Latest Posts
Home > Debt Articles > FBI Pissed About Phony Debt Collectors of Payday Loans Pretending to be FBI Agents

FBI Pissed About Phony Debt Collectors of Payday Loans Pretending to be FBI Agents

Last December I first covered the problem with fake debt collectors calling to allegedly collect on past due payday loans. See “Frightening Calls From Fake Debt Collectors Threaten People With Jail for Payday Loans. It’s a Scam.”

Well apparently now the scammers are saying they are FBI Agents. Interesting move. Not smart.

The FBI has issued the following warning for consumers.

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.

Some fraudsters have instructed victims to fax a statement agreeing to pay a certain amount, on a specific date, via a pre-paid Visa card. The statement further declares the victim will never dispute the debt.

If you receive these calls, do not follow the caller’s instructions. Rather, you should:

  • Notify your banking institutions.
  • Contact the three major credit bureaus and request an alert be put on your file.
  • Contact your local law enforcement agencies if you feel you are in immediate danger.
  • File a complaint at www.IC3.gov.

FBI Pissed About Phony Debt Collectors of Payday Loans Pretending to be FBI Agents
Get Out of Debt Guy – Twitter, G+, Facebook

Share This and Spread the Word

About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • klbar

    Mbanaya,

    These people who are calling are not from the USA, and do not follow the laws and rules applied here. It takes lots of time for the government to investigate and find these individuals. In all honesty I am not sure what they could even do if they found these people. I have been getting calls from these people, all with indian accents and american names for almost a full year now. They even called my work and tried to get me fired. I would love for there to be some kind of punishment for the harassment I have endured, but I would settle for the calls to just stop. I think it is our job though as americans to help inform others of this type of scam out there. The more people are educated the less likely these scammers will succeed! Instead of a class action suit, why not form a group to educate and get the word out. You would be helping millions of others and letting the officials do their job, since it is not their fault you got the calls in the first place.

  • Mbanaya

    Is there any new information on this? Is there anything being done about this. I have been reading the forums and there are a lot of victims of these fake debt collectors. I am looking into possibly organizing a class action law suit against…whoever is in charge of investigating these types of crimes because there is nothing being done about it…

  • Mbanaya

    Is there any new information on this? Is there anything being done about this. I have been reading the forums and there are a lot of victims of these fake debt collectors. I am looking into possibly organizing a class action law suit against…whoever is in charge of investigating these types of crimes because there is nothing being done about it…

    • klbar

      Mbanaya,

      These people who are calling are not from the USA, and do not follow the laws and rules applied here. It takes lots of time for the government to investigate and find these individuals. In all honesty I am not sure what they could even do if they found these people. I have been getting calls from these people, all with indian accents and american names for almost a full year now. They even called my work and tried to get me fired. I would love for there to be some kind of punishment for the harassment I have endured, but I would settle for the calls to just stop. I think it is our job though as americans to help inform others of this type of scam out there. The more people are educated the less likely these scammers will succeed! Instead of a class action suit, why not form a group to educate and get the word out. You would be helping millions of others and letting the officials do their job, since it is not their fault you got the calls in the first place.

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.