“Dear Steve,
I am in credit debt at around 20,000 and I would like to attend college at Yakima Valley C.C and I do not have the funds to just quit my job and attend a 2 year program of my choice. Also just purchased a home, but wish I could go to college and better my work and myself.
How can I attend college worry free and still be able to afford my home and pay off my debt?
Brianna”
The Answer:
Dear Brianna,
Simple, pay off the credit card before you jump into school.
What you are going to have to be very careful about are student loans. If you go out and get student loans to go to school you’ll graduate with credit card debt, student loan debt and the mortgage.
While you want to go to school right now, can you really afford to?
I suppose you could always go bankrupt to discharge the credit card debt and while that is probably technically possible, is that really the route you want to take?
If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.