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Home > Ask The Get Out of Debt Experts > Johnson Law Group in Nevada Told Me They Closed Up Shop and Want to Transfer My Account to Johnson Law Group in Florida. – Lynn

Johnson Law Group in Nevada Told Me They Closed Up Shop and Want to Transfer My Account to Johnson Law Group in Florida. – Lynn

“Dear Steve,

I first participated with JLG, in Nevada in Fevbruary 2010. I’ve made 4 monthly payments. I just recently received a letter(6/10) from JLG in NV stating that their professional corporation will no longer be providing services that were offered to me in the past in consumer debt relief and are transfering the handling of these matters to The Johnson Law Group, PLLC in Orlando, FL, stating that they have substancial expertise in this area. All funds, including attorney trust account will be transfered and held for my benifit. They sent a paper for me to sign to transfer my files to JLG in Florida…and reassured me that they are reliable… i do have an obtion to retain new counsel/assistance and have them contact The Johnson Law Group PLLC in FL.. Does not say i can get my money back…..In the meantime I just received a call from a collector of the Law Firm of Dewicker and Associates PC in an attempt to collect a debt.
In February when I checked the JLG in Nevada, they rated the firm with an A….now their ratings are D-.

I don’t know what to do. i have no money, even though I work. It took me a very long time to go this route and now I’m beginning to think its a scam or just not right. Can you guide me. Who do i go to…..A wreck….

Lynn”

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The Answer

Dear Lynn,

I also received the following question from Jill that is related to your situation.

My inlaws are clients of Johnson Law Group NV. They have been paying for the debt settlement program for a little over a year. They recently recieved a letter informing them that JLG NV was closing and that they could opt to transfer their case to JLG FL for no additional charge. My MIL called JLG NV today to confirm that their case would be transferred and was told that Mark Eldridge has left the company and stopped paying the employee and that JLG FL has no connection to JLG NV. The employee also said that she found an attorney that would take over the case and then go after Mark Eldridge for the fees my MIL has already paid into JLG NV.

Have my inlaws just lost all of the money they had with JLG NV? Is it a normal thing for an attorney to volunteer to take over their case without collecting all the fees? What recourse do my inlaws have?

What a freaking soap opera.

I previously wrote about the meltdown at Johnson Law Group Nevada that included Anan Mark Eldredge. You can read that here. I’ve also written about the strange twists and turns between Johnson Law Group Nevada and Johnson Law Group Florida. You can read about that here.

My vote on Lynn’s situation would be for her to click here to find a local bankruptcy attorney and go talk to them.

For Jill, with the history on these groups I’d not be confident this was going to work out smoothly.

I would think the money paid to JLG NV is gone and would not be transferred to JLG FL. It would be a good idea to talk to the attorney but I doubt the attorney is going to settle the debt, just go after Mark Eldredge.

As far as recourse goes, filing a complaint with the Nevada bar association against Eldredge, and suing Eldredge and JLG NV seems like it.

Please post the attorney name in the comments so others can talk to the attorney as well.

As badly as this has all ended it seems like both the clients and Anan Mark Eldredge have been victimized by Johnson Law Group. You’ve got to read the backstory to understand why I say that.

Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.

Big Hug!

Johnson Law Group in Nevada Told Me They Closed Up Shop and Want to Transfer My Account to Johnson Law Group in Florida.   Lynn
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Johnson Law Group in Nevada Told Me They Closed Up Shop and Want to Transfer My Account to Johnson Law Group in Florida. - Lynn by

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Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Earlean744

    Hi seams like we all are in the same boat hear, do anyone have an address or phone number to reach jlg in florida? phone nor email works with jlg of nevada.

  • John Campo

    Which Johnson Law Group did you work with? Johnson Law Group Nevada is no more and going through bankruptcy so you are probably out of luck. If you went through Johnson Law Group Florida, you should be able to contact them directly for the details.
    Good Luck!!!

  • Veri

    I was a client of Johnson Law Group (Client #14480) and would like to reach Client Services to ask for a copy of the accounts paid off on my behalf by the Johnson Law Group. I have a debtor calling me about an account which I am fairly certain has been paid. I would appreciate an e-mail address for client services or a copy of the accounts paid. Thank you… Verl

  • Veri

    I was a client of Johnson Law Group (Client #14480) and would like to reach Client Services to ask for a copy of the accounts paid off on my behalf by the Johnson Law Group. I have a debtor calling me about an account which I am fairly certain has been paid. I would appreciate an e-mail address for client services or a copy of the accounts paid. Thank you… Verl

    • John Campo

      Which Johnson Law Group did you work with? Johnson Law Group Nevada is no more and going through bankruptcy so you are probably out of luck. If you went through Johnson Law Group Florida, you should be able to contact them directly for the details.
      Good Luck!!!

  • John Campo

    Steve, I would like to apologize for monopolizing your board, I only mean to help others in my situation:

    To bring people up to date of the destruction that JLG has caused me. As mentioned in my previous posts; I filed for bankruptcy due to the JLG scam. Because I was told to ignore phone calls I didn’t answer the phone or bother to explain what I was doing; again, as per the JLG instructions. Once I was aware I was being scammed I informed my creditors, by the way, it does no good explaining because they don’t care. Once I made the decision to file for bankruptcy I answered the phone calls of the creditors and explained I was filing for bankruptcy and provided the name and phone number of my attorney, along with the bankruptcy chapter I was filing. The calls continued and I continued to provide the aforementioned information. While I was waiting to file my bankruptcy petition the courts awarded judgment to one of my creditors. My petition for bankruptcy was filed and this creditor was still able to have the court levy my bank account; as per my lawyer this is illegal. In other words, any money in the account was withdrawn and sent to the creditor and they had no obligation to notify me. I had half my mortgage payment in the account and was saving the rest (don’t know how I’m making my next mortgage payment because the money just isn’t there). My attorney is working on getting the funds returned and assures me that they are OBLIGATED to return the funds but it may take some time. In the mean time, I had to cancel my direct deposit; I will close my bank account because the bank can not be trusted to obey by the law. I will have to travel 20 minutes on my lunch break, every pay day, to cash my check at the pay roll bank. I will have to pay all my bills by money order, which I intend to, get at the post office because I’ll be damn if I give any money to the banks.

