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Home > Reader Questions > My Debt is Suffocating Me and I’m Getting Harassed by Creditors. – Fabiola

My Debt is Suffocating Me and I’m Getting Harassed by Creditors. – Fabiola

I am 26 years old. I am a single mother to a 4 year old. I just obtained my Associates in medical assisting about a year ago. I work in a Cardiology office as a tech. I get paid biweekly. Just enough for the rent, food, car payment and fuel to get to work. I am suffocating in bills. Credit card, rent to own furniture, medical bills, car loan, school loans and recently found out I owe the IRS. All together I owe about $30-$35 thousands. I am constantly harassed by these debtors.

What can I do to stop getting harassed and pay off my debts?

Fabiola

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The Answer

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My Debt is Suffocating Me and Im Getting Harassed by Creditors.   Fabiola
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Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Steve Rhode

    WNC,

    Just a big thanks for your commenting and participation. Much appreciated.

    Steve

  • wncdebtlaw

    Fabiola,
    It depends. You have a number of options. You may qualify for a Chapter 7 bankruptcy filing which could wipe away your medical debt and credit cards. A Chapter 13 filing may be more appropriate if your tax debts are less than 3 years old and your student loans are a major source of trouble in your monthly budget. You should contact a bankruptcy lawyer in your area and ask for a free consultation.

  • wncdebtlaw

    Fabiola,
    It depends. You have a number of options. You may qualify for a Chapter 7 bankruptcy filing which could wipe away your medical debt and credit cards. A Chapter 13 filing may be more appropriate if your tax debts are less than 3 years old and your student loans are a major source of trouble in your monthly budget. You should contact a bankruptcy lawyer in your area and ask for a free consultation.

    • http://GetOutOfDebt.org Steve Rhode

      WNC,

      Just a big thanks for your commenting and participation. Much appreciated.

      Steve

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