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Fast Track Debt Relief – Scam, Complaint, Review, or Praise?

Please share your experience with this debt relief company and provide your review and feedback, in the comments section below.

The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this debt relief company. Here are some potential questions you might be able to provide feedback about.

  • How did you feel about the customer service experience you received?
  • Was the company easy to communicate with before or after you became a client?
  • Did the company respond to your communications promptly?
  • What were the fees charged for the services you received?
  • Did the company give you the terms and conditions for the program you were interested in before you gave them any personal information?
  • Was the program successful for you and accomplish the goals you had when you entered the program?
  • Did you have a really good experience you can share?
  • Did you have a bad experience you want to share?
  • Is there any other information you’d like people to know that might be considering the services of this company?

It is important to understand when reading comments below that they are the opinions of the individual posters and may not be representative of the overall impression of all consumers that may have or have not used the debt relief services of this company. But everyone does deserve to have an opportunity to express their opinion, even the debt relief company itself, be it good, bad, or indifferent.

Fast Track Debt Relief   Scam, Complaint, Review, or Praise?
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Would you recommend Fast Track Debt Relief to others?

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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Chris Langhage

    SCAM! SCAM! SCAM! DO NOT use Fast Track Debt Relief! I signed up with this
    company in January 2010 as they were highly recommended by CNN. What a joke! I
    was enrolled in a payment plan of $390.99 for 48 months for an estimated amount
    of $13391.68 which was about 2/3 of what I originally owed. In late 2010 the
    summons began coming. My wife and I have
    had 3 judgments each placed against us. Two of the three have been satisfied
    with us having one each outstanding at this time. In early 2013, I was forced
    to quit the program as my wages were being garnished and continued for about a
    6 month period. I just learned that the one judgment that is currently
    outstanding has been handed over to the same law firm that garnished my wages
    earlier in the year and will likely happen again in the next month or so. At
    this point, I am contemplating filing for bankruptcy. The big risk here is that I carry a security
    clearance at my place of employment and if I should file for bankruptcy, I will
    likely lose my clearance and my job, too.
    When I was with the program, the customer service rep, Trish was of no
    help. She kept stating “I can fix this if you send more money”. I kept stating
    to her over and over that I did not have any additional funds to send her. To
    that she said, “There is nothing I can do unless I have the funds”. Don’t make
    the same mistake I did – Save yourself the heartache!

  • Casper

    Do not go with Fast Track Debt Relief! Scam! Please don’t! Horrible response to questions, as they will overtalk you. No accounting of payments given. No name of trust where they were supposedly holding the money was given. They proceed to avoid any question you have. They never settled the one debt I signed up for or in fact even tried. They are not only keeping the portion they said was their portion after doing nothing, but also the portion they were suppose to give to the bank as part of the negotiation.

  • Clarise

    It is the worst way of getting out of debt. There’s no upfront fees but before they start to start their services, you have to at least have earned $1500 as the retaining fees which was not discussed before you sign the contract. So I cancelled my contract because the creditors are still harrassing me. I wasted almost a year for paying them for nothing. So I dont recommend for people to sign up for Fast Track Debt Relief.

  • LLB

    Fast Track did nothing to help me. I also spoke with Trish, she was rude and made no apologies for ripping me off. I paid them over $2000 before I pulled the plug. She actually tried to bully me to stay with the program. Telling me that I couldn’t fix things myself and that I would have to file bankruptcy. DO NOT GIVE THESE PEOPLE ANY OF YOUR MONEY! When I told them I wanted a refund I got a total of $78, and that was all I got even after I called them and blasted them. They are a bunch of crooks. Take care of your debt yourself, contact your credit card companies and tell them what your situation is, they want their money and if they know you are trying to do right by them usually they will work with you.

    • wily157

      Trisha is rude and I am so tired of being patronized and called hun! Biggest ripoff!

  • Guest

    Do not go with FAST TRACK.  First, they do not settle your specific credit card until you have reached $1000 in your “account” with them.  It’s not until that time that they start negotiating with yor cc company.  They will tell you “most people get out in 26 months” which is absolutely WRONG.  Basically you will be paying more than what you already owe your creditors.  Call your creditors individually and settle with them one on one. Oh and close your checking account if that is where FAST TRACK is taking your monthly payment.
    I liken my experience with them the same as dealing with car salesman if that tells you anything.