    How I discovered my account was levied was, I went to withdraw a couple of bucks for daily weekly expenses when I was told there was no money in my account; I had just gotten paid the day before. When I questioned the bank they informed me the account was levied by a creditor.

    If you are being hassled by creditors or have notices to go to court you must secure any funds you have. Take your money out of the bank because if there is a judgment against you the creditor WILL levy your account and there is nothing you can do about it.

    It will not change the situation but, if you’re filing for bankruptcy, inform the caller and ask them to make a note of it in your file. Additionally, provide you attorney’s name and phone number. Note, this will not stop the creditors from calling and you may continue to receive phone calls from them.

    Stop your direct deposit, although it is illegal for the banks to levy your account while in bankruptcy, don’t trust that the banks will obey the law; this happened to me.
    When getting paid use the company pay roll bank, in most cases you are not required to have an account with the bank to cash the pay roll check.

    Because you will not have a bank account this would require you to pay bills with money orders, it may cost a little more but you will have peace of mind knowing that the money is there and there is no unexpected surprises because the bank decided to levy your account.

    I am informing this board of what I am going through so anyone in my position can learn from what I am experiencing. Please remember I am not a financial advisor or legal advisor. I am a typical middle class person with typical income having no assets. Please consider all options, because what is working for me may not work for you.

    First understand that each state may have different laws concerning bankruptcy. Make sure you ask your bankruptcy attorney questions. Keep in mind you may have to lose your home or a vehicle. Any collection (art, furniture, firearms, car etc.) or recreational vehicles of value or jewelry should be liquidated prior to filing bankruptcy or you will be forced to sell it to pay creditors; I had none of these so it did not apply to me. Ask if it will affect income tax filing, ask about exemptions such as second vehicles or how your home appraisal will affect the outcome, weigh your option on strategic default (walking away from your mortgage). If your house is worth substantially less than what you owe it may be worth walking. Ask about qualifying for loan conversions (don’t know if this is the correct terminology) example: I qualified to have my second mortgage converted from a secured loan into an unsecure loan (like a credit card) due to my income, for my family of 4 I was below my counties median and my home appraising for $91K less than what I paid for it, thus being eligible to convert my second mortgage into an unsecured loan and adding an additional $89K to the bankruptcy for discharging; and I am not losing my house either. But I am required to pay into a trust fund for 5 years; my attorney assures me it won’t be easy. I am filing for chapter 13 and will have to pay into a trust fund for 5 years but I will be discharged a total of $154K and still own my house. It sounds good but it won’t be easy. I CAN NOT default on the trust payment or my bankruptcy will not be approved; incidentally, this means I will be in bankruptcy for 5 years.

    See what a headache the JLG created for me. I do ultimately assume responsibility for getting into debt the way I did. There were uncontrollable circumstances that lead to me to where I am today. I trusted in the JLG for help and they only added to my problem; they were the “proverbial” straw that broke the camels back.

    Good luck to everyone out there and stay strong for your family.

    John

  • John Campo

    Steve, I would like to apologize for monopolizing your board, I only mean to help others in my situation:

    To bring people up to date of the destruction that JLG has caused me. As mentioned in my previous posts; I filed for bankruptcy due to the JLG scam. Because I was told to ignore phone calls I didn’t answer the phone or bother to explain what I was doing; again, as per the JLG instructions. Once I was aware I was being scammed I informed my creditors, by the way, it does no good explaining because they don’t care. Once I made the decision to file for bankruptcy I answered the phone calls of the creditors and explained I was filing for bankruptcy and provided the name and phone number of my attorney, along with the bankruptcy chapter I was filing. The calls continued and I continued to provide the aforementioned information. While I was waiting to file my bankruptcy petition the courts awarded judgment to one of my creditors. My petition for bankruptcy was filed and this creditor was still able to have the court levy my bank account; as per my lawyer this is illegal. In other words, any money in the account was withdrawn and sent to the creditor and they had no obligation to notify me. I had half my mortgage payment in the account and was saving the rest (don’t know how I’m making my next mortgage payment because the money just isn’t there). My attorney is working on getting the funds returned and assures me that they are OBLIGATED to return the funds but it may take some time. In the mean time, I had to cancel my direct deposit; I will close my bank account because the bank can not be trusted to obey by the law. I will have to travel 20 minutes on my lunch break, every pay day, to cash my check at the pay roll bank. I will have to pay all my bills by money order, which I intend to, get at the post office because I’ll be damn if I give any money to the banks.

    How I discovered my account was levied was, I went to withdraw a couple of bucks for daily weekly expenses when I was told there was no money in my account; I had just gotten paid the day before. When I questioned the bank they informed me the account was levied by a creditor.

    If you are being hassled by creditors or have notices to go to court you must secure any funds you have. Take your money out of the bank because if there is a judgment against you the creditor WILL levy your account and there is nothing you can do about it.

    It will not change the situation but, if you’re filing for bankruptcy, inform the caller and ask them to make a note of it in your file. Additionally, provide you attorney’s name and phone number. Note, this will not stop the creditors from calling and you may continue to receive phone calls from them.

    Stop your direct deposit, although it is illegal for the banks to levy your account while in bankruptcy, don’t trust that the banks will obey the law; this happened to me.
    When getting paid use the company pay roll bank, in most cases you are not required to have an account with the bank to cash the pay roll check.

    Because you will not have a bank account this would require you to pay bills with money orders, it may cost a little more but you will have peace of mind knowing that the money is there and there is no unexpected surprises because the bank decided to levy your account.

