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Mortgage Modification Letter Gives the Telephone Number of Legal Helpers Debt Resolution?

The strangest tip just came in from someone that was helping a consumer with their mortgage problem. The tipster (send in your tips here) said:

I got a call from a client. He’s the seller of a short sale we’re about to close on this month. His message, “I finally got my loan mod, it just came in the mail and it looks good, can I back out of the sale?”

Fact is, he’s not even in review, collects only $185/week in unemployment, and has fallen off of two modifications in as many years. It was too good to be true so I asked him to fax me a copy, I’ve attached the deceptive letter he received.

Intrigued, I called. These guys are a complete fraud trying to sell a loan mod for $1950 entirely upfront or “you can spend a little bit more for a forensic audit, but we THROW IN THE LOAN MOD FOR FREE”

Here is the letter the consumer received. – Source

Mortgage Modification Letter Gives the Telephone Number of Legal Helpers Debt Resolution?

So here is the very odd part. Since the mailer did not list the name of the company that sent it I researched the telephone number on the letter of 1-877-372-0795 it came up on a site labeled as Legal Helpers Debt Resolution.

Mortgage Modification Letter Gives the Telephone Number of Legal Helpers Debt Resolution?

Now I find it hard to believe that Legal Helpers Debt Resolution would send out such a mailer that appears misleading. If the law firm didn’t do it then it might have been sent by an affiliate or someone else. Bottom line, someone is advertising the wrong telephone number.

In fact the larger problem and Achilles heel of Legal Helpers is not the company but the actions of the many affiliates or representatives that put forward to the world they are Legal Helpers, as appears in this case.

The domain name associated with the Legal Helpers site shown above is globalreferralservices.com and that domain says it is owned by:

Justin Ramsey
Global Referral Services LLC
700 W Hillsborough Blvd Bldg 3
Suite 207
Deerfield Beach, Florida 33441

Corporate records show this company was registered under the managers Jennifer Ramsey and Kim Gendason. – Source

And guess what? That’s the same address that the site gives but the site actually lists it as:

Legal Helpers Debt Resolution, LLC
700 W. Hillsborough Blvd., Bldg 3, Suite 207
Deerfield Beach, FL 33441 – Source

So I go and look up Legal Helpers Debt Resolution, LLC in Florida and the official records say that it is under the control of Jason Searns, Thomas Macey, and Jeffrey Aleman. – Source. But is it really Global Referral Services and are they sending out a mortgage modification letter?

So which is it? Is the person sending out the mailer that leads to Legal Helpers Debt Resolution, LLC really Legal Helpers out of Chicago or an affiliate putting up a Legal Helpers website and advertising the wrong phone number? How would a consumer know what the truth is? What is the truth?

To deepen the mystery I called 877-372-0795 and was connected to a Premier Consulting Group that said that Global Referral Services did his payment processing for him.

If anyone knows what is going on here, please add a comment below and help solve the mystery.

Mortgage Modification Letter Gives the Telephone Number of Legal Helpers Debt Resolution?
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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Janermom

    Steve,

    I would encourage you to contact The Scott Law Group in Washington State with the above information. Darrell Scott has through his representation of many clients, found that many if not all of these “businesses” are connected and change their names it seems weekly to avoid being found out for what they are, scam artists. They know exactly how to “reel” unsuspecting people into their programs. Darrell has determined that many of the “mailers” that were sent out for even Legal Helpers were under the “guise” of the “recovery act”. The data that you have could be very helpful to him in an attempt to limit the damage these scams are causing. I am sure that if you looked closely into the mortgage meltdown that is continuing, these guys will have their fingerprints all over the place! Before I received the mailer for the “front end” on Legal Helpers( and yes I kept all of the envelopes and mailers and gave them to Darrell) I had received a mailer for mortgage relief. I almost sent $3000.00 up front to someone who said they would help me with my mortgage. This person told me to stop paying my mortgage and they would “settle” my debt. At the last minute I cancelled my entry into “the program”. Within two weeks I received the mailer from the front guys from Legal Helpers.

    The more information that can be shed on this issue the better. It is very embarrassing situation to have placed myself in, but I have learned a lot in the process. I want to help prevent others from making the mistake I made as well as 731 other Washington State families over the last two years. I also will continue legal action to stop these parasites.

    Janis F. Callow

  • SHORTOLDDOG

    just like a coward hogans heros runs his mouth with ut any actual support to back it the ftc and bbb had 300 complaints comapred to the 10000 customers hogan heros mentions not tobad anyone in the modifiation buisness would agreenot to bad and any one who worked for usmtg saw the number of empoyess they had and how hard they tried to kepp it going and if you read closely we are working with the ftc to resolve the matter hogans hero sounds like hogans faggott step i you are onn talk shit at least say your name

  • Shortolddog

    funny they wont acknowledge global referall services as an affiliate but for the two months the company was opened they kept all the money and paid out not one dollar in commission im sure there still collecting fees always two sides to every story mark out of nj was acually thebackend

