Beginning to go through a divorce and I have a two year old son. We share custody of him. Last year my job was cut from full-time to part-time. Down to three days a week. I have be working odd jobs and retail to supplement.
With money scarce I entered into a debt settlement program. I have been in it since January and nothing is happening other than all my credit card bills going to collections and my credit in the toilet. I just received a summons from one of the creditors.
I have many questions….what do I do with the summons? And how do I get out of this debt settlement program? They will not answer my calls or emails anymore. I am scared they are going to keep all this money that I have put into the account. I need help!!
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