    I am informing this board of what I am going through so anyone in my position can learn from what I am experiencing. Please remember I am not a financial advisor or legal advisor. I am a typical middle class person with typical income having no assets. Please consider all options, because what is working for me may not work for you.

    First understand that each state may have different laws concerning bankruptcy. Make sure you ask your bankruptcy attorney questions. Keep in mind you may have to lose your home or a vehicle. Any collection (art, furniture, firearms, car etc.) or recreational vehicles of value or jewelry should be liquidated prior to filing bankruptcy or you will be forced to sell it to pay creditors; I had none of these so it did not apply to me. Ask if it will affect income tax filing, ask about exemptions such as second vehicles or how your home appraisal will affect the outcome, weigh your option on strategic default (walking away from your mortgage). If your house is worth substantially less than what you owe it may be worth walking. Ask about qualifying for loan conversions (don’t know if this is the correct terminology) example: I qualified to have my second mortgage converted from a secured loan into an unsecure loan (like a credit card) due to my income, for my family of 4 I was below my counties median and my home appraising for $91K less than what I paid for it, thus being eligible to convert my second mortgage into an unsecured loan and adding an additional $89K to the bankruptcy for discharging; and I am not losing my house either. But I am required to pay into a trust fund for 5 years; my attorney assures me it won’t be easy. I am filing for chapter 13 and will have to pay into a trust fund for 5 years but I will be discharged a total of $154K and still own my house. It sounds good but it won’t be easy. I CAN NOT default on the trust payment or my bankruptcy will not be approved; incidentally, this means I will be in bankruptcy for 5 years.

    See what a headache the JLG created for me. I do ultimately assume responsibility for getting into debt the way I did. There were uncontrollable circumstances that lead to me to where I am today. I trusted in the JLG for help and they only added to my problem; they were the “proverbial” straw that broke the camels back.

    Good luck to everyone out there and stay strong for your family.

    John

  • John Campo

    I understand and agree. I am assuming you understand how the process works but I would like to explain it as I understand it. What the JLG did was open a trust account and deposit funds; that were withdrawn from my bank account. Naturally they (JLG) withheld their service fees prior to depositing. So in reality, only a small portion of the funds that were withdrawn from my bank account were actually deposited in a trust account for the purpose of negotiating with creditors. As the trust account increases with the funds, the JLG would review your lowest debt and when there was sufficient funds to negotiate the debt, JLG would make a deal with the creditor. FYI, if funds are available to you, you can do this without a “middle-man”; a lesson I found out the hard way. After JLG pays the creditor the agreed amount, your trust account is now depleted that amount that was agreed on. As time goes by, and your trust account grows to have sufficient funds again (for negotiating), the next lowest creditor is negotiated with. This is the process until all your debts are settled. Meanwhile, all larger debts are being ignored, as instructed by the JLG, and the interest on those larger debts grows to beyond what they were when initially quoted as when joining JLG for debt settlement. It is also possible that, after settling the original amount, one owes accumulated interest. This sometimes leaves a person worse off than when they started.

    After paying into my account for 5 months I discovered I may still be libel to pay the interest. That’s when I called JLG inquiring about any progress. They explained to me that, after paying almost $8000 in 5 months that I did not have enough in my trust account to negotiate with and nothing had been done. My lowest creditor was approximately $3000 so I knew something wasn’t right. I believe it was 3 weeks after first suspecting I was scammed that I received the letter stating JLG would no longer represent me.

  • Morales

    Thank you my friend. I will stay in contact and waiting for the amount that JLG fl said that sent to us. also we will fill the claim at the nevada bankruptcy court. This is a very serious issue that cross frontiers. We are from Puerto Rico and just call a phone number of a company in T.V. that told us that they will helped us, but they finally transfer us to this law group. We finished our part given them 18 payments of $760 monthly and they do nothing with our creditor(just one creditor), the only work that they did was debit our bank account monthly: Is that really a service fee or a robberry? We hope that here will be justice and this criminals will pay for that. Thank you again…

  • John Campo

    If I understand your posting you paid out $13680 and JLG Florida is refunding $9426 leaving $4200 unaccounted for. I am assuming the $4200 is the “non-refundable” service fee. If you look at your contract it clearly states the service charge is non-refundable. I am guessing you were originally signed with JLG Nevada and declined to be transferred to JLG Florida; when JLG Nevada informed their clients they were no longer going to represent them, in June. The service fee ($4200) was withheld by JLG Nevada (Mark Eldredge) and is not refundable. The $9426 that JLG Florida is refunding to you was the left over funds held in the trust account. As mentioned in my previous post, I spoke to Clint Johnson about a month ago and he assures me his company has no affiliation with JLG Nevada. I am not sure you would qualify for any further refund than what JLG Florida is providing. You should still file a complaint with the Federal Trade Commission, Attorney Generals Office in Nevada and your state, and the Nevada State Barr Association. Steve Rhodes article would further detail the process. Since Mark Eldredge has already filed for bankruptcy I feel that time me be an important factor here (please understand I am not an attorney or financial advisor. Any advice I give is based on my experience and steps that I had taken).

  • John Campo

    Thanks for the advice Bulb. I believe it was Ameridebt…but cant be certain because I only dealt with them for a couple of minutes before being set up with JLG. I responded to the ad I heard on a New York radio station. But as I said, I do not have the time or energy to dedicate to this matter. I need to focus on providing for my family and keeping a roof over our heads. The couple hours a week I do have free is spent with my 5 year old twins.

  • Bulb

    Hi John,

    You may still have options depending on how you were referred to JLG.

    Who did you sign up through?

    If it is an entity that is still doing business, like debtwave or coastal, I would suggest you definitely have options.

    The bulb

  • Morales

    We are from Puerto Rico and have the same problem with JLG nv. We talk today to JLG fl and a person named Luis Vazquez told us that they sent us oct,20 a chk of $9,426. They took from our bank account $13,680. We are not sure they really sent this amount to us. They do nothing with our case and if is correct that they sent us this chk they stole us $4,200. Please let us know what we can do or some help.

