In your book you say that I need to get in touch with my mental issues with money first or I’ll keep returning to the same place. Is there anyone online or whatever free I can advice from on my issues? I do not have insurance yet and I can’t afford to wait to get movement toward getting out of debt.
I think you are probably talking about one of the topics I discuss in my book “The Path to Happiness and Wealth” where I describe that underlying emotional concerns often manifest themselves with debt as a byproduct and symptom.
I am not aware of any online help but as far as free goes you may benefit form attending a local Debtors Anonymous meeting and seeking help there. The meetings are free, helpful and insightful.
Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.