“Dear Steve,
I am on unemployment and divorced and in the agreement I had to pay her student loan. First off she said it was mine but I never had a student loan when I went to school . I have been unemployed for over 6 months and all the websites I have visited want the person whose name is on the loan and my name is no where on it. I’m on unemployment and can’t pay it.
What should I do?
Stoney”
The Answer:
Dear Stoney,
The divorce agreement is an agreement between you and your ex-wife. If this student loan was in her name then she is ultimately responsible for the student loan debt, not you.
Since this is not your loan and you are not legally obligated to repay it according to the lender you also have no rights to intervene in it.
If you can’t pay it the student loan lender will go after your ex-wife.
If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.