Latest Posts
Home > Rate and Review > Credit Counseling / Debt Management > Military Debt Management Agency – Scam, Complaint, Review, or Praise?

Military Debt Management Agency – Scam, Complaint, Review, or Praise?

Please share your experience with this debt relief company and provide your review and feedback, in the comments section below.

The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this debt relief company. Here are some potential questions you might be able to provide feedback about.

  • How did you feel about the customer service experience you received?
  • Was the company easy to communicate with before or after you became a client?
  • Did the company respond to your communications promptly?
  • What were the fees charged for the services you received?
  • Did the company give you the terms and conditions for the program you were interested in before you gave them any personal information?
  • Was the program successful for you and accomplish the goals you had when you entered the program?
  • Did you have a really good experience you can share?
  • Did you have a bad experience you want to share?
  • Is there any other information you’d like people to know that might be considering the services of this company?

It is important to understand when reading comments below that they are the opinions of the individual posters and may not be representative of the overall impression of all consumers that may have or have not used the debt relief services of this company. But everyone does deserve to have an opportunity to express their opinion, even the debt relief company itself, be it good, bad, or indifferent.

Would you recommend Military Debt Management Agency to others?

View Results

Military Debt Management Agency   Scam, Complaint, Review, or Praise? Loading ...
Military Debt Management Agency - Scam, Complaint, Review, or Praise? by

Share This and Spread the Word

About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • http://www.facebook.com/blen.butterson Blen Butterson
  • Janice

    This company helped me avoid bankruptcy.

    • http://GetOutOfDebt.org Steve Rhode

      Why was avoiding bankruptcy the best solution? Sometimes it’s the best.

      • Janice

        They gave me the option to pay these debts off without the damage to my credit that bankruptcy would have had. Kind of a silly question to ask Steve? I think if anyone had the option to pay their debts off without damage to their credit as oppose to bankruptcy, which severely damages credit, it’s an easy choice to go with this company and avoid the courts and all that jazz.
        I was seriously considering i=bankruptcy until I spoke to military debt management agency. They helped me do a budget and see if we could work out a monthly payment that i can afford without being broke all the time. It didnt take long for all my creditors to accept me into their program.
        Once all that happened, they gave me counseling on how to avoid this in the future and be responsible with my credit cards. I always looked at credit as a type of “extra income” and they explained, really thoughtfully, not condescending like other people I have spoken with, that its not extra income whatsoever. It seems so obvious now but hindsight is 20/20 I suppose.
        I was really scared for a long time. They held my hand and helped me through every step of the way.

      • http://GetOutOfDebt.org Steve Rhode

        But bankruptcy does not necessarily severely damage credit?

        It’s not a silly question.

        The real question here is what was the ultimate cost to you in repaying the debt versus rebuilding your credit early and building a emergency fund early.

        If you could easily afford your bills then neither a credit counseling program or bankruptcy would have been appropriate.

      • http://GetOutOfDebt.org Steve Rhode

        Janice,

        It’ve very odd that several people have come in here posting positive comments under different names but from the same computer. (Jeff, Intelligent One, Rich)

        I’m afraid we will have to mark the messages as spam.

  • Jeff

    Military debt management help me get all that credit card debt paid off. it was alot cheaper and easier than trying to work with my creditors directly. The banks arent easy to talk to when i owed so much money. It was nice that Military Debt Management did all that for me and all i had to do was maintain my one payment a month. I’d recommend their services.

  • Intelligent One

    Non Profit Organizations still charge fees. They have to stay in business somehow. The fees for this company are more than fair. You can refuse to pay the fees, and instead pay huge fniance charges to the banks every month instead. I think I would rather pay a small monthly fee, instead of paying some bank, some ridioculously high interest rate. They tell you exactly what the fee is, also. They have 9,000 plus clients, and 3 complaints. I don’t see any problems.

  • Rich

    They helped me get rid of all that credit card debt I had. I sat down with someone from their office with my statements and worked out a good repayment plan. im happy with them.

    • http://GetOutOfDebt.org Steve Rhode

      Thanks for the feedback.

      • Rich

        Did you push my comment all the way to the bottom? Im down here with people that posted over a year ago. I was just up top with the most recent comments.

