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Personal Cash Advance – Scam, Complaint, Review, or Praise?

Please share your experience with this lender and provide your review and feedback, in the comments section below.

The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this lending company. Here are some potential questions you might be able to provide feedback about.

  • How did you feel about the customer service experience you received?
  • Was the company easy to communicate with before or after you became a client?
  • Did the company respond to your communications promptly?
  • What were the fees charged for the services you received?
  • Did the company give you the terms and conditions for the loan you were interested in before you gave them any personal information?
  • Was the loan at a fair price and reasonable interest rate?
  • Did you have a really good experience you can share?
  • Did you have a bad experience you want to share?
  • Is there any other information you’d like people to know that might be considering the services of this company?

It is important to understand when reading comments below that they are the opinions of the individual posters and may not be representative of the overall impression of all consumers that may have or have not used the debt relief services of this company. But everyone does deserve to have an opportunity to express their opinion, even the debt relief company itself, be it good, bad, or indifferent.

Personal Cash Advance   Scam, Complaint, Review, or Praise?
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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Jmcconahay

    This is the biggest scam ever.  They are harassing my boyfriend saying they are calling regarding a loan he took out (which he never did).  They say they are calling from Florida but have called from two different area codes in New York.  I told him the next time he talked to them to have them call me because I work for attorneys and we will get this nipped in the bud real quick.

  • Leosag07

    I have never recieved or applied for a personal cash advance loan now they are suppose to be holding my “social security number”. They have all my personal information as well as my bank information. What number can I call so that this harrassment can stop. They keep calling for a 842-374-1248; 284-369-2774; 585-638-1755; and 825-892-238911 (WHICH IS NOT EVEN A NUMBER)… PLEASE SOMEBODY HELP ME!!

  • Marybart_0313

    Thse people called me too – how do i get rid of them?

    • http://GetOutOfDebt.org Steve Rhode

      If it’s the scammers calling you then the ultimate way to stop them is to change your telephone number.

  • Marybart_0313

    Thse people called me too – how do i get rid of them?

  • Michone

    I just received a call from a Officer Jason Jersey Fraud Investigation (585-638-1756) and I had a lawsuit against me from the mother company Personal Cash Advance.  He stated it was for 400.  He first stated that it was back in Jan 2011. I told him I didn’t have an account then.  Then he switched it to June of 2011.  He had all my information.  I have never taken a cash advance from this company.  He said I would have the cops come to my house and that I need to get an attorney and go to NY to plead my case. 

    • http://GetOutOfDebt.org Steve Rhode

      Did he have a heavy accent?

      • Citycid

        Yes the guy that I spoke to has a heavy accent.  He told me that I borrowed money from personal cash advance in August,(which I have not), I know the company name that I borrowed money from.  His phone # is 585-638-1755.  He is very good with the threats of having a subpeona delivered to my home or place of business.  He told me the total amount with court fees and all was 742.00.  I have no idea how much the loan was actually supposed to be for.

  • kelly

    My husband has been recieving phone calls from Vista Ca (caller ID) 760-666-5816 and the guy left a messege claiming to be from cash advance and that he was an officer and we needed to call him back within two hours. Only after receiving numerous calls did my husband call him back to inform him that we had NEVER taken out a loan from these people and we did not owe any money to them. He had his SS#, DOB, address, everything someone would need to scam you!! he claimed that we recieved money in the bank in Sept 2010 in the amount of $200.00 but that with all of the penalties and interest it was now $360.00. my husband told him to cease and desist and that he would be back in contact with him after he contacted his bank.
    Of course my husband called the bank and there were no records of a cash advance in Sept 2010 or ever before that.
    I will be in contact with the FCC, FTC, FBI, Police, and anyone else willing to listen.
    BEWARE…… THESE PEOPLE ARE VEEEEERY CONVINCING, DON’T FALL FOR IT!!!!!!!

  • Tammy

    I got a call from them today saying I owed them money. they had my numbers, the last 4 of my SSN but they couldn’t provide me with the exact website I supposedly borrowed money from. They’re “OFFICERS OF THE COURT” calling to collect! LMAO..right I told them my attorney uncle in NYC (where they’re supposedly located) would come by the court and get a copy of the documents apparently filed. They hung up on me at that point.

  • Tammy

    I got a call from them today saying I owed them money. they had my numbers, the last 4 of my SSN but they couldn’t provide me with the exact website I supposedly borrowed money from. They’re “OFFICERS OF THE COURT” calling to collect! LMAO..right I told them my attorney uncle in NYC (where they’re supposedly located) would come by the court and get a copy of the documents apparently filed. They hung up on me at that point.

