Latest Posts
Home > Rate and Review > Debt Settlement Companies > First Choice Debt Relief – Scam, Complaint, Review, or Praise?

First Choice Debt Relief – Scam, Complaint, Review, or Praise?

Please share your experience with this debt relief company and provide your review and feedback, in the comments section below.

The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this debt relief company. Here are some potential questions you might be able to provide feedback about.

  • How did you feel about the customer service experience you received?
  • Was the company easy to communicate with before or after you became a client?
  • Did the company respond to your communications promptly?
  • What were the fees charged for the services you received?
  • Did the company give you the terms and conditions for the program you were interested in before you gave them any personal information?
  • Was the program successful for you and accomplish the goals you had when you entered the program?
  • Did you have a really good experience you can share?
  • Did you have a bad experience you want to share?
  • Is there any other information you’d like people to know that might be considering the services of this company?

It is important to understand when reading comments below that they are the opinions of the individual posters and may not be representative of the overall impression of all consumers that may have or have not used the debt relief services of this company. But everyone does deserve to have an opportunity to express their opinion, even the debt relief company itself, be it good, bad, or indifferent.

First Choice Debt Relief   Scam, Complaint, Review, or Praise?
Get Out of Debt Guy – Twitter, G+, Facebook

Would you recommend First Choice Debt Relief to others?

View Results

First Choice Debt Relief   Scam, Complaint, Review, or Praise? Loading ...
First Choice Debt Relief - Scam, Complaint, Review, or Praise? by

Share This and Spread the Word

About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Happy Client

    Three and half years ago I was 60k in debt due to major life problems and medical expenses. They did everything they said they would, charged me exactly as they described which was reasonable, got money back from one credit card company because that company didn’t play by the rules. The people there were always available, helpful, pleasant and professional. Being out of debt is like having a ten ton weight off my shoulders. It wasn’t easy and I lived hand to mouth while doing the program but I am free now and working on rebuilding my credit score back to it’s former glory. Gonna take a while but I am on the right track.

    Would recommend this company to anyone who needs help.

  • Russ

    Enrolled with 1st Choice. Took my money and did nothing.After six months. Ended up with three judgements and 2 garnishments after paying them 6,000 dollars. They did nothing but take money. No better than thieves. Ask about why I have judgements and garnishments had no answer for me but sorry. Wanted money back but was told they do not return money. All of them need to be in prison for fraud. I will write letters to my fingers fall off until they are shut down or arrested and go to prison. They prey on people who are in trouble and give absolutely no help. They are scum,thieves,robbers and low lives everyone. Russ

  • Randrews7959

    I have been enrolled with them for a year. Things where good for awhile 4accounts settled within that time frame. A lot of fees they don’t present all offers what is “reasonable” to them maybe different then yours,,,so when they don’t provide u with an offer and the collections call you to settle and u do…well watch out they feel they are entitled to 30-37% to fees and they charge u or add to your monthly distribution…watch the print they get paid whether they did any work on it..threaten to sue you if u cancel their program and not pay them fees they didn’t earn. Won’t put on your account rep when u ask for him…will sue u for slander if u blog.threats, threats. I found after a year that your cc people will offer u the same deal as 1st choice in the end it cost more because of the fees u pay..take my advice stay away from all debt settlement companies..I did my home work but now wish I just handled on my own..would of saved a lot of cash,

    • Russ

      They are a fraud and theives. Will do nothing. They tell you they work with your creditors. I call my creditors and they laughed at me for falling for such a scam. These people are scam,scam,scam and scum.

  • Steve Rhode

    If you are just looking for an interest rate reduction then first look at this credit counseling program.

  • need help

    Didyou do business with them? I’m considering them, they sound like they have a very sound business and high success rate.  My problem is I’m maintaining my minimum monthly payments so it looks like I don’t need help, I’ve tried to negotiate with the cc forget it, they are not any help.  They tell me they have no “promotions” at this time to reduce my interest rate.

    So if anyone can give me some information regarding first choice let me know.

  • Sjunkin25

    i would not use them they dont do what they say they can do u might pay all ur debt back

  • Sjunkin25

    i would not use them they dont do what they say they can do u might pay all ur debt back

    • need help

      Didyou do business with them? I’m considering them, they sound like they have a very sound business and high success rate.  My problem is I’m maintaining my minimum monthly payments so it looks like I don’t need help, I’ve tried to negotiate with the cc forget it, they are not any help.  They tell me they have no “promotions” at this time to reduce my interest rate.

      So if anyone can give me some information regarding first choice let me know.

      • http://GetOutOfDebt.org Steve Rhode

        If you are just looking for an interest rate reduction then first look at this credit counseling program.

      • russ

        .
        Mr. Moderator I used your service and ended up with judgements and garnishment six months after I started paying 600.00 per month. Creditors wrere never contacted. Tried to explain to Judge but once he quit laughing said I was ripped off and do not send anymore money. Said i had lost my money. Meanwhile he issued a judgement and garnishment of wages. I did ask for money back and was hung up on. They would put me on hold for hours and I would call back and get same result. You guys should be in prison for theft. All of you. Liars all of you. Every site you are on I am going to post all of this just for you.

      • Russ

        Do not use them they are theives and will not pay your debt.Plus they are nothing but thieves. They will tell you they work with you and fill your head with BS. You will end up worse than you started. Scam Scam Scam Once they have your money you will never see it again. All my creditors were not contacted. I am sending all my info and payment and letters and phone call from them to the Attorney General of each state and see if we can get then offline and in prison where they belong.

    • russ

      They are a scam,fraud and would like to see all in prison. Did nothing but take over 600.00 dollars amonth from my bank account. You can bet they did not miss that payment. Did not contact creditors. Went to court twice and told judge about using firsst choice. Once he stopped laughing and telling me what fool I was using one of these services he entered a judgement and a garnishment on my wages. That First Choice for nothing. You bunch of thieves.

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.