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Ripoff Report: Vortex Debt Group, The Achievable, Allegro Law, Americorp

I first went to this company, The Achievable, for help with credit card debt. I had, emphasis on the HAD, great credit but I had racked up some debt and wanted to get out of it with lower interest rates. I called an ad that I had heard on the radio and got a really nice guy named Brian. He set me up on a debt consolodation program that was to have lowered the interest and paid the debt back in 4 years, I was thrilled. I was promised that all of my creditors would participate and I would get the lower interest. That was not the case and Navy Federal Credit Union was put out by the whole ordeal and did not lower my interest rate and because they didn't get a payment for a month they raised my rate. When I called to complain, I was told that I had to be patient, the program works. I went on this way for a few months buyt my creditors started calling again and said they didn't get paid.

I called customer service and was informed that the company, Allegro law was in some type of receivership and that the cards would eventually get their money. At this point my credit was ruined. I called Brian for help and he told me about a new program through Vortex Debt Group that would take care of the debt in 3 years once and for all. I tool the bait. What a major mistake. I am now being sued by all of my cards and they told me they rarely settled for less than 75% of the debt. I called for a refund and was told that out of the $4800 I had already paid, that I would get back about $750, the fees came our first. What a rip off this company is and now I am filing for bankruptcy. DO NOT DO ANY BUSINESS WITH THESE RIP OFFS! I am out thousands and ruined for years due to thier lies and empty promises. To top it off I still can't get my money. I wonder if they are being sued again. Please blog if you know anything about them and if they're being sued. 

I did go to BBB and filed a report. here is the website. www.bbb.org. Put in thier zip 32940 and the name of the company.

via Ripoff Report: Vortex Debt Group The Achievable, Allegro Law, Americorp DO NOT DO BUSINESS WIT THESE PEOPLE< THEY WILL TAKE YOU Melbourne, Florida.

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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Karen

    Yes, I worked for this company for 18 months and everything that I have read above is so true. They are home based in New York under a different name and have a company in Melbourne Florida.  They tell the employees how beneficial they are to the consumer and how much they are helping their customers and when the employee figures out the scam and confronts their so called management staff then they are fired.   They changed the compensation package three times in 18 months as to how they pay the employees, which is based on how many calls that you receive vs. how many that you can enroll into the “so called” debt relief program.  They take the first payment as their so called fees and then there are attorneys fees etc etc…no money every goes to the creditors.  The owner Tim McCallan, and his wife Jeanne, have run this scam form NY to Florida to California and keep changing the name of the company.  They have also been sited by the Labor Board in two of the states they have operated in for not paying overtime and expecting their employees to clock out after the 8 hour work day but yet contimue to work off the clock til their quota has been met or suffer the threat of dismisal.  Tim and Jeannie McCallan is associated with Americorp in NY (Corp Office) The Achievable, now called The Vortex Group in Florida, the attorneys for these two companies during the 18 months was about 4 different groups, I recall Allegro Law but I can not remember the other 3 firms and then come to find out it was Tim and Jeannie’s own customer service doing the negotiation and not attorneys at all…It is such a scam and the sorry thing is that they are still in business in Melbourne.
    Some of my clients had my cell phone number and have kept in touch with me and told me horror stories of how they have not only have a loss in their credit card debt but have lossed their homes as well because after I left they started a “Loan Modification” scam and rolled it all into one big account and the client loosing thousands of dollars…it is so sad how people like them can look in the mirrror or sleep at night.  They will have to answer to their maker one day…but in the meantime somone should put them out of business.  I do understand they are now operating under another name as well that is also a scam in colon cleanse…now you tell me what colon cleaning and credit card negociation has in common…both are Full of S##T!   I an serious…I live here and can go and take a picture of the so called “call center” to show you how fifthy the palce is and what kind of people work there…the guy named Brian in so many of the complaints below has to continue to work there as he has 5 or 6 children to feed and he also at one time worked as a bartender on the week-ends…I think he is one of the ones that had a high school education at least…maybe.

  • Allison_powney

    Oh god I applied to this company and now Im reading these comments and getting more scared than what I was before, they took all my credit card info and gave me an amount that I have to pay but I notice they haven’t taken the first payment out yet. Is there any way I can get out have this deal. I really don’t need to be putting myself more in the hole than I already am. It did sound abit fishy to be but when your in a hard spot you tend to jump at anything guess that’s what I did :(

  • anita

    thanks for this report,people shoud do more of such reporting to warn unsuspecting citizens like me. I also filled up a form online via facebook and got a call from an agent called George who made an interesting debt payoff within 4yrs for me,.i bought into the deal and was in the process of commiting to it when the agent said they will do a direct withdrawal from my account with a fee of $29.00 after which the normal payment of $941.00 will be withdrawn monthly. what alerted me was the idea of flexibility and no fees if there’s a failure in payment. Secondly George made me understand that apart from the $29 there is nothing in the whole deal for the company. then i knew that’s definitely a lie so i backed out of the deal.unfortunately I gave them al my details,i really hope all is well.