      • Rich

        Hey my picture is gone now too! This doesn’t seem fair!!

      • http://GetOutOfDebt.org Steve Rhode

        Rich, comments are managed by Disqus. The primary comments are organized in chronological order by date with the oldest to the newest so the conversation is in context. After posting a comment it might take a bit for Disqus to work their magic and organize them. If you register with Disqus, which is free, your comments can contain a picture ever time and you can link your name to any site you want.

        Don’t take it personally, it wasn’t the site doing all that.

      • http://GetOutOfDebt.org Steve Rhode

        A bit more for you. I did some research with Disqus on sort order. Here is what they told me. “This option pertains only to Disqus Classic and is not currently offered in Disqus 2012. In Disqus 2012, commenters have the choice to select their own preference for sort order by clicking the Discussion tab drop-down menu.”

  • Bruce

    There is not a better agency around, with an APLUS rating, who has been in business longer than 15 years.

  • Telecomslave

    Military Debt is a company that I trust & would recommend to anyone that requires that particular type of debt help.

  • Angelo

    I have been referring my debt management clients to Military Debt Management since 2008 and have never had an issue with their services.  6 month, 12, 24 and 36 month surveys sent to clients referred to MDM have always been extremely positive with high scores for customer service, prompt return calls and overall satisfaction.  

  • HBarnes

    Military debt management agency helped me get my debt paid off which directly affected my security clearance in the military. I didn’t know that having so much outstanding debt could hurt my career in the military. Not only did they help me out of debt, but they also communicated with my commanding officer to rectify the situation. I can’t thank them enough. I’d recommend this company to anyone trying to get out of debt. A+ rating with the BBB as well.

    • http://GetOutOfDebt.org Steve Rhode

      Thanks for the feedback.

  • Guest

    Do not use their sevices. They do not call their clients back, they do not respond to clients in a timely manner and yes, the person who wrote below is correct, they charge an additional fee without disclosing it on their agreement and claim to be a non-profit.

  • Guest

    Do not use their sevices. They do not call their clients back, they do not respond to clients in a timely manner and yes, the person who wrote below is correct, they charge an additional fee without disclosing it on their agreement and claim to be a non-profit.

  • Guest

    Do not use their sevices. They do not call their clients back, they do not respond to clients in a timely manner and yes, the person who wrote below is correct, they charge an additional fee without disclosing it on their agreement and claim to be a non-profit.

  • Guest

    Do not use their sevices. They do not call their clients back, they do not respond to clients in a timely manner and yes, the person who wrote below is correct, they charge an additional fee without disclosing it on their agreement and claim to be a non-profit.

  • Guest

    According to the FTC – any debt management company who claims to be a non-profit and collects fees are companies to stay away from. It’s written on their web site about this. Too many people are worse off than they started prior to going into a Debt Management Program. Worse – what these companies don’t tell you is creditors now have a contact to enter into a debt consulting area to do the same thing.

  • Guest

    According to the FTC – any debt management company who claims to be a non-profit and collects fees are companies to stay away from. It’s written on their web site about this. Too many people are worse off than they started prior to going into a Debt Management Program. Worse – what these companies don’t tell you is creditors now have a contact to enter into a debt consulting area to do the same thing.

  • Guest

    Military Debt Management Agency claims to be a non-profit to get people out of debt. What they forget to disclose is out of the monthly payment they receive from clients to pay their creditors is they take a fee from that payment. Leaving a result as a non-profit charging a fee for service. The FTC stresses that debt managment programs to claim to be a non-profit and charge fees every month without the consumer’s knowledge, until the consumer demands a written review which MDMA doesn’t like to send, shows the fee. They also do not negotiate with some accounts, yet tell you they do and when receiving a statement showing a payment to a creditor from them, it is the same interest and fees that originally existed. Full of excuses and their solutions are always “Let’s remove this creditor and adjust your monthly payment to us”.

  • Guest

    Military Debt Management Agency claims to be a non-profit to get people out of debt. What they forget to disclose is out of the monthly payment they receive from clients to pay their creditors is they take a fee from that payment. Leaving a result as a non-profit charging a fee for service. The FTC stresses that debt managment programs to claim to be a non-profit and charge fees every month without the consumer’s knowledge, until the consumer demands a written review which MDMA doesn’t like to send, shows the fee. They also do not negotiate with some accounts, yet tell you they do and when receiving a statement showing a payment to a creditor from them, it is the same interest and fees that originally existed. Full of excuses and their solutions are always “Let’s remove this creditor and adjust your monthly payment to us”.

