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Trinity Financial Mission – Scam, Complaint, Review, or Praise?

Please share your experience with this debt relief company and provide your review and feedback, in the comments section below.

The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this debt relief company. Here are some potential questions you might be able to provide feedback about.

  • How did you feel about the customer service experience you received?
  • Was the company easy to communicate with before or after you became a client?
  • Did the company respond to your communications promptly?
  • What were the fees charged for the services you received?
  • Did the company give you the terms and conditions for the program you were interested in before you gave them any personal information?
  • Was the program successful for you and accomplish the goals you had when you entered the program?
  • Did you have a really good experience you can share?
  • Did you have a bad experience you want to share?
  • Is there any other information you’d like people to know that might be considering the services of this company?

It is important to understand when reading comments below that they are the opinions of the individual posters and may not be representative of the overall impression of all consumers that may have or have not used the debt relief services of this company. But everyone does deserve to have an opportunity to express their opinion, even the debt relief company itself, be it good, bad, or indifferent.

Trinity Financial Mission   Scam, Complaint, Review, or Praise?
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Would you recommend Trinity Financial Mission to others?

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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • joe

    I dealt with Rick Archer… he was somewhat helpful at first, to his credit he did help to settle two of my 5 accounts… but you pay for the entire program nearly up front, then when they get their money does any substantial amount apply to your payment your account for debt settlement… I guess that was policy, but when we would get offers to settle, he would just say you don’t have enough in your account to offer… I had about $1000 in my account after settling a 3rd card, then i was served by a creditor… He completely stopped communicating with me and I not only had to settle it myself in court, they got away with over $1000 of my money… The communication I received was ALWAYS initiated by me. RUN FAR FAR AWAY FROM TRINITY… they are an unholy alliance in this case!

  • ReginaDouglas

    Samuel’s advice and sincere understanding was an answer to our prayers. My husband and I have been burdened by our financial situation and Samuel assured us that we were now heading in the right direction to financial freedom. I began the process with nearly $15,000 in debt, Trinity Financial Mission was able to negotiate with my creditors to drop the total to about $4,400. 

    I just wrote the check for my final payment on my last credit card and I am very excited to send it out. 

    Unlike Tim I went directly through Trinity Financial Mission and had no problems at all. After each card was paid off I was sent a confirmation letter from my creditors that the account was closed. 

    I have nothing be GREAT things to say about Trinity Financial Mission, I would recommend them any day over the bigger companies. Every time I called I spoke to the same person (Samuel) and I know that you do not get that at the larger companies out there.  

    Because of how Trinity helped us resolve our debt issue I am fairly certain that when my husband and I pass on we will now be able to leave our grandchildren something to start their lives with. 

    If you are looking for the best debt settlement company you don’t have to look any further then the people at Trinity Financial Mission.

    God Bless!

    Regina  

  • Tim

    I used Trinity who set me up with “Good Sheperd”.  Seemed like a professional company that set me up with my own advisor who would be handleing my accounts, in my case 13.  I was told to forward all communications from my debtors and best not to answer the phone and if I did to have the debtor call my advisor.  Phone calls never ceased even at almost a year.  I set up a 36 month payment plan for them to settle my debts.  To thier credit they did resolve one account.  At about 10 months I was served by one of the debtors!  I emailed this as well as every document I recieved from all my debtors to my advisor and was told this was just a tactic and would be very rare for them to actually garnish my wages.  Guess what, I’m now responsible for an original debt that went from $7,000.00 to over $11,000.00, having 25% taken out of each paycheck!  At this point I had sent Good Sheperd about $4,800.00!  Needless to say I was furious.  I contacted my advisor and told him “I could have gotten myself in this much trouble without having to pay them”!  There response was that they were sorry.  I fired them immediately and asked for all remaining funds minus any fee’s, they sent me $818.00.  Minus the $800.00 to pay One debtor that gave them approximately $3,200.00.  I fired back a letter saying that was unacceptabl (I wont bore you with the details, but it was good!) and they agreed to send an additional $1,000.00 because they felt horrible about the situation.  I fired back another email thanking them but that wasn’t good enough and that they were still making $2,200.00 and that I would even allow them to make $500.00 for what work they did do, which they assured me was alot.  They turned down my request and $1,000.00 is all I would recieve which they were sending out immediately!  MY biggest complaint is they did not advise me to defend myself in court, don’t know if it would have made a difference, but now I’ll never know and it sure couldn’t have hurt!
    @5:disqus 
    This is what I have learned:

