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Home > Reader Questions > CreditAnswers Sent Me a Form But I’m Working With CareOne. – Jennifer

CreditAnswers Sent Me a Form But I’m Working With CareOne. – Jennifer

I have a substantial amount of debit but I am currently working with CareOne Credit and am slowly digging out of debt and repairing my credit score.

Yesterday in the mail I received a letter from CreditAnswers, LLC, that is an activation form. Has anyone else received one of these? I want to make sure it isn’t something I need to be doing to help eliminate my debt but I’m also leary that it is just scam because I haven’t directly contacted the company.

Jennifer

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CreditAnswers Sent Me a Form But Im Working With CareOne.   Jennifer
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Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Damon Day

    I would take what you got from credit answers and throw it in the fire. At least then they would be doing something useful for you. I am wondering if what you received was disguised to look like a federal bailout program, the same way their television commercials are purposefully misleading.

    Are you on a DMP program with CareOne? That is where they lower your interest rates and they pay each of your creditors every month. If so and you are comfortable making the payment and feel that you will likely complete the program, it is probably best to stay with it. If you feel that you are struggling and you are not likely to complete the program, then you might want to explore other options, but either way, forget about credit answers.

    Just my two cents based on their deceptive marketing practices.

    http://getoutofdebt.org/Damon-

  • http://DamonDay.com Damon Day

    I would take what you got from credit answers and throw it in the fire. At least then they would be doing something useful for you. I am wondering if what you received was disguised to look like a federal bailout program, the same way their television commercials are purposefully misleading.

    Are you on a DMP program with CareOne? That is where they lower your interest rates and they pay each of your creditors every month. If so and you are comfortable making the payment and feel that you will likely complete the program, it is probably best to stay with it. If you feel that you are struggling and you are not likely to complete the program, then you might want to explore other options, but either way, forget about credit answers.

    Just my two cents based on their deceptive marketing practices.

    http://getoutofdebt.org/Damon-Day

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