Latest Posts
Home > Ask The Get Out of Debt Experts > Thanks for This Website! – Rocio

Thanks for This Website! – Rocio

“Dear Steve,

I had a baby in 2008 and i couldnt work for a year, so i got behind on all my bill ive been trying to pay one by one but capital one now is taking me to court

Hi thanks for this website!! i’ve been sue by capital one the original amount was 500 and now is 1200 plus court fees, should I try to contact capital one or wait for court day im really confuse please advise me on this, thanks a lot

Rocio”

Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of practical advice, tips, and help to beat back debt. – Click Here

The Answer

Dear Rocio,

If you’ve been sued by Capital One you can’t ignore that suit. You probably received a notice of the court date and you may have been asked to supply some information in advance. The document you received will tell you if you have.

When you go to court take with you a listing of your income and expenses in case you are asked for financial information. But just be mentally prepared to not win. The issue at hand is one of contractual law. You had an agreement with Capital One and for whatever reason you were unable to repay the debt. Capital One then added on late fees, penalties and additional interest to the debt and the balance grew to what it is today.

Your best shot at avoiding a wage garnishment to repay this debt is going to be to come to an agreement with the attorney handling the case for a payment plan that is mutually acceptable. If you need specific advice about your case and your local law you’ll have to find an attorney licensed in your state.

Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.

Big Hug!

Thanks for This Website!   Rocio
Get Out of Debt Guy – Twitter, G+, Facebook

If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.

Thanks for This Website! - Rocio by

Share This and Spread the Word

About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.