I am in desperate need of help immediately. I have mountain of debt and am being garnished. With the garnishments I can’t pay off the debts or file bankruptcy because I am only left with barely enough to live on.
Also, I have severe bipolar disorder. I got most of my debts when I “blacked out” in a manic state and spent and didn’t know until later that I went on a spree. I am on the right medications now after three failed suicide attempts.
However, I cannot afford to file bankruptcy and then make payments on a consolidated debt plan (I’ve been told that is the only bankruptcy I qualify for) or get any help when I have such heavy garnishments and I feel this is leading me to realizing that suicide is my only way because I cannot get help anywhere.
I know I am responsible for my debts and want to file bankruptcy, but if I had been on medications and not been mentally ill then these debts would never have been incurred. Is there any help for me? I would appreciate any advice it is very urgent.
If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.I Have a Mountain of Debt. I Am Being Garnished and Thinking of Suicide. - Stacy by Steve Rhode