Out of work for year and a half. Have used up most of savings and have 2 credit cards almost maxed out. Within last several months all bills have been kept current but now things have really tightened up. How can I receive assistance. One company was willing to work with me however the other-Capital One claims I must be delinquent several months before they can do anything- what is this? Please advise if there is any direction I can go.
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