Back in 2001 I had an account with Capital One. I disputed a charge and never paid and it resulted in them both closing and charging off the account in 2002. This was over 8 years ago. I have heard nothing on them, no collections letter, no judgements; nothing. Then out of the blue I receive a letter from Capital One saying my account is past due and they charge interest on the account for the last 3 months. I have not spoken with them and there is no way I would have re-opened my account. Now I find out they are charging me interest on an SOL account I disputed, they closed and charged off.
Can the original creditor collect interest on a debt that has reached SOL?
If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.Capital One is Charging My Interest for an Account They Charged Off. - Caren by Steve Rhode