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I Have to Repay My Insurance Company for Disability Payments. – Stotherd

Repay Insurance Company for disability payments

I was disabled and my Long Term Insurance kicked in to pay my monthly payment for wages. I know I do have to pay them back but can they figure in or touch my wifes wages in any way

They want upwards of 350 plus dollars a month. MY SSDI is only around 1100 a month

Stotherd

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I Have to Repay My Insurance Company for Disability Payments.   Stotherd
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  • Ebwidjaja

    I just read your article. Good for you! I have similar but not all quite the same situation with your case in regards to my LTD benefits. It sounds like you have a good attorney which I need one right now. I live in San Bernardino county in the Greater Los Angeles area, California, but not sure if your attorney resides near by or not. Can you be kind enough to give me the name, address, phone, email and website of your attorney? You may pass this info to my email at [email protected]. Thank you very much.

  • Tsigili

    My long-term disability provider, UNUM, tried to pull this on me, too. I flatly refused to do it. They forced me to file for SSDI in the first place, and I finally did – over protest. After all, UNUM received premiums for years – why should they be able to dump claims on the government? Short answer: they shouldn’t. When I qualified for SSDI, UNUM demanded repayment; I refused. We fought about it for years and ended up in arbitration. By that time, UNUM had broken so many laws that I had a good foundation for a lawsuit. Because I had a good attorney, I got a decent settlement – and I never paid UNUM back a penny for my SSDI. (And I shouldn’t have, as UNUM wasn’t paying me at the time anyway.)

    Note: if you’re going to fight your long-term disability provider, the first thing to do is get an atty with experience in this field, then get your spouse or a close relative to purchase a couple of shares of stock in the provider. My husband bought three shares of stock in UNUM. He then started receiving their Annual Report, which gave us info that we never would’ve been able to receive otherwise.

    Be strong, and do not let the insurance company intimidate you.

  • Tsigili

    My long-term disability provider, UNUM, tried to pull this on me, too. I flatly refused to do it. They forced me to file for SSDI in the first place, and I finally did – over protest. After all, UNUM received premiums for years – why should they be able to dump claims on the government? Short answer: they shouldn’t. When I qualified for SSDI, UNUM demanded repayment; I refused. We fought about it for years and ended up in arbitration. By that time, UNUM had broken so many laws that I had a good foundation for a lawsuit. Because I had a good attorney, I got a decent settlement – and I never paid UNUM back a penny for my SSDI. (And I shouldn’t have, as UNUM wasn’t paying me at the time anyway.)

    Note: if you’re going to fight your long-term disability provider, the first thing to do is get an atty with experience in this field, then get your spouse or a close relative to purchase a couple of shares of stock in the provider. My husband bought three shares of stock in UNUM. He then started receiving their Annual Report, which gave us info that we never would’ve been able to receive otherwise.

    Be strong, and do not let the insurance company intimidate you.

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