    1.  The money I sent them I could have set asside and worked out my own settlements which I have. 
          Most collectors have settled for between 35% to 50%, at this point I have settled about 8 accounts!
    2.  My experience is only the accounts over $5000.00 are the debtors going to take you to court.
    3.  You probaby have about 6 months to save up monies to settle with before the chance of getting served.
    4.  Some creditors will allow you to settle and break it up into 3 months of payments.
    5.  About half the debtors were actually polite and nice.
    6.  Everyone said no to my first offers but in the end some accepted and as the month went on became
          more willing to negotiate!
    7.  These guys are tough and scary at first but as time went on I let it go in one ear and out the other and if
          they got to rude I asked t0 speak to their supervisor who in most cases was easier to work with!
    8.   If I had to do it all over again I would have shown up in court and at least present my case and work
          something out instead of getting garnished, at least try.
    9.  Never allow yourself toget in credit card debt again.  Have one or two for emergency purposes and don’t
         use them for more than just keeping them open and pay them off each month.

    I hope this helps someone, it’s been a real learning experience but one worth learning.  You will find once you get past the fear of loss and the shame of getting yourself in this situation everything will take care of itself!  Good luck!

  • Tim

    I used Trinity who set me up with “Good Sheperd”.  Seemed like a professional company that set me up with my own advisor who would be handleing my accounts, in my case 13.  I was told to forward all communications from my debtors and best not to answer the phone and if I did to have the debtor call my advisor.  Phone calls never ceased even at almost a year.  I set up a 36 month payment plan for them to settle my debts.  To thier credit they did resolve one account.  At about 10 months I was served by one of the debtors!  I emailed this as well as every document I recieved from all my debtors to my advisor and was told this was just a tactic and would be very rare for them to actually garnish my wages.  Guess what, I’m now responsible for an original debt that went from $7,000.00 to over $11,000.00, having 25% taken out of each paycheck!  At this point I had sent Good Sheperd about $4,800.00!  Needless to say I was furious.  I contacted my advisor and told him “I could have gotten myself in this much trouble without having to pay them”!  There response was that they were sorry.  I fired them immediately and asked for all remaining funds minus any fee’s, they sent me $818.00.  Minus the $800.00 to pay One debtor that gave them approximately $3,200.00.  I fired back a letter saying that was unacceptabl (I wont bore you with the details, but it was good!) and they agreed to send an additional $1,000.00 because they felt horrible about the situation.  I fired back another email thanking them but that wasn’t good enough and that they were still making $2,200.00 and that I would even allow them to make $500.00 for what work they did do, which they assured me was alot.  They turned down my request and $1,000.00 is all I would recieve which they were sending out immediately!  MY biggest complaint is they did not advise me to defend myself in court, don’t know if it would have made a difference, but now I’ll never know and it sure couldn’t have hurt!
    @5:disqus 
    This is what I have learned:

    1.  The money I sent them I could have set asside and worked out my own settlements which I have. 
          Most collectors have settled for between 35% to 50%, at this point I have settled about 8 accounts!
    2.  My experience is only the accounts over $5000.00 are the debtors going to take you to court.
    3.  You probaby have about 6 months to save up monies to settle with before the chance of getting served.
    4.  Some creditors will allow you to settle and break it up into 3 months of payments.
    5.  About half the debtors were actually polite and nice.
    6.  Everyone said no to my first offers but in the end some accepted and as the month went on became
          more willing to negotiate!
    7.  These guys are tough and scary at first but as time went on I let it go in one ear and out the other and if
          they got to rude I asked t0 speak to their supervisor who in most cases was easier to work with!
    8.   If I had to do it all over again I would have shown up in court and at least present my case and work
          something out instead of getting garnished, at least try.
    9.  Never allow yourself toget in credit card debt again.  Have one or two for emergency purposes and don’t
         use them for more than just keeping them open and pay them off each month.

    I hope this helps someone, it’s been a real learning experience but one worth learning.  You will find once you get past the fear of loss and the shame of getting yourself in this situation everything will take care of itself!  Good luck!

  • Robert Beck

    Steve I would like your input on or about Trinity Financial Mission, before I do anything with them on any kind of credit card debt program that they have been telling me about. Thank you for your cooperation on this matter.

    Respectfully

    Robert Beck

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