Latest Posts
Home > Ask The Get Out of Debt Experts > I Can’t Afford My Credit Cards and Don’t Want to Go Bankrupt. – Marion

I Can’t Afford My Credit Cards and Don’t Want to Go Bankrupt. – Marion

“Dear Steve,

I am about 50,000 in credit card debt, When I got divorced, my sister and brother in law were placed on the mortgage not the deed so that I could refinance. therefore, I can not declare bankruptcy. I make too little money for the ccr.I am the only one on the deed and I have more than 20,000 in equity and I live in PA, I can’t afford to pay the credit card debt.

What would be the best possible solution for me?

Marion”

Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of practical advice, tips, and help to beat back debt. – Click Here

The Answer

Dear Marion,

The best possible solution? Win the lottery.

Here is the problem. If you don’t do something the creditors will agree to you may get sued and a lien can be placed against the house. Since you live in Pennsylvania your wages can’t be garnished for credit card debt.

The big question is if the $50,000 in credit card debt is new since the divorce or at least part of it? Let me know by posting your answer in the comments section below.

Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.

Big Hug!

I Cant Afford My Credit Cards and Dont Want to Go Bankrupt.   Marion
Get Out of Debt Guy – Twitter, G+, Facebook

If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.

I Can't Afford My Credit Cards and Don't Want to Go Bankrupt. - Marion by

Share This and Spread the Word

About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.