Comments on: My Ex-Husband is Not Paying My Debt Like He Promised in the Divorce. – Sheri http://getoutofdebt.org/17557/my-ex-husband-is-not-paying-my-debt-like-he-promised-in-the-divorce-sheri Free debt help and debt advice on how to get out of debt, getting out of debt consolidation scams, and inside information on the debt relief and debt help industry. Fri, 25 May 2012 02:12:00 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Jack http://getoutofdebt.org/17557/my-ex-husband-is-not-paying-my-debt-like-he-promised-in-the-divorce-sheri#comment-20482 Jack Mon, 22 Mar 2010 07:11:24 +0000 http://getoutofdebt.org/?p=17557#comment-20482 Yes, don't look back just go on and keep walking. No need to remember the worst memory. .-= Jack´s last blog ..<a href="http://www.blackgalaxygranite.net/how-to-choose-natural-quality-black-galaxy-granite.html" rel="nofollow">How to choose natural quality black galaxy granite</a> =-. Yes, don’t look back just go on and keep walking. No need to remember the worst memory.
.-= Jack´s last blog ..How to choose natural quality black galaxy granite =-.

]]> By: Steve Rhode http://getoutofdebt.org/17557/my-ex-husband-is-not-paying-my-debt-like-he-promised-in-the-divorce-sheri#comment-20474 Steve Rhode Sun, 21 Mar 2010 20:53:41 +0000 http://getoutofdebt.org/?p=17557#comment-20474 Sheri, Why not sell it for what you can and start over in a better life? Steve Sheri,

Why not sell it for what you can and start over in a better life?

Steve

]]> By: Sheri http://getoutofdebt.org/17557/my-ex-husband-is-not-paying-my-debt-like-he-promised-in-the-divorce-sheri#comment-20471 Sheri Sun, 21 Mar 2010 16:20:21 +0000 http://getoutofdebt.org/?p=17557#comment-20471 Steve, When I went to discuss bankruptcy with a local attorney, he stated I had too much equity in the house to file for Chapter 13. I don't know if he just didn't want to bother with my case because it would be too much work for him or if the equity in the house really does disqualify me. I wanted to keep paying on my car and the house so I am fairly certain he was going for chapter 13. Whichever he was attempting at first, he told me I had no options. I cant get a loan from all the equity to pay my debts and now a second judgement against me will be complete by April 6. One debt is being garnished from my wages so it is not making it any easier for me to pay bills. The house is all I have left. I am nearing 42 and if I give up the house I will work until I die just to keep up with bills and never have a home for my family. The house cost 350,000, there is a large steel barn on the property valued at 100,000. My first mortgage on the house is only around 20-30k-- my ex has the second mortgage that bought the franchises I gave him in the divorce. That debt is around 90k. I keep my head above water now but barely. If he defaults on the second mortgage I cannot afford to take on another 800.00 per month in bills. It is frustrating that the system works against me at every turn. I take responsibility for my credit card debt but the garnishments are going to ruin me. I just really dont know what to do. The house and property are just too expensive for most. Houses in our area are just not selling. Even if we sold it for half of what it cost, it would not leave enough to pay for a new home and with my credit I will never be able to get another loan or probably be able to rent so that would leave us homeless. I just feel like there is no where to turn. Steve,

When I went to discuss bankruptcy with a local attorney, he stated I had too much equity in the house to file for Chapter 13. I don’t know if he just didn’t want to bother with my case because it would be too much work for him or if the equity in the house really does disqualify me. I wanted to keep paying on my car and the house so I am fairly certain he was going for chapter 13. Whichever he was attempting at first, he told me I had no options. I cant get a loan from all the equity to pay my debts and now a second judgement against me will be complete by April 6. One debt is being garnished from my wages so it is not making it any easier for me to pay bills. The house is all I have left. I am nearing 42 and if I give up the house I will work until I die just to keep up with bills and never have a home for my family. The house cost 350,000, there is a large steel barn on the property valued at 100,000. My first mortgage on the house is only around 20-30k– my ex has the second mortgage that bought the franchises I gave him in the divorce. That debt is around 90k. I keep my head above water now but barely. If he defaults on the second mortgage I cannot afford to take on another 800.00 per month in bills. It is frustrating that the system works against me at every turn. I take responsibility for my credit card debt but the garnishments are going to ruin me. I just really dont know what to do. The house and property are just too expensive for most. Houses in our area are just not selling. Even if we sold it for half of what it cost, it would not leave enough to pay for a new home and with my credit I will never be able to get another loan or probably be able to rent so that would leave us homeless. I just feel like there is no where to turn.

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