  • John Campo

    I’m not sure what other legal actions we can take considering Mark Eldredge is filing for bankruptcy. What I need is my money back and with Eldredge filing for bankruptcy chances are I’ll never see my money. I am in no position financially or emotionally to pursue this issue any further. I have to concentrate on trying to live for the moment. I have a family and need to focus on keeping what I have, which is real difficult because I have no money and the future looks bleak.

  • helenac

    Hi John- I understand what you are going through..with JLG…I did call the Nevada Bankruptcy court and was told “off the record” that I should consult a lawyer that there were other legal actions we could take….unfortunately another lawyer takes money…if we all went in together it may be worth it….

  • John Campo

    Several weeks ago I spoke with Clint Johnson from the JLG Florida. I was defensive in our initial conversation but became at ease after he explained to me his situation and how he also has grievances with JLG Nevada. I continued to throw conspiracy minded questions at him regarding his affiliation with JLG Nevada until I was satisfy that JLG Florida operated as a separate entity. He was pleasant to speak to and sympathized with my situation. His call to me was in response to the letter I sent him voicing my complaint. He did paint himself and his firm as a victim in this as well. After my experience with debt settlement I would like to make this clear, I DO NO CONDONE DEBT SETTLEMENT! If you decide to follow through with JLG Florida that is your decision, but I did find comfort in speaking with Clint. Be forewarned, it is my understanding that the laws will soon change and provide better protection for the consumer. But in the interim, debt settlement companies will increase the rate at which they rip you off until our protection kicks in. It is estimated that the debt settlement companies will not be able to comply with the new laws coming up so they are trying to build there clientele and their funds but will eventually go the way of Mark Eldredge; bankruptcy. Has anyone noticed an increase in debt settlement commercials on the radio, internet and television? Hell I’m getting unsolicited calls on both cell phone and home phone. Don’t let your emotions and personal hardship affect your decisions as I had them affect mine. If your gut feeling is to file for bankruptcy then maybe you should explore that option. Bankruptcy does not come without penalties so seek opinions of others if you feel cornered. Debt settlement, at this point, is just inevitably going to lead to you filing for bankruptcy anyway.
    I received a claim form from the Nevada Bankruptcy court. It is apparent that Mark Eldredge filed for Chapter 7 Bankruptcy on June 29, 2010. I believe I received this form because I contacted the Johnson Law Group Nevada and other agencies to voice my grievances. Even after I fill out the form and submit it I have little faith that I will recoup any of the funds that were “stolen” from me by the JLG Nevada. It is my guess that, if anyone on this board did not receive any correspondence, they will probably lose out on any refund, and there is nothing that anyone will do for you; trust me I looked into it. If you look at my history on this board, you will notice I’ve been working on getting some kind of refund for about 5 months. My bankruptcy was recently filed and is now pending review. My new dilemma, unrelated to JLG (or is it), is that my house appraised for $91K less than what I paid for it 4 years ago. I am pondering whether to wait it out and struggle (vigorously) to pay my mortgage until the market comes back or if I should walk away and let the bank foreclose. I have no equity in the house to do anything, I have bad credit now (thank you JLG) so it may not pay for me to try and refinance. I have a family so it isn’t that easy to walking away because what I do affects young children and my wife. I know my bankruptcy may affect my ability to get an apartment in a complex. I may be able to rent from a private owner, and even then it may be questionable and I may not get approved. So….ask me if I think the economy is getting better and how bad have I been impacted by it…..I know I am more fortunate than others but I just needed to vent my frustration.

  • John Campo

    Several weeks ago I spoke with Clint Johnson from the JLG Florida. I was defensive in our initial conversation but became at ease after he explained to me his situation and how he also has grievances with JLG Nevada. I continued to throw conspiracy minded questions at him regarding his affiliation with JLG Nevada until I was satisfy that JLG Florida operated as a separate entity. He was pleasant to speak to and sympathized with my situation. His call to me was in response to the letter I sent him voicing my complaint. He did paint himself and his firm as a victim in this as well. After my experience with debt settlement I would like to make this clear, I DO NO CONDONE DEBT SETTLEMENT! If you decide to follow through with JLG Florida that is your decision, but I did find comfort in speaking with Clint. Be forewarned, it is my understanding that the laws will soon change and provide better protection for the consumer. But in the interim, debt settlement companies will increase the rate at which they rip you off until our protection kicks in. It is estimated that the debt settlement companies will not be able to comply with the new laws coming up so they are trying to build there clientele and their funds but will eventually go the way of Mark Eldredge; bankruptcy. Has anyone noticed an increase in debt settlement commercials on the radio, internet and television? Hell I’m getting unsolicited calls on both cell phone and home phone. Don’t let your emotions and personal hardship affect your decisions as I had them affect mine. If your gut feeling is to file for bankruptcy then maybe you should explore that option. Bankruptcy does not come without penalties so seek opinions of others if you feel cornered. Debt settlement, at this point, is just inevitably going to lead to you filing for bankruptcy anyway.
    I received a claim form from the Nevada Bankruptcy court. It is apparent that Mark Eldredge filed for Chapter 7 Bankruptcy on June 29, 2010. I believe I received this form because I contacted the Johnson Law Group Nevada and other agencies to voice my grievances. Even after I fill out the form and submit it I have little faith that I will recoup any of the funds that were “stolen” from me by the JLG Nevada. It is my guess that, if anyone on this board did not receive any correspondence, they will probably lose out on any refund, and there is nothing that anyone will do for you; trust me I looked into it. If you look at my history on this board, you will notice I’ve been working on getting some kind of refund for about 5 months. My bankruptcy was recently filed and is now pending review. My new dilemma, unrelated to JLG (or is it), is that my house appraised for $91K less than what I paid for it 4 years ago. I am pondering whether to wait it out and struggle (vigorously) to pay my mortgage until the market comes back or if I should walk away and let the bank foreclose. I have no equity in the house to do anything, I have bad credit now (thank you JLG) so it may not pay for me to try and refinance. I have a family so it isn’t that easy to walking away because what I do affects young children and my wife. I know my bankruptcy may affect my ability to get an apartment in a complex. I may be able to rent from a private owner, and even then it may be questionable and I may not get approved. So….ask me if I think the economy is getting better and how bad have I been impacted by it…..I know I am more fortunate than others but I just needed to vent my frustration.

