“Dear Steve,
I filed chapter 13 on March 31st, i have since regretted it and wanted to see if it is too late to pull out? i have not yet met with the trustee or creditors. I wanted to reach out to all my creditors and work out a settlement with them for more than they would get from the bankruptcy, but not a full value. Advise please.”
The Answer:
You could dismiss your case but it’s already part of the public record once it is filed. Why would you want to dismiss it for less consumer protection? Why settlement which is ineffective for most?
Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.
If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.