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Financira Services – Scam, Complaint, Review, or Praise?

Please share your experience with this debt relief company and provide your review and feedback, in the comments section below.

The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this debt relief company. Here are some potential questions you might be able to provide feedback about.

  • How did you feel about the customer service experience you received?
  • Was the company easy to communicate with before or after you became a client?
  • Did the company respond to your communications promptly?
  • What were the fees charged for the services you received?
  • Did the company give you the terms and conditions for the program you were interested in before you gave them any personal information?
  • Was the program successful for you and accomplish the goals you had when you entered the program?
  • Did you have a really good experience you can share?
  • Did you have a bad experience you want to share?
  • Is there any other information you’d like people to know that might be considering the services of this company?

It is important to understand when reading comments below that they are the opinions of the individual posters and may not be representative of the overall impression of all consumers that may have or have not used the debt relief services of this company. But everyone does deserve to have an opportunity to express their opinion, even the debt relief company itself, be it good, bad, or indifferent.

Financira Services   Scam, Complaint, Review, or Praise?
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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Guest

    I have been trying to get a hold of Financira as well by phone and email since March 2012 and had no luck!!!!!! I really hope I can get some help because this company totally screwed me over! November 2012 was suppose to be my final payment. 

  • Super_zapato_2

    Question:  I finished my “term” with Financira in December 2011.  I got a letter from the IRS, because one of the creditors they settled with, sent my info to the IRS, saying it is forgiven debt.  But since I paid Financira, for them to assume the debt, how can I get the IRS off my case, if they have gone out of business? 

    • http://GetOutOfDebt.org Steve Rhode

      They said they assumed your debt?

      • Super_zapato_2

        Those are my words.  Since I paid Financira, I assumed that’s how it works.  I mean, if I paid Financira about 60% of what I owed the CC companies, and they settled with these companies for less than that; am I by law, liable for the entire “forgiven” amount?

      • http://GetOutOfDebt.org Steve Rhode

        They would not have assumed your debt but were selling you a service to settle your debts. You always remain liable for the entire debt and can be sued by creditors over it. In addition you may have to pay income tax on the forgiven debt unless you are insolvent and fill out IRS Form 982.

  • Kdgparapro89

    This company has not returned my e-mails or  phone calls for over 2 weeks. My contact person was Lesdia Garcia. This is not a usual pratice that I have had with Financira. I’m very, very concerned. Concerned enough to pull out my funds from my 3 party reserved banking system.
    I spoke with Mercord today and my funds will be returned to me by the 9 of March.
    So be aware that sometimes things happen overnight and your not aware of it. Keep up on your accounts with a debt company and you will be prevent becoming a victim.

    • Guest

      There’s a big difference between a scam and a company going out of business. However, they could of at least tried to transfer the accounts to another company but I’m sure the fees were so front loaded this isn’t possible. How much is their monthly fee?

      • Kdgparapro89

        I didn’t say that it was a scam, they were very good to us since 2007 and I’m so shocked that they didnt even give us a heads up that they were closing if that is what truely happened. Common courtsey is all I was wanting.
        So if that is what did happen they could have returned our personal information back to us and called it a day. Now my personal information is floating out there in cyber space or God knows where and I have no access to it.
        Sincerely,
        A shocked consumer :0(

      • Whorray1980

        I will say , get the funds from your trust account directly and get a credit report that way you know how many accounts you had open and what collection agency has them , in less you want to wait so they can tell you what’s going to happen to your case , by law you should be receiving this information the only problem is when .

      • Sandy

        How do you know they going out of business ?

      • Kdgparapro

        No working telephone numbers and no reply by mail or email would be my first guess, but then who knows. I’m only a client. When you Google them it goes directly to Global Solutions. SO NOW WHAT>Sorry to say. No common courtsey was iven and they still have all of my personal information somewhere. Lord only knows.

  • Kdgparapro89

    Well after being with Financira since 2007 I have now felt that I’m being scammed. I have tried for 2 weeks to make contact with them via e-mail and telephone with no results. So I will no longer be a customer with them. Sad to say because they did a great job for me in settling my debts.

  • guest

    From my experience, Financira is another scam and fraud company.  I paid Financira Services Inc. about $7500 (19 months payment of $396/month).  They were supposed to settle the debt with three creditors.  They settled Bank of America debt with $3700 (total amount owed to B of M was $8500), while the remaining amount ~$3500 were taken by them as their fees.  They used to respond to my emails and phone calls prior to December 2011.  In December, they got their full fees from me.  Two weeks back, I got a Motion for Summary Judgment from another creditor.  I tried to contact Financira by email and phone.  No response until now.  I am not sure why they are not responding.  Anyway, I am convinced that they are fraud and I would like to pursue the matter legally so that they will not scam another person.   

  • Joe_debt_jr

    Hi Bert, Steve has a post regarding how to get a refund. Please visit here. http://getoutofdebt.org/20126/… Best wishes.

  • Bert

    I paid subject company $18,393 which was allocated for Enrollment Fee of $4,333 and $14,006 .80 supposedly deposited in an account (in my name) for settlements. They used $5,371 in settlements, leaving $8,635.80, which amount I am trying to get refunded. They call that “my special savings account”, but I do not know where that account is located.

    I have tried for 2 weeks to contact Financira to ask for my refund but my phone calls end in voice mail and do not get returned. I have written faxed letters which have not been answered. One competitor rep suggested I contact a States Attorney’s Office (since I have a right to that refund), but is Florida’s (where I live) or Texas’ , where Financira is located? Any comments?

  • Bert

    I paid subject company $18,393 which was allocated for Enrollment Fee of $4,333 and $14,006 .80 supposedly deposited in an account (in my name) for settlements. They used $5,371 in settlements, leaving $8,635.80, which amount I am trying to get refunded. They call that “my special savings account”, but I do not know where that account is located.

    I have tried for 2 weeks to contact Financira to ask for my refund but my phone calls end in voice mail and do not get returned. I have written faxed letters which have not been answered. One competitor rep suggested I contact a States Attorney’s Office (since I have a right to that refund), but is Florida’s (where I live) or Texas’ , where Financira is located? Any comments?

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