  • Sdoramus

    I just got a call from some woman with a reference number to call, when I called back, a man named Kenneth just started in with his speech about how I owed Personal Cash Advance $500. (How did he know anyhting without my reference #) I asked him this and he hung up on me. So I called back, he told me that he’s not supposed to give me any information, but that he would. he said that I’m not cooperating and so tomorrow as of 11 EST I’ll be behind bars, I’ll lose my job, I’ll lose my Driver’s lisence, my passport, and (get this) my US CITIZENSHIP! lol When I started asking questions, he hung up on me. Now he won’t answer! He was calling from 209-623-4682 His name was Kenneth. He said he was calling from the East coast of Deleware, on behalf of the NY Civil Crt Dept of Fraud. He’s a scammer!!! BEWARE!

  • Sdoramus

    I just got a call from some woman with a reference number to call, when I called back, a man named Kenneth just started in with his speech about how I owed Personal Cash Advance $500. (How did he know anyhting without my reference #) I asked him this and he hung up on me. So I called back, he told me that he’s not supposed to give me any information, but that he would. he said that I’m not cooperating and so tomorrow as of 11 EST I’ll be behind bars, I’ll lose my job, I’ll lose my Driver’s lisence, my passport, and (get this) my US CITIZENSHIP! lol When I started asking questions, he hung up on me. Now he won’t answer! He was calling from 209-623-4682 His name was Kenneth. He said he was calling from the East coast of Deleware, on behalf of the NY Civil Crt Dept of Fraud. He’s a scammer!!! BEWARE!

    • kelly

      My husband has been recieving phone calls from Vista Ca (caller ID) 760-666-5816 and the guy left a messege claiming to be from cash advance and that he was an officer and we needed to call him back within two hours. Only after receiving numerous calls did my husband call him back to inform him that we had NEVER taken out a loan from these people and we did not owe any money to them. He had his SS#, DOB, address, everything someone would need to scam you!! he claimed that we recieved money in the bank in Sept 2010 in the amount of $200.00 but that with all of the penalties and interest it was now $360.00. my husband told him to cease and desist and that he would be back in contact with him after he contacted his bank.
      Of course my husband called the bank and there were no records of a cash advance in Sept 2010 or ever before that.
      I will be in contact with the FCC, FTC, FBI, Police, and anyone else willing to listen.
      BEWARE…… THESE PEOPLE ARE VEEEEERY CONVINCING, DON’T FALL FOR IT!!!!!!!

  • Roycewilliams73

    I borrowed $300.00 and paid back $735.00. You have got all the money you are going to get from me. You can call and threaten all you want, but in the end you are going to get yours. God bless you and have a nice day. RCW

  • Roycewilliams73

    I borrowed $300.00 and paid back $735.00. You have got all the money you are going to get from me. You can call and threaten all you want, but in the end you are going to get yours. God bless you and have a nice day. RCW

  • http://www.sureadvance.com travis marinshaw

    what the hell have i done to myself. i borrowed 400 dollars from these people and i’m now on my 5th interest payment of 106.00 dollars that’s like 530.00 dollars. it’s insane. what the hell to i do to this vampire away from my bank account?

  • Kim Munson

    Received a call from a Mr.Scott and then a lady named Erica stating they were from New York Civil Court and there was a lawsuit pending from the personal cash advance, which I never took a loan from. The number they called me from was 646 434 2472 but when it comes up on caller ID it is all 0′s. I knew exactly who I had taken loans from and have paid them off. I knew they had to be scam artist. I was threaten that they would call my job and tell them I had committed fraud and try to have me arrested.

    I called them back today to verify information to make sure I had not taken loans out with them and I had not. They are trying to get banking information from you to break into your account….

    Please make sure you keep records of the loans you have taken out and know your right. They can not file a civil suit against you if you don’t live in that state.

  • http://personalcashadvance.com Deborah Sellers

    I never received a cash advance from personalcashadvance. They called my sister today, June 17,2010 and threatened her. The man told her that she and I were going to be arrested tomorrow. He went on to call her and me whore bitches. she did an envelope look up on her cell phone and found out the number they called from. I don’t know why they are saying that I took out a loan, but, call my sister. I would put my phone number on my application; not hers. I have received no calls and can’t get with them on the number supplied to her. This company is trying to prey on the less fortune and threaten us with jail and law suits. My sister also ask them why they were able to continue to call her even though she put on a no call list. They said that because the are international, the national no call lists did not apply.

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