Comments on: Chris Has Bad Credit. I Show Him How to Easily Get Good Credit. http://getoutofdebt.org/13445/chris-has-bad-credit-i-show-him-how-to-easily-get-good-credit-using-a-bad-credit-secured-card Free debt help and debt advice on how to get out of debt, getting out of debt consolidation scams, and inside information on the debt relief and debt help industry. Mon, 13 Feb 2012 01:25:00 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Steve Rhode http://getoutofdebt.org/13445/chris-has-bad-credit-i-show-him-how-to-easily-get-good-credit-using-a-bad-credit-secured-card#comment-91327 Steve Rhode Wed, 30 Nov 2011 13:43:00 +0000 http://getoutofdebt.org/?p=13445#comment-91327 Yes. Anything positive that you keep consistent helps to bring up your "grade point average" while you are dealing with the old stuff. Yes. Anything positive that you keep consistent helps to bring up your “grade point average” while you are dealing with the old stuff.

]]> By: Carole http://getoutofdebt.org/13445/chris-has-bad-credit-i-show-him-how-to-easily-get-good-credit-using-a-bad-credit-secured-card#comment-91326 Carole Wed, 30 Nov 2011 06:12:00 +0000 http://getoutofdebt.org/?p=13445#comment-91326 Steve, I have a few small debts from medical bills that went to collections, and a delinquent payment on a vehicle that I freely sent back to the bank. My question is this: if I continue to try to pay off the debts, and open two secured cards, and pay them off monthly, will my credit begin to go up even before the delinquent account is paid off? I still have a bit to go, but am eager to start raising my credit, and killing to birds with one stone. Thanks for your help! Steve, I have a few small debts from medical bills that went to collections, and a delinquent payment on a vehicle that I freely sent back to the bank. My question is this: if I continue to try to pay off the debts, and open two secured cards, and pay them off monthly, will my credit begin to go up even before the delinquent account is paid off? I still have a bit to go, but am eager to start raising my credit, and killing to birds with one stone.

Thanks for your help!

]]> By: Steve Rhode http://getoutofdebt.org/13445/chris-has-bad-credit-i-show-him-how-to-easily-get-good-credit-using-a-bad-credit-secured-card#comment-89305 Steve Rhode Tue, 06 Sep 2011 19:08:00 +0000 http://getoutofdebt.org/?p=13445#comment-89305 Nancy, If you follow the advice in this article it will help you to quickly rebuild your credit. Poor payments can't be reported for longer than 7.5 years from the date it first went delinquent. Steve Nancy,

If you follow the advice in this article it will help you to quickly rebuild your credit. Poor payments can’t be reported for longer than 7.5 years from the date it first went delinquent.

Steve

]]> By: Nancy http://getoutofdebt.org/13445/chris-has-bad-credit-i-show-him-how-to-easily-get-good-credit-using-a-bad-credit-secured-card#comment-89304 Nancy Tue, 06 Sep 2011 19:06:00 +0000 http://getoutofdebt.org/?p=13445#comment-89304 I am 53 years old and my credit score is 519. I have years of unpaid debt -- some of everything. I want to clean up my credit. I am not disputing the negative items, however, I have heard that if I pay them off, they will remain on my report and not improve my score. Is this true and what do you recommend? Thank you, Nancy I am 53 years old and my credit score is 519. I have years of unpaid debt — some of everything. I want to clean up my credit.

I am not disputing the negative items, however, I have heard that if I pay them off, they will remain on my report and not improve my score. Is this true and what do you recommend?

Thank you,

Nancy

]]> By: Steve Rhode http://getoutofdebt.org/13445/chris-has-bad-credit-i-show-him-how-to-easily-get-good-credit-using-a-bad-credit-secured-card#comment-89235 Steve Rhode Thu, 01 Sep 2011 21:25:00 +0000 http://getoutofdebt.org/?p=13445#comment-89235 Brian, Rebuilding your credit is a two step process. Follow the steps in this article to bring your score back up. Brian,

Rebuilding your credit is a two step process. Follow the steps in this article to bring your score back up.

]]> By: Brian http://getoutofdebt.org/13445/chris-has-bad-credit-i-show-him-how-to-easily-get-good-credit-using-a-bad-credit-secured-card#comment-89234 Brian Thu, 01 Sep 2011 21:24:00 +0000 http://getoutofdebt.org/?p=13445#comment-89234 i had tried to get an approval for a home purchase loan. when they pulled my credit they said that i need to pay off old debts to make my credit score go up. i paid them off 7 months ago and i cant get anyone to remove them so that my score will go up to get the loan. i have all the receipts of the the debtors i have paid off in full.. please help i need help on how to get someone to do their job and get this matter resolved. my wife is excepting and we would like to move into a house to raise our child. i had tried to get an approval for a home purchase loan. when they pulled my credit they said that i need to pay off old debts to make my credit score go up. i paid them off 7 months ago and i cant get anyone to remove them so that my score will go up to get the loan. i have all the receipts of the the debtors i have paid off in full.. please help

i need help on how to get someone to do their job and get this matter resolved. my wife is excepting and we would like to move into a house to raise our child.

