“Dear Steve,
I am trying to get caught up on my bills but to no avail. Wife was laid off for ten months and i have gotten so far behind seems ther is no end in sight. I have gotten on a payment plan to keep my home for the time being but want to know if i can lump my credit totals together and divide whats left for credit companies. Or will they just send back my proposal. really sick over this mess. So tired of worrying 24-7
I heard only one company can garnish at a time. and that very few sue anyway. Is this true
John”
The Answer:
Dear John,
Step up and take action to stop this madness. Click here to find a local bankruptcy attorney to talk to. Bankruptcy will address the debt, prevent you from being sued and block any wage garnishment.
Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.
If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.