My husband of 19 years went to prison,I was left to manage all debts,mortgage with less than half the income. I refinanced to keep going with my smaller income.I had to refinance again to pay an attorney for my husband,he got 14 years. we are in the process of a divorce,I don’t want this house,the property/deed is in both our names,I alone am on the mortgage.I owe more on it than its worth,every house on my street has either went into forclosure or sold for way less than owed.Due to failed business ventures and using credit cards for basic repairs and utilities my unsecured debt is 30,000.my credit score was 785 6 months ago.the past 2 months I have been late on the mortgage as well as 2 of my card payments.
What are my options to get into a more affordable home so that I can attribute more to paying my debts.”
If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.My Husband Went to Prison and I Can't Afford the Bills by Steve Rhode