  • anita

    thanks for this report,people shoud do more of such reporting to warn unsuspecting citizens like me. I also filled up a form online via facebook and got a call from an agent called George who made an interesting debt payoff within 4yrs for me,.i bought into the deal and was in the process of commiting to it when the agent said they will do a direct withdrawal from my account with a fee of $29.00 after which the normal payment of $941.00 will be withdrawn monthly. what alerted me was the idea of flexibility and no fees if there’s a failure in payment. Secondly George made me understand that apart from the $29 there is nothing in the whole deal for the company. then i knew that’s definitely a lie so i backed out of the deal.unfortunately I gave them al my details,i really hope all is well.

    • Allison_powney

      Oh god I applied to this company and now Im reading these comments and getting more scared than what I was before, they took all my credit card info and gave me an amount that I have to pay but I notice they haven’t taken the first payment out yet. Is there any way I can get out have this deal. I really don’t need to be putting myself more in the hole than I already am. It did sound abit fishy to be but when your in a hard spot you tend to jump at anything guess that’s what I did :(

  • Isis

    It is true,
    This Vortex Debt Group is nothing but a scam. It takes its payments out of what you are putting into an account for them to “manage” while you build up funds for your settlement. Then, they take more money every month (Min. 3 months, mine has been almost a year) while the card company’s think about if they want to settle or not. They tell you it is in the process, and in the mean time, they aren’t even contacting the credit card company. The phone number on the website, is always busy, and you play hell trying to reach anyone reguarding your account. Now, almost a year latter, bad credit, harassing calls to me, my family members, and my job, they tell me they can only settle for 90%. Thats not a settlement, especially since they have been taking fees every month since I started the program. No supervisor is never available to speak with, and you get a different story every time you call because you don’t have one person managing your account.
    For the love of God, don’t get involved with this company. Sit down, figure out how much you can put away per month. Even if you don’t pay that card for 6 months. Put the money aside, call the CC Co. yourself and set up a payment plan. Its not worth it!!

  • Isis

    It is true,
    This Vortex Debt Group is nothing but a scam. It takes its payments out of what you are putting into an account for them to “manage” while you build up funds for your settlement. Then, they take more money every month (Min. 3 months, mine has been almost a year) while the card company’s think about if they want to settle or not. They tell you it is in the process, and in the mean time, they aren’t even contacting the credit card company. The phone number on the website, is always busy, and you play hell trying to reach anyone reguarding your account. Now, almost a year latter, bad credit, harassing calls to me, my family members, and my job, they tell me they can only settle for 90%. Thats not a settlement, especially since they have been taking fees every month since I started the program. No supervisor is never available to speak with, and you get a different story every time you call because you don’t have one person managing your account.
    For the love of God, don’t get involved with this company. Sit down, figure out how much you can put away per month. Even if you don’t pay that card for 6 months. Put the money aside, call the CC Co. yourself and set up a payment plan. Its not worth it!!

  • Steve Kauffman

    I got called by the supposed Alesa Group-Inc. The representative’s name was Brian. After taking all my credit card info. and personal info. he sent me their paperwork to sign. After reading it I discovered a clause that stipulated a non-disclosed filing fee. He informed me it was the first supposed payment to the credit card companies ($680) this unpaid amount to be added to the tail end of my credit card debt. When I asked him how I was insulated not to be simply taken for this amount via rip off–in so far that agreements with the credit card companies would follow after the payment–he didn’t have a clear answer, other than he had pre-qualified me and never heard of anyone being disqualified other than via their own mismanagement of credit cards. It smelled like a scam. I found this report on line, which tipped me off before I took the plunge. Unfortunately, if the program is not a scam, it would be helpful to me. Any more info on this group?

  • Kelly

    Thanks for this information. I was just on the phone with these folks on yesterday. The 1st two people I spoke with were very professional (Margaret and Melvin). However, when Melvin put “Supervisor” on the phone is when the call took a 360 degree turn.

    After spending quite sometime on the phone and releasing all of my information and finalizing everything a red flag went up for me. The red flag for me was the additional $29.00 that they wanted to charge me for a discount program. My comment to them was that I didn’t want to have to pay for anything additional. I thought the call and consultation was to be focused on me becoming debt free. He the “Supervisor” went on that they would be saving me a lot money because of the lower interest rate. However, I didn’t feel that way because of the additional $33 monthly fee / $29 subscription fee for discount program not mentioned in the beginning of the call, along with the fees/monthly payments.

    I thought, how convenient this was of them to disclose any information/or fees. Well back to the “Supervisor” I explained my concern and he refuse to hear me out and focused on the lower interest with total disregard to the “discoount” subscription of $29. We went back and forth for a while. I finally told him that I would try and just work things out on my own. He rudely replied “good luck” and hung up on me.

    I have tried on several attempts to call someone back today but can’t seem to get thru to a live person. (Red Flag). I felt actually I was saved from something really, really bad. Sounds like a confirmation from the previous post.

    • http://GetOutOfDebt.org Steve Rhode

      Thanks for your post. Great to hear about the experience. Unfortunately I’m not surprised by the upsell attempt. Some are trying to sell discounted medical insurance as well.

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