From the news story:

Jennifer Wallis works at Consumer Credit Counseling Service of Central Oklahoma, and she’s always on the lookout for consumer scams.

“That’s the problem I have, is tricking people into a program that’s going to damage their credit,” Wallis said.

That’s exactly what Jennifer said a letter her client received is trying to do. It claims that “under the National Debt Relief Program” people can reduce “monthly debt payments by up to 50 percent.” It goes on to say “Oklahoma records” show the person receiving the letter qualifies.

“I think the letter is misleading because it looks like something that would be from a government agency,” Wallis said.

But the letter is not from the government, in the fine print at the bottom, the letter reads the message is from “GHS Solutions,” a debt settlement company. The company has 44 complaints filed against it with the Better Business Bureau. – Source