  • Hoganshero

    Kim Gendason, Louis Gendason, Jamen Lachs, John Sirmans, John Incadela Jr, David Mahler, and a slue of other shady characters are all connected in this mess. These people are nothing more then con artist who know nothing about what it took to make a modification with a banking institution. They racked up millions of dollars scamming the public. This scam has been going on for year with tens of thousands of customers being defrauded by these individuals. These individuals also scammed banking institutions, mortgage companies, and credit card companies as well. The list of other businesses they are connected to are as follows:

    US MORTGAGE FUNDING
    LACHS CAPITAL LLC
    LOWER MY DEBTS.COM LLC
    DEBT REMEDY PARTNERS, LLC
    S119 LLC

    Below you will also find articles and actual court filing showing names and information of all the companies they used to scam consumers. Beware if you do business with any of these people they will scam everything from you completely.

    http://www.bbb.org/south-east-

    http://www.ftc.gov/opa/2011/03

    http://my.firedoglake.com/4bil

    http://www.ftc.gov/os/caselist

  • Hoganshero

    Kim Gendason, Louis Gendason, Jamen Lachs, John Sirmans, John Incadela Jr, David Mahler, and a slue of other shady characters are all connected in this mess. These people are nothing more then con artist who know nothing about what it took to make a modification with a banking institution. They racked up millions of dollars scamming the public. This scam has been going on for year with tens of thousands of customers being defrauded by these individuals. These individuals also scammed banking institutions, mortgage companies, and credit card companies as well. The list of other businesses they are connected to are as follows:

    US MORTGAGE FUNDING
    LACHS CAPITAL LLC
    LOWER MY DEBTS.COM LLC
    DEBT REMEDY PARTNERS, LLC
    S119 LLC

    Below you will also find articles and actual court filing showing names and information of all the companies they used to scam consumers. Beware if you do business with any of these people they will scam everything from you completely.

    http://www.bbb.org/south-east-florida/business-reviews/loans-small-business/us-mortgage-funding-in-boca-raton-fl-92013793

    http://www.ftc.gov/opa/2011/03/usmortgage.shtm

    http://my.firedoglake.com/4billlewis/2011/03/15/ftc-sues-florida-loan-modification-firm-2/

    http://www.ftc.gov/os/caselist/1023146/110307usmftro.pdf

    • SHORTOLDDOG

      just like a coward hogans heros runs his mouth with ut any actual support to back it the ftc and bbb had 300 complaints comapred to the 10000 customers hogan heros mentions not tobad anyone in the modifiation buisness would agreenot to bad and any one who worked for usmtg saw the number of empoyess they had and how hard they tried to kepp it going and if you read closely we are working with the ftc to resolve the matter hogans hero sounds like hogans faggott step i you are onn talk shit at least say your name

  • Steve Rhode

    Legal Helpers Debt Resolution has just been sued by the Attorney General of Illinois. You can read the suit here.

  • http://GetOutOfDebt.org Steve Rhode

    Legal Helpers Debt Resolution has just been sued by the Attorney General of Illinois. You can read the suit here.

  • Jason

    Not saying it happened here, but this is where they need to keep a very close eye on their marketing affilates. Their marketing affiliates could easily authorize something withouth LHDR’s direct knowledge. Maybe the marketer has a comment on why they though they could use LHDR’s name?

    Does LHDR have any marketing affiliates who also engage or sell loan mods or is that forbidden?

  • Steve Rhode

    And Bam, that’s the kind of response you would expect from an upstanding company. LHDR gets a big prop for dealing with this is an open way.

    Kudos for Legal Helpers Debt Resolution for listening to this site and taking action.

    Steve

  • Jaleman

    Steve,

    Please allow Legal Helpers Debt Resolution to address with your readers the issue you raise regarding loan modification, Justin Ramsey and Global Referral Services by posting this communication. LHDR had no knowledge of these activities and does not have any business relationship or other affiliation with Justin Ramsey or Global Referral Services LLC. We trust that you and your readers will understand that although we devote substantial resources to uniformity and quality control among our nationwide network of partner attorneys and support companies, even we cannot stop someone unknown to us from blatantly stealing our name. We have instructed our outside legal counsel to send an immediate cease and desist letter, as these activities are damaging LHDR’s reputation and goodwill. A copy of this letter is attached below. LHDR will be taking all necessary and appropriate legal action to protect and enforce its rights.

    HORWOOD MARCUS & BERK
    Chartered

    Mark D. Guidubaldi Attorneys at Law
    Direct Dial: (312) 606-3218 500 West Madison Street
    Direct e-mail: [email protected] Suite 3700
    Chicago, Illinois 60661

    phone: (312) 606-3200
    fax: (312) 606C232
    http://www.hmblaw.com
    January 5, 2011

    VIA OVERNIGHT DELIVERY

    Justin Ramsey
    Global Referral Services LLC
    700 W Hillsborough Blvd Bldg 3
    Suite 207
    Deerfield Beach, Florida 33441

    RE: Legal Helpers Debt Resolution
    Dear Mr. Ramsey:

    This firm represents Legal Helpers Debt Resolution, LLC (“LHDR”).

