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I Will Be Dead Before I Pay Off My Debt. – Shirley

“Dear Steve,

I am on Social Security Disability I get that, help from the state and 381.00 from a retirement persi acccount. I am 130% below poverty level. I own a nice car, and a mobile home, I have no money in accounts or savings but I do own my moblie home and car? Can they take my car or mobile home if I can’t payy off this 6000.00 credit card? I will be dead before its ever paid off.

I am afraid they will take my mobile or car?????????????


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The Answer

Dear Shirley,

The credit card company may sue you in order to collect on the credit card debt. hey will probably win and then get a judgment but it sounds like it is not collectable based on your current circumstances. I am assuming the car is not of tremendous value.

Nobody wants your mobile home or car, certainly not the creditor.

Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.

Big Hug!

I Will Be Dead Before I Pay Off My Debt.   Shirley
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If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.

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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • lebo

    Dear Shirley

    I do agree wit Steve here, your creditors may sue you and attach any asset you may have to have their money paid up, The other option is to find a local and reputable debt management or debt counselling company for assistance, they may advise you on how to deal with your debt or you restructure your debt as they mediate and negotiate lower repayments on your behalf with your creditors.

    Good luck and remember that debt will not go away on its own, you either pay it or manage it.



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