  • dwb

    DON’T DO IT! by listening to this company’s advise it totally ruined my credit. My credit score went from 794 to 420 in less than 3 months because I followed their instructions exactly as they told me. Of course they kept what money I had already paid them in the three months it took me to wake up and realize they were a rip off, so I closed the bank account they were taking automatic payments out of each month, of course they kept calling and emailing me and I told Fast Track our relationship was over as they had forced me into bankruptcy. But I didn’t file bankruptcy, I called each credit card company myself to negotiate pay back terms and I would advise you to do the same. I had over $20,000 in credit card debt and all of them were more than happy to work with me. By the way, that was 2 years ago and my credit score is already back up to 760 and in 2 more years I will be credit card debt free. This is a hard and humiliating experiance but I made this mess and I am cleaning it up myself! I realized that I don’t need a credit card at all. All I have is a visa debit card and it comes straight out of my checking account and if I don’t have those funds in the account then I sure as hell can’t spend it!

  • Tina

    I have been in this program since May 2010 paying $300 per month. When one of the credit cards went to litigation, I was asked if I could come up with a little more money so that they could settle with the creditor. They were suing for $8900. I  have paid about $2000 to them. So, ok what is a little more? I was told $6900. Well that is not a settlement, that is what they are asking for. I could have done that all on my own. This company has not in anyway communicated with either of the two credit card companies that have in the program. My credit score has dropped to the 300. They will not pay anyone until they have enough money to offer to settle with them. Since I was to be in the program for 30 months that is how long Discover card would have reported that I did not pay them. I do not see how that is better than filing bankruptcy. I have withdrawn from the program with none of my debts paid, when I asked if they would return my money no one has answered that question but I found my answer here. I see that it is a no. So, I have paid, $2000 to a company to a company for nothing. How can they have a good rating with the BBB, they are worse than the credit card companies. They are stealing from the consumer. They are taking our money and doing nothing for us. This should be illegal. 

  • Xyzz

    Thanks for posting this. I was considering to go through them for my financial trouble, but now I will not go to them. They sounded too good to be true so I was doubtful.

  • Wildonions74352

    I went to fast track debt relief and was told they would relieve me of my debt within 24 months for $287.40 per month. Well after 8 months and $2874.00 later I was relieve of one debt of $1500. which they put in $600. I had to come up with an additional $850.00 because it was going into litigation. Then the next one came into litigation and I have to come up with an additonal $5500.00 They never once said they took all there fees up front and they did not settle anything. I was scam out of all of this money. They did not settle with any company. I quit the program because if I stay into it I would had to pay everything plus all there fees. I thought bankruptcy would be the worse of two evils but beware Fast Track Debt Relief is worse. I would never reccommend anyone to go to this company. Customer Service Trish lies to you and does not help at all. If you do get into the program prepare to pay everything you owe plus interest and there fees. I ended up going bankrupt to clear out these debts, yes I lost all the money I paid to them but I hope I can save someone else from what I went through with this company. I will be reporting them to the BBB.

  • Wildonions74352

    I went to fast track debt relief and was told they would relieve me of my debt within 24 months for $287.40 per month. Well after 8 months and $2874.00 later I was relieve of one debt of $1500. which they put in $600. I had to come up with an additional $850.00 because it was going into litigation. Then the next one came into litigation and I have to come up with an additonal $5500.00 They never once said they took all there fees up front and they did not settle anything. I was scam out of all of this money. They did not settle with any company. I quit the program because if I stay into it I would had to pay everything plus all there fees. I thought bankruptcy would be the worse of two evils but beware Fast Track Debt Relief is worse. I would never reccommend anyone to go to this company. Customer Service Trish lies to you and does not help at all. If you do get into the program prepare to pay everything you owe plus interest and there fees. I ended up going bankrupt to clear out these debts, yes I lost all the money I paid to them but I hope I can save someone else from what I went through with this company. I will be reporting them to the BBB.

    • Xyzz

      Thanks for posting this. I was considering to go through them for my financial trouble, but now I will not go to them. They sounded too good to be true so I was doubtful.

    • http://www.priormilitaryproductions.com/ Joanne

      Thank you very much. They almost had me sign the contract.  I”ve already cancelled all my cc per their instruction and told him all my creditors and debt, but have NOT signed the “hurry up and meet their paralegal and sign” contract.

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