]]> By: Steve Rhode http://getoutofdebt.org/13445/chris-has-bad-credit-i-show-him-how-to-easily-get-good-credit-using-a-bad-credit-secured-card#comment-88686 Steve Rhode Tue, 09 Aug 2011 16:01:00 +0000 http://getoutofdebt.org/?p=13445#comment-88686 Jennifer,  The reason your credit score is probably low is because your credit history ended on a down note. It's time to bring it up again. Just follow the advice in the article your comment is posted on and that will do the trick. Jennifer, 

The reason your credit score is probably low is because your credit history ended on a down note. It’s time to bring it up again. Just follow the advice in the article your comment is posted on and that will do the trick.

]]> By: Jennifer http://getoutofdebt.org/13445/chris-has-bad-credit-i-show-him-how-to-easily-get-good-credit-using-a-bad-credit-secured-card#comment-88685 Jennifer Tue, 09 Aug 2011 16:00:00 +0000 http://getoutofdebt.org/?p=13445#comment-88685 Low credit score... I have over $3,000 in hospital debt that is about 3 years old now in collections showing on my credit. I filed Bankruptcy about 7years ago to free my debt and since then the only credit i have estiablished is my car loan that is only a year old that I had to get a co signer on, and a small $1000 limit that I owe about $700 on for a local furniture company.  I have applied for a few small credit cards to help my debt to ratio but I keep getting denied, and today I found out my credit score is only a 401!!! I would really like to know the best way to pay off the hosptial debt and estiablish my credit again.. my ultimate goal is to own a home in the next 2 years?? Also since the hospital debt is already 3 years old is it even worth attempting to pay? Low credit score… I have over $3,000 in hospital debt that is about 3 years old now in collections showing on my credit. I filed Bankruptcy about 7years ago to free my debt and since then the only credit i have estiablished is my car loan that is only a year old that I had to get a co signer on, and a small $1000 limit that I owe about $700 on for a local furniture company.

 I have applied for a few small credit cards to help my debt to ratio but I keep getting denied, and today I found out my credit score is only a 401!!!

I would really like to know the best way to pay off the hosptial debt and estiablish my credit again.. my ultimate goal is to own a home in the next 2 years?? Also since the hospital debt is already 3 years old is it even worth attempting to pay?

]]> By: Steve Rhode http://getoutofdebt.org/13445/chris-has-bad-credit-i-show-him-how-to-easily-get-good-credit-using-a-bad-credit-secured-card#comment-88684 Steve Rhode Tue, 09 Aug 2011 15:59:00 +0000 http://getoutofdebt.org/?p=13445#comment-88684 If you follow the process from this article it will help you to rebuild your credit. Don't pay someone to remove them. Pay them off or settle them and then concentrate on rebuilding your credit. If you follow the process from this article it will help you to rebuild your credit. Don’t pay someone to remove them. Pay them off or settle them and then concentrate on rebuilding your credit.

]]> By: Mike http://getoutofdebt.org/13445/chris-has-bad-credit-i-show-him-how-to-easily-get-good-credit-using-a-bad-credit-secured-card#comment-88683 Mike Tue, 09 Aug 2011 15:55:00 +0000 http://getoutofdebt.org/?p=13445#comment-88683 I've been looking into ways to improve my credit. I have two late payments which have been turned into negative items on my credit report. I would like to know if paying an agency or lawyer to get them removed is worth the investment? I have limited knowledge in improving my credit score. Thank you. I’ve been looking into ways to improve my credit. I have two late payments which have been turned into negative items on my credit report. I would like to know if paying an agency or lawyer to get them removed is worth the investment? I have limited knowledge in improving my credit score. Thank you.

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]]> By: olivia12daniel http://getoutofdebt.org/13445/chris-has-bad-credit-i-show-him-how-to-easily-get-good-credit-using-a-bad-credit-secured-card#comment-27333 olivia12daniel Mon, 18 Oct 2010 10:59:01 +0000 http://getoutofdebt.org/?p=13445#comment-27333 thanks for putting this to discussion because i was waiting to this article and i should go for it.....<br><br>Olivia,<br><br><a href="http://www.debtadvicehere.com" rel="nofollow">Getting Out Of Debt</a> thanks for putting this to discussion because i was waiting to this article and i should go for it…..

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