better. I was trained to, and for several years did, counsel women with life-controlling issues (the politically correct way to refer to addictions, mainly to drugs), and I see many, many similarities with that and Steve's work - which makes his work of the ultimate value to me.
All I can say is - THANKS, STEVE! Please continue to help me and countless others!