I filed chapter 13 October 2008. A Capital One Credit Card charge was included. At my meeting for creditor’s they did not appear nor was there a claim for me to repay the card to them made to be included in my payments. My mother was a cosigner on the card and now they’re suing her.
What are our options. I would like to repay them in my chapter 13 because I simply can not pay them on the terms they’ve suggested. Financially it’s impossible. My mother is retired and living on a fixed income. We go to court today at 3:30 and I would like for them to allow me to repay my debt, but within reason and I plan on expressing that today in court. My income is less than 29 thousand a year, but it’s not impossible to repay them, just within reason. Any advise you have to offer is appreciated.
If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.I Had a Capital One Card in My Chapter 13 Bankruptcy and Now They Are Going After My Mom. - Tonia by Steve Rhode