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Express Debt Settlement – Scam, Complaint, Review, or Praise?

Please share your experience with this debt relief company and provide your review and feedback, in the comments section below.

The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this debt relief company. Here are some potential questions you might be able to provide feedback about.

  • How did you feel about the customer service experience you received?
  • Was the company easy to communicate with before or after you became a client?
  • Did the company respond to your communications promptly?
  • What were the fees charged for the services you received?
  • Did the company give you the terms and conditions for the program you were interested in before you gave them any personal information?
  • Was the program successful for you and accomplish the goals you had when you entered the program?
  • Did you have a really good experience you can share?
  • Did you have a bad experience you want to share?
  • Is there any other information you’d like people to know that might be considering the services of this company?

It is important to understand when reading comments below that they are the opinions of the individual posters and may not be representative of the overall impression of all consumers that may have or have not used the debt relief services of this company. But everyone does deserve to have an opportunity to express their opinion, even the debt relief company itself, be it good, bad, or indifferent.

Express Debt Settlement   Scam, Complaint, Review, or Praise?
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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • ComplianceSlave

    Discover more than likely goes to Zwicker. We only enroll Discover when a client absolutly understands that they generally will go to court for offers under 70%. More often, we enroll Discover w/ our consolidation company. My company usually purchased shared leads…. We were always told by the prospect that our “competition will take Discover and that Discover probably just won’t work with us”.
    It’s very difficult to convince someone that the competitor is the bad guy- even tho they always were.
    The company that enrolled her should (but wont) refund a prorated fee amount, because this scenario is NOT an anomoly, it is the norm & they know it.

  • Steve Rhode

    Discover, and their agent Zwicker, are not obligated to settle at all.

    If she can’t reach an agreement with Discover they will probably just
    go for the judgment in court which will require your daughter to pay
    the original debt, interest, penalties, fees, and attorney costs. At
    this point they have the power and absent any agreement your daughter
    will have to respond to the court papers or lose by default.

    Steve

  • guest

    My daughter signed up with Express Dept Settlement and has made all her payments to them. Now she is being sued by Discover Card through Zwicker and Associates. She was sent a summons which she replied to through the county circuit court for the cost of $137.00. Now a new set of questions have been sent to her from Zwicker. Does she need to reply to these? I called Express Dept and they said their atty Jon Simon talked to Discover but would only settle for $5800 on a $7000 debt and my daughter only has $2500 in her escrow acct with Express. What should she do? Thanks for your help.

  • guest

    My daughter signed up with Express Dept Settlement and has made all her payments to them. Now she is being sued by Discover Card through Zwicker and Associates. She was sent a summons which she replied to through the county circuit court for the cost of $137.00. Now a new set of questions have been sent to her from Zwicker. Does she need to reply to these? I called Express Dept and they said their atty Jon Simon talked to Discover but would only settle for $5800 on a $7000 debt and my daughter only has $2500 in her escrow acct with Express. What should she do? Thanks for your help.

    • http://GetOutOfDebt.org Steve Rhode

      Discover, and their agent Zwicker, are not obligated to settle at all.

      If she can’t reach an agreement with Discover they will probably just
      go for the judgment in court which will require your daughter to pay
      the original debt, interest, penalties, fees, and attorney costs. At
      this point they have the power and absent any agreement your daughter
      will have to respond to the court papers or lose by default.

      Steve

    • http://www.ftc.gov ComplianceSlave

      Discover more than likely goes to Zwicker. We only enroll Discover when a client absolutly understands that they generally will go to court for offers under 70%. More often, we enroll Discover w/ our consolidation company. My company usually purchased shared leads…. We were always told by the prospect that our “competition will take Discover and that Discover probably just won’t work with us”.
      It’s very difficult to convince someone that the competitor is the bad guy- even tho they always were.
      The company that enrolled her should (but wont) refund a prorated fee amount, because this scenario is NOT an anomoly, it is the norm & they know it.

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