    • helenac

      Hi John- I understand what you are going through..with JLG…I did call the Nevada Bankruptcy court and was told “off the record” that I should consult a lawyer that there were other legal actions we could take….unfortunately another lawyer takes money…if we all went in together it may be worth it….

      • John Campo

        I’m not sure what other legal actions we can take considering Mark Eldredge is filing for bankruptcy. What I need is my money back and with Eldredge filing for bankruptcy chances are I’ll never see my money. I am in no position financially or emotionally to pursue this issue any further. I have to concentrate on trying to live for the moment. I have a family and need to focus on keeping what I have, which is real difficult because I have no money and the future looks bleak.

      • Bulb

        Hi John,

        You may still have options depending on how you were referred to JLG.

        Who did you sign up through?

        If it is an entity that is still doing business, like debtwave or coastal, I would suggest you definitely have options.

        The bulb

      • John Campo

        Thanks for the advice Bulb. I believe it was Ameridebt…but cant be certain because I only dealt with them for a couple of minutes before being set up with JLG. I responded to the ad I heard on a New York radio station. But as I said, I do not have the time or energy to dedicate to this matter. I need to focus on providing for my family and keeping a roof over our heads. The couple hours a week I do have free is spent with my 5 year old twins.

      • Morales

        We are from Puerto Rico and have the same problem with JLG nv. We talk today to JLG fl and a person named Luis Vazquez told us that they sent us oct,20 a chk of $9,426. They took from our bank account $13,680. We are not sure they really sent this amount to us. They do nothing with our case and if is correct that they sent us this chk they stole us $4,200. Please let us know what we can do or some help.

      • John Campo

        If I understand your posting you paid out $13680 and JLG Florida is refunding $9426 leaving $4200 unaccounted for. I am assuming the $4200 is the “non-refundable” service fee. If you look at your contract it clearly states the service charge is non-refundable. I am guessing you were originally signed with JLG Nevada and declined to be transferred to JLG Florida; when JLG Nevada informed their clients they were no longer going to represent them, in June. The service fee ($4200) was withheld by JLG Nevada (Mark Eldredge) and is not refundable. The $9426 that JLG Florida is refunding to you was the left over funds held in the trust account. As mentioned in my previous post, I spoke to Clint Johnson about a month ago and he assures me his company has no affiliation with JLG Nevada. I am not sure you would qualify for any further refund than what JLG Florida is providing. You should still file a complaint with the Federal Trade Commission, Attorney Generals Office in Nevada and your state, and the Nevada State Barr Association. Steve Rhodes article would further detail the process. Since Mark Eldredge has already filed for bankruptcy I feel that time me be an important factor here (please understand I am not an attorney or financial advisor. Any advice I give is based on my experience and steps that I had taken).

      • Morales

        Thank you my friend. I will stay in contact and waiting for the amount that JLG fl said that sent to us. also we will fill the claim at the nevada bankruptcy court. This is a very serious issue that cross frontiers. We are from Puerto Rico and just call a phone number of a company in T.V. that told us that they will helped us, but they finally transfer us to this law group. We finished our part given them 18 payments of $760 monthly and they do nothing with our creditor(just one creditor), the only work that they did was debit our bank account monthly: Is that really a service fee or a robberry? We hope that here will be justice and this criminals will pay for that. Thank you again…

      • John Campo

        I understand and agree. I am assuming you understand how the process works but I would like to explain it as I understand it. What the JLG did was open a trust account and deposit funds; that were withdrawn from my bank account. Naturally they (JLG) withheld their service fees prior to depositing. So in reality, only a small portion of the funds that were withdrawn from my bank account were actually deposited in a trust account for the purpose of negotiating with creditors. As the trust account increases with the funds, the JLG would review your lowest debt and when there was sufficient funds to negotiate the debt, JLG would make a deal with the creditor. FYI, if funds are available to you, you can do this without a “middle-man”; a lesson I found out the hard way. After JLG pays the creditor the agreed amount, your trust account is now depleted that amount that was agreed on. As time goes by, and your trust account grows to have sufficient funds again (for negotiating), the next lowest creditor is negotiated with. This is the process until all your debts are settled. Meanwhile, all larger debts are being ignored, as instructed by the JLG, and the interest on those larger debts grows to beyond what they were when initially quoted as when joining JLG for debt settlement. It is also possible that, after settling the original amount, one owes accumulated interest. This sometimes leaves a person worse off than when they started.

        After paying into my account for 5 months I discovered I may still be libel to pay the interest. That’s when I called JLG inquiring about any progress. They explained to me that, after paying almost $8000 in 5 months that I did not have enough in my trust account to negotiate with and nothing had been done. My lowest creditor was approximately $3000 so I knew something wasn’t right. I believe it was 3 weeks after first suspecting I was scammed that I received the letter stating JLG would no longer represent me.

      • Earlean744

        Hi seams like we all are in the same boat hear, do anyone have an address or phone number to reach jlg in florida? phone nor email works with jlg of nevada.

  • Ahelena

    I wrote previously about loosing over $6500 to the JLG and filed the several complaints with the bar, bbb, etc as outlined in the article with no results. I also just got a letter about the bankruptcy proceedings but am alittle confused by the form…anyone dealt with this type of thing before…we are listed as creditors but I find it disheartening that because we are considered creditor to JLG we can’t file any legal action against them now…..

