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Home > Reader Questions > How Do I Know if a Threatening Debt Collector Call is Legit? – Kim

How Do I Know if a Threatening Debt Collector Call is Legit? – Kim

How do you know if a threatening call is legit?

Today I received a phone cal from a person with a India accent stating that if we did did not return the call would would “have to face the consequences” but no company name was give and when I tryed to look up the number (661-532-8208) and was listed as private.

Should we be concerned? It sounds like someone trying to scare us into doing something.

Kim

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Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Carissaclair

    This is a scam.  I have been dealing with these people for over a year now.  They have my bank account info and social security number.  I had to change my bank account and put a freeze on my credit, etc.  They recently started calling my friends and family looking for me and making threatening calls to them.  I play hardball with them and they always end up hanging up the phone.

    • April

      I just got a call from a man with a Indian accent which told me he was with the government and that I was being sued for getting a cash advance loan of 300.00 into my bank account, which is a lie, because I don’t have a bank account, then he said ok fine, don’t call me again, and hung up, he had my ss# but wouldn’t tell me names or numbers of someone who is suing me, I’m so glad I see it was a scam, he said I had criminal charges pending, I’ve never committed a crime in my life!!!!

  • Padawn40

    I got several voice messages from a man with an Indian accent. I called the number back today and he said I was being sued by a pay day loan company for a loan I got in the amount of $493.92. He said I had to pay now to avoid going to court and wanted my debit card #. I gave it to him and he told me to fax a letter to him and told me what to write on the letter. He gave me a fax number. When I tried to fax the letter several times there was no answer. I immediately went to my bank and had them cancel my debit card and they are sending me a new one. I found out this was a scam. Don’t be fooled by these people. They got your info from the internet.

  • Padawn40

    I got several voice messages from a man with an Indian accent. I called the number back today and he said I was being sued by a pay day loan company for a loan I got in the amount of $493.92. He said I had to pay now to avoid going to court and wanted my debit card #. I gave it to him and he told me to fax a letter to him and told me what to write on the letter. He gave me a fax number. When I tried to fax the letter several times there was no answer. I immediately went to my bank and had them cancel my debit card and they are sending me a new one. I found out this was a scam. Don’t be fooled by these people. They got your info from the internet.

  • sarah anne

    i got a call from that same number and they told me that i had recived an $800 intant payday cash loan and had not payed them back, which was a lie.

  • sarah anne

    i got a call from that same number and they told me that i had recived an $800 intant payday cash loan and had not payed them back, which was a lie.

  • Betterbeautiful

    I got a call like that, too. I asked for specific information about why they were calling, their name, address, name of a supervisor (I was threatened that police would come immediately and arrest me if I did not give them credit card information to pay). It looks to me like scammers trying to scare someone into paying but they won’t substantiate a debt. I’d ignore the calls or report them to authorities. I really had no information to report them with as they refused to give it, so I just ignored the calls. They finally stopped when they realized I was serious about finding out who they were.

  • Betterbeautiful

    I got a call like that, too. I asked for specific information about why they were calling, their name, address, name of a supervisor (I was threatened that police would come immediately and arrest me if I did not give them credit card information to pay). It looks to me like scammers trying to scare someone into paying but they won’t substantiate a debt. I’d ignore the calls or report them to authorities. I really had no information to report them with as they refused to give it, so I just ignored the calls. They finally stopped when they realized I was serious about finding out who they were.

  • Alice

    Hi Kim, I have been getting the same calls it is not legit when I ask what company they are calling from they hang up i put a complaint in with http://www.DO Not Call also when they call i tell them the FBI was told about them.When i tried calling the number back it says this number is no longer in service. They do get very mean and start yelling just hang up.
    Alice

  • Alice

    Hi Kim, I have been getting the same calls it is not legit when I ask what company they are calling from they hang up i put a complaint in with http://www.DO Not Call also when they call i tell them the FBI was told about them.When i tried calling the number back it says this number is no longer in service. They do get very mean and start yelling just hang up.
    Alice

  • Taxwork

    If it was “legit”, then they would give you specifics AND you would receive official notice via USPS OR Process Server

  • Taxwork

    If it was “legit”, then they would give you specifics AND you would receive official notice via USPS OR Process Server

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