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	<title>Comments on: April Writes And Asks &#8220;Is There A Debt Program That Can Help Me And Protect My Credit?&#8221;</title>
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	<description>Free debt help and debt advice on how to get out of debt, getting out of debt consolidation scams, and inside information on the debt relief and debt help industry.</description>
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		<title>By: April</title>
		<link>http://getoutofdebt.org/1165/april-writes-and-asks-is-there-a-debt-program-that-can-help-me-and-protect-my-credit#comment-194</link>
		<dc:creator>April</dc:creator>
		<pubDate>Fri, 26 Sep 2008 22:00:03 +0000</pubDate>
		<guid isPermaLink="false">http://getoutofdebt.org/?p=1165#comment-194</guid>
		<description>Dear Steve,

I wanted to thank you for your suggestions.  

A little history, in 2001 I filed bankrupcy because a divorce.  I worked really hard to get my credit score up again, that is why I have such a tight grip on it.  As for paying the bills or feeding my kids, of course I&#039;d feed my kids before I even paid my morgage (if it came down to that).  It&#039;s just come down to pasta every night, I can&#039;t remember the last time we ordered pizza!  Our menu is down to the basics.  

My 11 yr olds in sports (right now football, that can be expensive too).  Plus he&#039;s starting to eat like a horse. My 4 year old will be starting baseball in the spring so registration will be double next year. So that&#039;s as far as it goes for entertainment!

My husband is 70% disabled through the VA (and his right arm is paralyzed).  We don&#039;t have a VA mortgage (our debt to income is to high to qualify for that), but I was hoping that there was some kind of other loan program that would work.

I do have a school loan, I called and had a month differed to try to catch up.  You have to qualify for it and of course I did.  You have to show financial hardship.  So that might be helpful information for anyone who might have student loans.

Thanks again,

April</description>
		<content:encoded><![CDATA[<p>Dear Steve,</p>
<p>I wanted to thank you for your suggestions.  </p>
<p>A little history, in 2001 I filed bankrupcy because a divorce.  I worked really hard to get my credit score up again, that is why I have such a tight grip on it.  As for paying the bills or feeding my kids, of course I&#8217;d feed my kids before I even paid my morgage (if it came down to that).  It&#8217;s just come down to pasta every night, I can&#8217;t remember the last time we ordered pizza!  Our menu is down to the basics.  </p>
<p>My 11 yr olds in sports (right now football, that can be expensive too).  Plus he&#8217;s starting to eat like a horse. My 4 year old will be starting baseball in the spring so registration will be double next year. So that&#8217;s as far as it goes for entertainment!</p>
<p>My husband is 70% disabled through the VA (and his right arm is paralyzed).  We don&#8217;t have a VA mortgage (our debt to income is to high to qualify for that), but I was hoping that there was some kind of other loan program that would work.</p>
<p>I do have a school loan, I called and had a month differed to try to catch up.  You have to qualify for it and of course I did.  You have to show financial hardship.  So that might be helpful information for anyone who might have student loans.</p>
<p>Thanks again,</p>
<p>April</p>
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