  • Agt_dale_cooper

    FYI, received “Amended Notice of Chapter 7 Bankruptcy Case, Meeting of Creditors, & Deadlines” form from BK court in Nevada.
    Paperwork includes “Proof Of Claim” form that EVERYBODY who got hosed by these clowns should fill out and return to the (Nevada) court.
    If nothing comes of the claim as filed, should enable us to write off loss on our taxes, at the very least :)

  • Agt_dale_cooper

    FYI, received “Amended Notice of Chapter 7 Bankruptcy Case, Meeting of Creditors, & Deadlines” form from BK court in Nevada.
    Paperwork includes “Proof Of Claim” form that EVERYBODY who got hosed by these clowns should fill out and return to the (Nevada) court.
    If nothing comes of the claim as filed, should enable us to write off loss on our taxes, at the very least :)

    • Ahelena

      I wrote previously about loosing over $6500 to the JLG and filed the several complaints with the bar, bbb, etc as outlined in the article with no results. I also just got a letter about the bankruptcy proceedings but am alittle confused by the form…anyone dealt with this type of thing before…we are listed as creditors but I find it disheartening that because we are considered creditor to JLG we can’t file any legal action against them now…..

    • Liza

      Just wondering have you heard anything from filling out the form for court?  i also have filled it out and never heard anything back from it.

  • Thelincolns

    We also had the same experience with Johnson Law Group in NV. They took over $3,400 of our money and then closed and said they could transfer me to Johnson Law Group in FL. This law firm says they will take our entire monthly payments out of our bank account and hold the funds for us. They also said we’re not entitled to a refund with the previous law firm, but if we go with them, the fee would be the same that we agreed upon with the other Johnson Law Group. Why would I trust this firm when the other closed shop after a year of doing nothing for us?

  • Thelincolns

    We also had the same experience with Johnson Law Group in NV. They took over $3,400 of our money and then closed and said they could transfer me to Johnson Law Group in FL. This law firm says they will take our entire monthly payments out of our bank account and hold the funds for us. They also said we’re not entitled to a refund with the previous law firm, but if we go with them, the fee would be the same that we agreed upon with the other Johnson Law Group. Why would I trust this firm when the other closed shop after a year of doing nothing for us?

  • Johnccampo

    I too filed a complaint with Nevada Bar Association against Mark Eldredge and received the same answer as Liza. Additionally, when I sent letters to the Attorney Generals, of several states, they in return sent me an Affidavit so they can follow up. Honestly, I sent such detail that I do not understand why I need to repeat myself in an Affidavit. I do not have the time to dedicate to following up on something I know isn’t going to pay out.

  • Johnccampo

    I too filed a complaint with Nevada Bar Association against Mark Eldredge and received the same answer as Liza. Additionally, when I sent letters to the Attorney Generals, of several states, they in return sent me an Affidavit so they can follow up. Honestly, I sent such detail that I do not understand why I need to repeat myself in an Affidavit. I do not have the time to dedicate to following up on something I know isn’t going to pay out.

  • LizaReigel

    I did contact Nevada Bar Association and have gotten a letter back from them stating that they have filed a grievance with the attorney Mark and that they are investigating my complaint. I realize I won’t get my money back but this made me feel a little better that someone had actually read my complaint.

  • LizaReigel

    Iglody’s address was at the time 9555 S Eastern Avenue Suite 280 Las Vegas, NV 89123 #888-351-4733. I have a feeling all of the companies are connected. They gave me a run around also.

  • Beverly

    Sept. 9, 2010

    Dear Steve:

    What a nightmare. I signed on with Johnson Law Group, Nevada in Dec. 2007 and made approximately 21 monthly payments. In June 2010, I also recieved a letter that they were going out of business and that my account was going to be transferred to Johnson Law Group in Florida. They did settle 3 of my accounts, but the final and last account is still outstanding and now I am recieving letters from that account that they are going to sue me. I called the last known number for the Nevada JLG and was referred to the Florida company (I didn’t sign up with this company). Is there any way I can collect the remaining balance in my account with this company before they closed.
    Beverly

  • Beverly

    Sept. 9, 2010

    Dear Steve:

    What a nightmare. I signed on with Johnson Law Group, Nevada in Dec. 2007 and made approximately 21 monthly payments. In June 2010, I also recieved a letter that they were going out of business and that my account was going to be transferred to Johnson Law Group in Florida. They did settle 3 of my accounts, but the final and last account is still outstanding and now I am recieving letters from that account that they are going to sue me. I called the last known number for the Nevada JLG and was referred to the Florida company (I didn’t sign up with this company). Is there any way I can collect the remaining balance in my account with this company before they closed.
    Beverly

  • agt_dale_cooper

    Yes, I got hosed too…posting here and at ‘soap opera’ page.

    Tried to mail “[email protected]” regarding my refund request submitted on May 4, 2010 (see the post date on http://getoutofdebt.org/18942/johnson-law-group-allegations-client-funds-missing-attorney-not-in-control for giggles), and received “Delivery Status Notification (Failure)” from my Hotmail client.

    Will be filing complaints with California Attorney General (I’m a CA resident), Nevada Attorney General (if I can), Federal Trade Commission, and CA and NV Bar Associations (although I think the lawyer is getting the short end of the stick, I apparently have no legal recourse against a parent company that I was never aware of)

  • John Campo

    Yes Steve, please publish my email address. I was under the impression that it was being published. I am interested in hearing from others who were scammed. To date I’ve only heard from 3 people; I KNOW there are more out there.

    • http://GetOutOfDebt.org Steve Rhode

      If anyone wants to contact John his email address is johnccampo[@]aol.com

  • Liza

    I also had signend up with Johnson Law Group Debt Settlement Company in Nevada around March of 2010. I was referred to them by Debtwave and thought since I had, had no problems with them that there referral would be legit.

