We have $50,000 in credit card debt. We have a monthly gross income of $13,000. The net income, however, is around $9800.00. Our monthly expenses with bills, to include 6 credit cards, utilities, the mortgage, two car payments, raising three teen age children, etc, are swallowed up and we have NOTHING to show at the end of the month. We are considering getting help through one of the consumer credit counseling services given to us through our creditors OR bankruptcy. We are seeking your advice on what to do.
If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.We Have Nothing Left at the End of the Month. - Gina by Steve Rhode