“Dear Steve,
A family member opened an account in my husbands name wihout him knowing about it and they settled the acount for less than was owed and we want to but another house soon and this is hurting his credit report is there a way to get this removed from his credit report
Dawn”
The Answer:
Dear Dawn,
You would probably have to file a police report and criminal charges against the family member regarding the credit fraud and identity theft you just uncovered. Using the police report and potential additional documentation from the court you could submit it to the credit bureau and ask them to remove that item.
Outside of that, it’s probably going to remain.
If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.