    Like everyone else I had gotten a letter stating that Johnson Law Group was no longer doing debt settlement. I had only been on the program for 2 months so 2 months of fees wer given to them $680 that I’m out now. They then switched it to the shady Florida company then again tried switching my file to another company called Igloody.

    By that time my bills were 5 months behind and I am further in debt. I cancelled whatever I could and now am looking into bankruptcy, I’ve had two of my credit cards go to a collection agency since this happened. I had never been late on one payment since going with Johnson Law Group in Nevada and then getting jerked around by the other two companies that were recommended by Johnson Law Group.

    I’m just frustrated that these companies are preying on people who are allready financially burdened. I also have been given a run around from the 3 companies about getting my money back. The florida and Igloody company both said they never got any money or my fee’s were never transferred from Johnson Law Group in Nevada and that I should be contacting them for my money. I was given a phone number and the message is generic and I’ve left about 15 messages and have heard nothing. All I want are my two months of fees back.

    My questions to you is has anyone else had any luck with getting there money back? What are people doing to get it back, or is their anything I can do to get it back?

    Just very frustrated and stressed.

    • http://GetOutOfDebt.org Steve Rhode

      Liza,

      Do you have any contact information or a website for this Igloody company? I’ve never heard of them.

      Some people have received some funds back but I would predict it would not be a reasonable expectation that you would get much back. If you want to fight it then consider following this process, How to Get Out of a Debt Settlement Program and Get a Big Refund.

      Steve

      • John

        I have started the process outlined in Steve’s article. Unfortunately I am impatient and getting frustrated because I haven’t had any results. I’ve filed complaints with the Attorney generals office of several relevant states, the Nevada BBB, Federal Trade Commission, I’ve filed a complaint with the Nevada State Barr against Mark Eldredge. I’ve also contact Las Vegas and Florida news media outlets; and other national television shows. I’ve received some phone calls from individuals who claim no affiliation with the either of the law groups, admitting something wasn’t right with my account and claim they were going to help me. Of course I never hear from them again. Bottom line is, I too am still getting the run around when I still am entitled to at least another $5000. I am at my wits end….don’t know what to do….I need the refund so I can file for bankruptcy; I’ve prepared the paper work as per my lawyers instructions, but do not have the money to file. I just don’t know what to do anymore and this whole fiasco is starting to affect my health. To summarize the above, I feel Steve’s advise is invaluable and should be followed to the letter, but it will take time, energy and frustration before any results are even slightly evident.

      • John

        Steve, I know this is a bit off topic, but I hope you allow this on the board to show people how unscrupulous these scammers are. With regards to my Johnson Law Group saga, something interesting, but not progressive, has happened within the last couple of weeks. As mentioned in earlier postings, I mail certified letters to the JLG Nevada and JLG Fla, giving a deadline of Aug. 1, 2010 to reply to my grievances, as outlined in Steve’s article. On August 4, 2010 I receive a phone call from “Chris Barnes” who worked for a customer service type company (I didn’t write the company name down). This company worked on behalf of the JLG, but who has no affiliation with the JLG. Chris claimed he has taken on several of JLG clients to try and resolve financial issues; but of course could not promise results. Chris said, and I quote “following up with clients out of the GOODNESS OF MY HART even though I no longer work for the company”. On the third call, after ensuring me he has made some progress, Chris rattles off the phone numbers for Anan Mark Eldgredge and Clint Johnson. I told Chris the information is not new to me and the phone numbers are there to pacify and give people hope. I’ve called the numbers numerous times and left messages but no one has returned my calls. After several weeks of getting misleading and pacifying information from Chris, I tried to again call him on August 17, 2010 to get a status report. Here’s the kicker, I find it odd that his phone doesn’t pick up, not even for voicemail, which it has in the past; the phone just keeps ringing. Call me paranoid, but I feel I was contacted by “Chris” as a means to pacify me and see if I’ll wait it out; a stall tactic if you will. To further reinforce that it’s a scam, you can even say that his name appears generic, like John Doe, to ensure he remembers it when dealing with disgruntled clients. I’ve been obsessed with finding out information about the JLG. I Google Anan Mark Eldredge daily to see if anything new appears on the web. I recently found that Anan Mark Eldredge was named on a legal document dated July 6, 2010 that indicates he has been in litigation since 2009 with the Colorado State Attorney General; John W. Suthers Colorado State Attorney General vs. Anan Mark Eldredge and the Johnson Law Group. Additionally, the Johnson Law Group has also been named in some legal activity in Georgia; Joseph B Doyle, Administrator Fair Business Practices Act vs. Johnson Law Group Case No. 2010-CV-TBD. I have not been able to find out what the details of these legal actions are, but I wouldn’t be surprised if it has something to do with unethical business practices.
        So, to sum it up, from my experiences with JLG, Nevada and JLG, Fla., and from what I see online, I am losing hope of getting any refund. It appears they are already under the microscope by government agencies so I would surmise that they aren’t concerned with the impact I may have.

        Thanks for listening,
        John

        If anyone wants to correspond with me on this subject feel free to email me [email protected]

      • http://GetOutOfDebt.org Steve Rhode

        John,

        Can I publish your email address so people can see it and email as you offered?

        Thanks for adding new information to help solve the mystery.

        Steve

      • LizaReigel

        Iglody’s address was at the time 9555 S Eastern Avenue Suite 280 Las Vegas, NV 89123 #888-351-4733. I have a feeling all of the companies are connected. They gave me a run around also.

      • LizaReigel

        I did contact Nevada Bar Association and have gotten a letter back from them stating that they have filed a grievance with the attorney Mark and that they are investigating my complaint. I realize I won’t get my money back but this made me feel a little better that someone had actually read my complaint.

