Latest Posts
Home > Ask The Get Out of Debt Experts > I Just Want to Hand the Boat Keys Back to PNC Bank. – Chris

I Just Want to Hand the Boat Keys Back to PNC Bank. – Chris

“Dear Steve,

Have owned boat for about five years. The note is with national city, now PNC Bank.

By National City’s standards I was never late. PNC bank claims I was late paying 30 days over one year ago.

They reported it on my credit and claim I owe them a penalty of near $300.00.

What can I do?

How can I stop this madness? No branch wants to help and I just get into rhetorical arguments with the phone support! I told them I’m dropping off the keys ton the boat because I’ve had it with them.

Chris”

Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of practical advice, tips, and help to beat back debt. – Click Here

The Answer

Dear Chris,

Handing the boat back out of frustration will probably cost you thousands when the bank sells the boat at auction and goes after you for the balance due. That would be a mistake.

Instead, send a calm and detailed letter via certified mail return receipt requested, through the Post Office, to the Chairman of the Board and let your situation filter down to a level that will handle it. Send your letter to:

James Rohr,
Chairman of the Board
PNC Bank
One PNC Plaza
Pittsburgh, Pennsylvania 15222-2707

Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.

Big Hug!

I Just Want to Hand the Boat Keys Back to PNC Bank.   Chris
Get Out of Debt Guy – Twitter, G+, Facebook

If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.

I Just Want to Hand the Boat Keys Back to PNC Bank. - Chris by

Share This and Spread the Word

About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.