Comments on: We Signed Up With ClearOne Advantage And Now Getting Sued by Navy Federal Credit Union. – Fran

By: KarenJ

KarenJ — Fri, 09 Mar 2012 20:03:00 +0000

I work for a debt settlement company and we don’t take any credit union debt into our program at all. If they settle, it would be at 75-80% of the balance, and with the company fee, there would be no savings at all. They should never have accepted it to begin with.

By: Offutt

Offutt — Fri, 09 Mar 2012 18:22:00 +0000

Clear One Advanage did’t do me any justice. I could have done everything on my own really. stop paying on the loan bill, and saving money into Global a bank account. I was pressed to save money into my saving; but money was hard to come by really. They should have known that I didn’t have that money to start with Or I would have not needed their help. One Main financial a loan company didn’t give me much time before I got notices to appear in court. Approximately 5 months, and I was back and forth constantly. One Main lawyers wanted Clear One to contact them to work out something on my behalf. When I notified Clear One that my money would be garnished from my job. I barrowed money from another company to pay off the One Main or partially amount. My account was frozen, and I have not been able to go into my bank account. What is bad is that Clear One gave Global permission to put money that I was saving into my frozen bank account without consulting with me. Clear One said that they didn’t give permission to Global. But Global said that they did. That money was for my other bills to keep me going until garnishment was lifted. Clear One really put me in a big bind. Checks are still bouncing back and forth everyday. Did Clear One think that they were going to get some of my money, and not get the proper help from them. I HOPE NOT so; because I did negotiation or handled everything by myself. Never again will I seek help from anyone before I research matters further and companies.

By: Anonymous

Anonymous — Tue, 06 Dec 2011 16:46:00 +0000

Be sure to ONLY enroll with a company that receives their fee AFTER they settle your debts. It forces the company to earn their fees & you will not pay for a service you don’t receive in the event your financial situation changes over time!

By: Anonymous

Anonymous — Tue, 06 Dec 2011 16:46:00 +0000

By: Steve Rhode

Steve Rhode — Tue, 06 Dec 2011 03:27:00 +0000

Check out this post, How to Check Out a Business or Company to Avoid Getting Scammed or Ripped Off

By: Exal R.

Exal R. — Tue, 06 Dec 2011 02:47:00 +0000

I’m about to become a Clear One Advantage ! My question is, is Clear One Advantage a scam?

By: Cathywithers

Cathywithers — Tue, 09 Aug 2011 14:56:00 +0000

That’s bad advice. Most debt does not just go away. How can you say that? People could end up on the street if they just don’t pay..

By: Samuel

Samuel — Thu, 04 Nov 2010 18:13:36 +0000

This couldn’t be worse advise. If you just avoid and pay nothing then you will get sued, get a judgment, and have your wages garnished. I enrolled 4 accounts and only have 1 left to settle. Patience was hard but was also key. I’m not saying it was easy but it saved me alot of money and am grateful to ALMOST be debt free.

By: Samuel

Samuel — Thu, 04 Nov 2010 18:13:00 +0000

By: Lucy Fussbudget

Lucy Fussbudget — Fri, 22 Oct 2010 03:19:06 +0000

Clear One Advantage has only one advantage, and that is to take your money and deposit it in their account. But, settle your debt? Get serious!

Avoid it is the best thing you can do.

What to do with debt? Most debt will go away in 4 years if you don't pay it, except for taxes and student loans. So, your best approach is to just don't pay it and watch the clock to start the count down.

By: Lucy Fussbudget

Lucy Fussbudget — Fri, 22 Oct 2010 03:19:00 +0000

Clear One Advantage has only one advantage, and that is to take your money and deposit it in their account. But, settle your debt? Get serious!

Avoid it is the best thing you can do.

What to do with debt? Most debt will go away in 4 years if you don’t pay it, except for taxes and student loans. So, your best approach is to just don’t pay it and watch the clock to start the count down.

By: Tt07305

Tt07305 — Wed, 20 Oct 2010 21:03:10 +0000

Clear One takes advantage of people already in a bad situation. I have been in the program for just over a year. I have had 2 accounts settled. One which I am still receiving bills and court orders on. Every time I ask for proof of settlement, I never receive anything. The fees are astronimical the first year.

By: Tt07305

Tt07305 — Wed, 20 Oct 2010 21:03:00 +0000

By: Felicia

Felicia — Wed, 18 Aug 2010 03:43:56 +0000

I have been in a program with clearoneadvantage for about a year and 2 months and 2 of my 5 accounts have been settled. I was a bit confused and worried at first because I felt nothing was happening with my money, but then settlements came in about 7 months into the program. It really is worth doing. At no point do I think they may have mislead me. You can’t enroll without reading the contract first, by law. I have my sister and best friend both on clearoneadvantage settlement program.

By: Miss Broke

Miss Broke — Thu, 22 Jul 2010 12:25:27 +0000

that is pretty accurate but it depends on the company. some will settle for less while others fight it out. Keep in mind it will get ugly before it is done. Change your phone number, do all that Clear One tells you to. I am just about done with everything but have one right now who is getting very ugly, they are trying to seize property (property is worth triple what I owe) so I am putting vehicles in hiding.
Good Luck!!

By: Bruce Gionet

Bruce Gionet — Mon, 19 Jul 2010 20:57:06 +0000

I was told by a Clear One Advantage rep that my bank Chase) lied when they told me they would settle for at best 75% of the full amount. Is this accurate?