  • Guest

    Military Debt Management Agency claims to be a non-profit to get people out of debt. What they forget to disclose is out of the monthly payment they receive from clients to pay their creditors is they take a fee from that payment. Leaving a result as a non-profit charging a fee for service. The FTC stresses that debt managment programs to claim to be a non-profit and charge fees every month without the consumer’s knowledge, until the consumer demands a written review which MDMA doesn’t like to send, shows the fee. They also do not negotiate with some accounts, yet tell you they do and when receiving a statement showing a payment to a creditor from them, it is the same interest and fees that originally existed. Full of excuses and their solutions are always “Let’s remove this creditor and adjust your monthly payment to us”.

  • Guest

    Military Debt Management Agency claims to be a non-profit to get people out of debt. What they forget to disclose is out of the monthly payment they receive from clients to pay their creditors is they take a fee from that payment. Leaving a result as a non-profit charging a fee for service. The FTC stresses that debt managment programs to claim to be a non-profit and charge fees every month without the consumer’s knowledge, until the consumer demands a written review which MDMA doesn’t like to send, shows the fee. They also do not negotiate with some accounts, yet tell you they do and when receiving a statement showing a payment to a creditor from them, it is the same interest and fees that originally existed. Full of excuses and their solutions are always “Let’s remove this creditor and adjust your monthly payment to us”.

  • Guest

    Military Debt Management Agency claims to be a non-profit to get people out of debt. What they forget to disclose is out of the monthly payment they receive from clients to pay their creditors is they take a fee from that payment. Leaving a result as a non-profit charging a fee for service. The FTC stresses that debt managment programs to claim to be a non-profit and charge fees every month without the consumer’s knowledge, until the consumer demands a written review which MDMA doesn’t like to send, shows the fee. They also do not negotiate with some accounts, yet tell you they do and when receiving a statement showing a payment to a creditor from them, it is the same interest and fees that originally existed. Full of excuses and their solutions are always “Let’s remove this creditor and adjust your monthly payment to us”.

  • Guest

    Military Debt Management Agency claims to be a non-profit to get people out of debt. What they forget to disclose is out of the monthly payment they receive from clients to pay their creditors is they take a fee from that payment. Leaving a result as a non-profit charging a fee for service. The FTC stresses that debt managment programs to claim to be a non-profit and charge fees every month without the consumer’s knowledge, until the consumer demands a written review which MDMA doesn’t like to send, shows the fee. They also do not negotiate with some accounts, yet tell you they do and when receiving a statement showing a payment to a creditor from them, it is the same interest and fees that originally existed. Full of excuses and their solutions are always “Let’s remove this creditor and adjust your monthly payment to us”.

    • Pobox1444

      I’ve consolidated with them before and everything worked well. They are a legit non-profit 501(c)3 company. I made sure to do my research before signing up. They have been in business since 1997 and you don’t stay in business that long as a non-profit if you arent legit. when I spoke to my lawyer about a non-profit charging fees, which they disclosed BEFORE I signed anything, he said that is not unusual (they have to keep the lights on and doors open somehow). they told me how much I would save and after I did my research on them I was sold. I saved thousands with the lower interest and years it would take to pay off my
      Cards. I’d recommend military debt in a second. I don’t know how you can bash this organization? That’s what raises my eyebrow! —- satisfied and debt free!!!!

      • Guest

        I have worked at MDMA, they are legit, however I do know and have worked for “501(c)3″ companies that have been around much longer that MDMA and are scammers. Please dont rely on the amount of time any company has been in business it has no bearing on weather they are legit or not. If you need Debt management assistance the best thing to do is call one of your creditors and ask them for a list of credible DMP companies that they work with.

  • military credit cards

    Nice information.And now a days there are a lot of facilities offering by different banks so that to increase the user rate.And recently military credit cards are offering the best facilities.The best thing about this card is it automatically pays you the rewards in your account monthly without the usual $50 minimum like most credit cards.

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.