    We have been advised that you and Global Referral Services LLC are using the name
    “Legal Helpers Debt Resolution” without the permission of the company. Additionally, it
    appears that you have distributed certain marketing materials ostensibly on behalf of LHDR that
    may be in violation of federal and applicable state laws and regulations.

    LHDR had no knowledge of these activities and does not have any business relationship
    or other affiliation with you or Global Referral Services LLC. The publication of materials by
    you utilizing the name “Legal Helpers Debt Resolution” infringes upon the intellectual property
    and other rights of LHDR. These actions have caused and are continuing to cause a significant
    amount of damage to LHDR’s business reputation and public goodwill.

    Mr. Ramsey, you and Global Referral Services LLC are instructed to immediately cease
    and desist making any further reference to “Legal Helpers Debt Resolution,” “LHDR,” “Legal
    Helpers” or any variation thereof in any marketing campaigns or other business efforts.

    If you do not provide prompt written assurance and evidence of your compliance with the
    foregoing cease and desist demand on or before January 10, 2011, LHDR will take all necessary
    and appropriate legal action against Global Referral Services and you personally in order to
    protect and enforce its rights.

    Sincerely,
    Mark D. Guidubaldi, Esq.

  • Jaleman

    Steve,

    Please allow Legal Helpers Debt Resolution to address with your readers the issue you raise regarding loan modification, Justin Ramsey and Global Referral Services by posting this communication. LHDR had no knowledge of these activities and does not have any business relationship or other affiliation with Justin Ramsey or Global Referral Services LLC. We trust that you and your readers will understand that although we devote substantial resources to uniformity and quality control among our nationwide network of partner attorneys and support companies, even we cannot stop someone unknown to us from blatantly stealing our name. We have instructed our outside legal counsel to send an immediate cease and desist letter, as these activities are damaging LHDR’s reputation and goodwill. A copy of this letter is attached below. LHDR will be taking all necessary and appropriate legal action to protect and enforce its rights.

    HORWOOD MARCUS & BERK
    Chartered

    Mark D. Guidubaldi Attorneys at Law
    Direct Dial: (312) 606-3218 500 West Madison Street
    Direct e-mail: [email protected] Suite 3700
    Chicago, Illinois 60661

    phone: (312) 606-3200
    fax: (312) 606C232
    http://www.hmblaw.com
    January 5, 2011

    VIA OVERNIGHT DELIVERY

    Justin Ramsey
    Global Referral Services LLC
    700 W Hillsborough Blvd Bldg 3
    Suite 207
    Deerfield Beach, Florida 33441

    RE: Legal Helpers Debt Resolution
    Dear Mr. Ramsey:

    This firm represents Legal Helpers Debt Resolution, LLC (“LHDR”).

    We have been advised that you and Global Referral Services LLC are using the name
    “Legal Helpers Debt Resolution” without the permission of the company. Additionally, it
    appears that you have distributed certain marketing materials ostensibly on behalf of LHDR that
    may be in violation of federal and applicable state laws and regulations.

    LHDR had no knowledge of these activities and does not have any business relationship
    or other affiliation with you or Global Referral Services LLC. The publication of materials by
    you utilizing the name “Legal Helpers Debt Resolution” infringes upon the intellectual property
    and other rights of LHDR. These actions have caused and are continuing to cause a significant
    amount of damage to LHDR’s business reputation and public goodwill.

    Mr. Ramsey, you and Global Referral Services LLC are instructed to immediately cease
    and desist making any further reference to “Legal Helpers Debt Resolution,” “LHDR,” “Legal
    Helpers” or any variation thereof in any marketing campaigns or other business efforts.

    If you do not provide prompt written assurance and evidence of your compliance with the
    foregoing cease and desist demand on or before January 10, 2011, LHDR will take all necessary
    and appropriate legal action against Global Referral Services and you personally in order to
    protect and enforce its rights.

    Sincerely,
    Mark D. Guidubaldi, Esq.

    • http://GetOutOfDebt.org Steve Rhode

      And Bam, that’s the kind of response you would expect from an upstanding company. LHDR gets a big prop for dealing with this is an open way.

      Kudos for Legal Helpers Debt Resolution for listening to this site and taking action.

      Steve

      • Jason

        Not saying it happened here, but this is where they need to keep a very close eye on their marketing affilates. Their marketing affiliates could easily authorize something withouth LHDR’s direct knowledge. Maybe the marketer has a comment on why they though they could use LHDR’s name?

        Does LHDR have any marketing affiliates who also engage or sell loan mods or is that forbidden?

    • Shortolddog

      funny they wont acknowledge global referall services as an affiliate but for the two months the company was opened they kept all the money and paid out not one dollar in commission im sure there still collecting fees always two sides to every story mark out of nj was acually thebackend

  • Jasontaylorca

    Any guess which regulator will be the first to take action? Maybe they are not axious to because a big group of attorneys can put up a nasty fight, and the regulator is going to eat up plenty of tax payer money

  • Jasontaylorca

    Any guess which regulator will be the first to take action? Maybe they are not axious to because a big group of attorneys can put up a nasty fight, and the regulator is going to eat up plenty of tax payer money

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