  • Brenda Hembree

    Have you read their ratings on the BBB. I hate to tell you but it is an FFFFF

  • Carnelia Foster

    Just as an addition to my prior comment. My account and my son’s account is actually handled by DebtWave who just happens to be affiliated with JLG. They pay the bills and are doing a very good job. I have alway been able to contact them and speak to a customer service rep immediately and they take the time to answer my questions in full. I have, as of today, confirmed that they are continuing to pay my bills. I have had no contact with JLG, except for setting up the initial account with DebitWave, and the letter transferring my account to FL.

    I did not have a large up front load on my debt. I refused to do that — period. I stipulated that no payments be missed. My credit score is to important to mess with. So the upfront fee was just that, a fee. My son’s fee was only $700, and no payments have been missed. Both our credit scores are still very good.

    Again, I am very pleased with their service. Carnelia

  • John Campo

    I’ve been a client of JLG, Nevada since Jan. 2010. In addition to the required payment, I paid a lump sum of $5000. To date I’ve paid them over $8500 and they have done nothing for me. I made a follow up phone call on May 20, 2010 and they said nothing has been done, and will not be done, until there is enough money in my account to negotiate with. I received the same letter on or about June 10, 2010, regarding the transfer to JLG, Fla., as everyone else and realized I was being scammed. I reported them to the Federal Trade Commission and filed a complaint as well (I urge everyone else to do the same). I was not comfortable transferring my file to JLG, Fla., so I requested a FULL refund. Of the $8500 paid I only received $1052.36; they took the service fee of $7500 (for doing nothing). I am looking to join any class action law suit. If anyone wants to contact me regarding a class action law suit please do so at [email protected]. Be forewarned, I WILL research all emails to ensure I am not being scammed and WILL NOT SEND FUNDS. If anyone sends me emails please put JLG in the subject field so I know don’t delete the email. Because of the questionable practices of JLG I am forced to file for bankruptcy. I still intend to further research JLG and file as many complaints with as many agencies as I can; I refuse to go down without a fight.

    John Campo

    • http://GetOutOfDebt.org Steve Rhode

      John,

      I think it’s time you followed the advice in the article How to Get Out of a Debt Settlement Program and Get a Big Refund. You’ve already taken some steps but the article contains some more you can follow.

      So sorry to hear from another victim.

      Steve

      • JOhn Campo

        Thanks for the advice….its a good starting point (the article) and I intend to start the process ASAP!!!

    • Carnelia Foster

      I have been reading the comments on Johnson Law Group. I also received a letter from the group in NV stating that as of June 15, 2010, my account would be transferred to Florida. My son, Fred, received the same letter. I have now received my July statement from the Florida group and acknowledgement from all of my creditors stating that my bill have been paid. I have not contacted the group in NV because I could see no reason to. It was my understanding that the amount I paid up front was a one time fee and nothing was said about putting it in a trust. So evidently they told different people different things. My fee was just a little over a $1K, the same amount I pay monthly. So far, the transition for my son and I has been seamless. Carnelia

  • http://www.boeschlawgroup.com/ Jay

    Wow this does sound like a soap opera. it’s always a shame when the lawyers and attorneys you place trust in do something like this.

  • Lynn

    Check out this article on William Johnson http://www.metnews.com/articles/2008/judi042908.htm

    How did a firm started by an alleged white supremacist end up transferring all their clients to Client Johnson? Weird

  • Helenac

    I have been a client of Johnson Law Group Nevada for 1.5 years during which they have taken over $8,000 (some to be put in a trust account and the rest for their fees up front). I received a letter on 6/16 saying they are no longer doing business and if I want they will transfer my file to JLG-FL. I called JLG-NV for several days wtih several extensions I knew and no one was there. The number fro JLG-Fl was not working. I called Mark on his cell during which he told me he needed to call FL because he did not have access to the files and would get back to me….despite several messages I left, I have not heard back from him. JLG-FL phone after several days now works and they told me that it would take 30 days to process my refund of the trust account but had no idea what I was talking about regarding the fees I paid upfront. I then got an email from ACS asking me where I want my file transferred with a form to fill out (confusing because I
    filled out a form from JLG-NV and sent it to the FL office saying I didn’t want my file transferred but apparently they already had been) so I called JLG-NV which is now ACS in which “volunteer” old employees of JLG-NV told me that Mark stole the paper files and is the only signer on the trust accounts. They were able to look up my file electronically and when I asked about the ACS/Mark situation that I read on your blog, they told me that was a lie, that they were in court today about it and that Mark stole are the paperwork and money and no one has access to the money. I am now out over $8K and apparently everyone can see all my personal information (ACS, JLG-FL, and Mark and who know who else), my file was transferred illegal to a different firm without my consent, and no one knows where the money is…..I think there is a class action suit here to get our money back!

    Any advice on lawyers that have experience in a class action suit for this type of debt company?

    • Jason

      I too have been a client of Johnson Law Group , and am out $4700. I have been trying to call, and get no response. I would also be interested in advice on how to go about trying to recoupe my money.

      • Sandy

        I have also been taken for $2500. I think we need all need to get together, acquire an attorney and stop this scam artist.

      • shell

        I too was scammed by the JLG of NV. I contacted JLG back in april because I needed to close my account and get a refund. I was told back in April to file my paperwork by may or I would have to give them another payment. I sent in my paperwork and they said I would get a refund within 90 days. That has come and gone. The Fl office said since was not a client in june they will not help me and that NV office can refund money. They are closed and no way of getting a hold of anyone now. I never got a letter aboyut the Fl office since I closed my account before june 1st. I was scammed out of all my money!!!! I am interested in anyone else trying to get their refund back too. Maybe we can do something together of their are enough of us?

      • Amanda

        I was also a client of JLG for two years and have been unable to get my $2,000 back. For thoes of us going through the process of debt settlement or bankruptcy (which I ended up doing because JLG was not doing anything!), $2,000 is a lot of money! Something needs to be done, it sounds like someone has run off with quite a bit of money without doing any work for it!

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