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Debtmerica Relief Vietnamese Television Commercials

Now this is what I call really targeting a niche market for debt settlement services.

What I found interesting is that while the marketing messages have been translated into the target language, the disclaimers and warnings have not for both the Hispanic and Vietnamese versions of their site. That would leave those target markets at a disadvantaged if the are not able to understand the following fine print in English.

Estimates are based on historical results and individual results may vary, including the ability to save sufficient funds to complete your program, the creditors in your individual portfolio, and underwriting guidelines. Statements made are examples of past performance, which are not intended to be a guarantee of any future settlement results. When you contact Debtmerica, LLC we will attempt to understand your situation and determine whether you are qualified for our debt resolution programs. Debtmerica, LLC assists with unsecured debt only and any use of “debt free” only applies to accounts that are successfully enrolled in our programs. While our programs work aggressively to reduce your debt balances, creditors are under no contractual obligation to accept settlement offers. Debt reduction percentages do not include program fees, guarantee that your debt balances will be lowered by a specific amount or percentage, or that you will be debt free within a specific time period. However, if at the completion of your debt resolution program your total debt reduction equals less than two (2) times the amount of fees paid, we guarantee to refund a portion of those fees. This refund is calculated so that your fees will never equal more than one-half (1/2) of your total debt reduction. This fee guarantee does not apply to consumers referred to debt resolution programs utilizing attorney-based negotiations. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice and we do not provide credit repair services. Please contact a tax professional to discuss tax consequences of debt settlement. By providing your contact information, you agree to receive return telephone calls, emails or other communications from Debtmerica, LLC and/or its affiliates and expressly waive any “No Call” preference or registration. Photographs used are not actual clients. Debtmerica, LLC is not affiliated with MSNBC, Fox, CBS, MarketWatch, USA Today, INC. 5000 or OCBJ and logos used are registered trademarks of their respective owners. Not available in all states. Read and understand all program materials prior to your enrollment. – Source

Debtmerica Relief Vietnamese Television Commercials
Click image for larger view.

Debtmerica Relief Vietnamese Television Commercials
Click image for larger view.

Debtmerica Relief Vietnamese Television Commercials
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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Scott D.

    Debtmerica is scamming the Vietnamese community just like they are other American consumers throughout the nation.  The Vietnamese are intelligent yet vulnerable and Debtmerica gets their Vietnamese agents onboard, gets the fancy TV commerical and they hold the majority of Vietnamese clients in this industry.  I worked for them in 2011 for three months and did not like what I saw: they were taking advantage of the Vietnamese community and the language barrier was a problem even with Vietnamese debt enrollment employees.  I only went to work there because I had a friend that was an employee and we were both tanking in the mortgage/real estate industry and needed a gig.  All they care about are their enrollment numbers, not taking care of these clients once they get shipped off to other companies that do the actual “debt settlement” if you want to call it that.  Of course I resigned before I could be fired by Debtmerica as if you don’t make your quota of screwing people, you are out the door pronto.

  • Lamha

    Tên việt thảo quảng cáo cho Quý BANK là không thể chấp nhận được, bởi 4 lý do
    1/ Ăn nói lộn xộn 2/ Mất lịch sự 3/ Thiếu văn hóa 4/ Láu cá

    Xin thành thật cám ơn !!!!!

  • Lamha

    Tên việt thảo quảng cáo cho Quý BANK là không thể chấp nhận được, bởi 4 lý do
    1/ Ăn nói lộn xộn 2/ Mất lịch sự 3/ Thiếu văn hóa 4/ Láu cá

    Xin thành thật cám ơn !!!!!

  • Lyhung

    Chú Việt Thảo nào đó, quảng cáo vừa tiếng Việt vừa tiếng Anh nên tôi không hiểu gì cả, chú có ý kiến
    là, nếu quảng cáo trên SBTN thì hảy nói tiếng VN/100%, còn nếu nói nửa nọ nửa kia thì chú để cho
    thằng con của chú nói chuyện với Thảo

  • Lyhung

    Chú Việt Thảo nào đó, quảng cáo vừa tiếng Việt vừa tiếng Anh nên tôi không hiểu gì cả, chú có ý kiến
    là, nếu quảng cáo trên SBTN thì hảy nói tiếng VN/100%, còn nếu nói nửa nọ nửa kia thì chú để cho
    thằng con của chú nói chuyện với Thảo

  • http://debtmerica.com Harry Langenberg

    Hi Steve,

    Thank you for pointing out our oversight. This was something our site developers overlooked and you’re definitely right, it’s unacceptable. We immediately had our disclaimers professionally translated and updated on our site so that there will be no confusion among our Spanish speaking or Vietnamese speaking prospective clients.

    Debt settlement is certainly not the right option for everyone, and as you have also made clear, there are unfortunately unscrupulous players in the industry that are not abiding by any guidelines and tarnishing the industry’s reputation. We take compliance very seriously and we also make sure that our debt consultants are getting the continuous training they need to be representing the debt settlement product properly to consumers. Our clients can be confident that they are making the decision that is best for their unique situation.

    Thanks

    Harry Langenberg
    COO
    Debtmerica

    • http://GetOutOfDebt.org Steve Rhode

      Harry,

      Thank you for your response and update.

      Steve

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