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Mass Joinder Mortgage Lawsuits Just Got a Whole Lot More Foul Smelling

An amazing tipster (send in your tips here) sent in a bunch of documents on the sales approach for the recent wave of mass joinder lawsuits that are being sold as a way to get your house free and clear.

These documents, that I will share with you below, not only create some potential concerns over legal fee splitting but also about the true value of the service that consumers are being asked to pay.

The information I am going to share involves one or more law firms but the focus of this article is not on the firms but on the selling of mass joinder suits.

Below is an advertisement for commissioned closers. – Source

Mass Joinder Mortgage Lawsuits Just Got a Whole Lot More Foul Smelling

So we can can see how commissioned sales people are being recruited to close leads. Elite closers get teams.

Apparently affiliates in the sale of these mass joinder lawsuits are called “Client Ambassador’s”, at least with the firm of Kramer & Kaslow. – Source

The Client Ambassador presentation by Matt Silverman, who appears to not be an employee of the law firm, contains the following information.

Mass Joinder Mortgage Lawsuits Just Got a Whole Lot More Foul Smelling

The consumer is told that as part of the “9 recommended next steps for learning about , and joining the lawsuit,” they need to send a “bank check” for $5,000 payable to The Law Offices of Kramer & Kaslow.

Mass Joinder Mortgage Lawsuits Just Got a Whole Lot More Foul Smelling

If you are not sure if a client ambassador is an affiliate, the K2 Law (Kramer & Kaslow) client intake form refers to the person as an affiliate. – Source

Mass Joinder Mortgage Lawsuits Just Got a Whole Lot More Foul Smelling

The cost of the various stages appears to be left blank because the amounts are somewhat arbitrary.

Mass Joinder Mortgage Lawsuits Just Got a Whole Lot More Foul Smelling

The loan litigation information put out by the Legacy Training Institute names both Mitchell J. Stein and Kramer & Kaslow. – Source

The instructions to affiliates selling this loan litigation program say the “Prices are subject to change based on the discretion of the law firm,” and “Legacy will be paid weekly based on seasoning and services provided once client funds have cleared.” So it seems clear the law firms are aware of the pricing practices and actively involved in a process that pays affiliates for clients in a lawsuit.

Mass Joinder Mortgage Lawsuits Just Got a Whole Lot More Foul Smelling

The affiliate compensation plan involves funds plaid by APC Processing. But the affiliate receives 50% of those funds paid.

Mass Joinder Mortgage Lawsuits Just Got a Whole Lot More Foul Smelling

In case you might be confused by how the fees are split and paid the Legacy Training Institute document gives us examples.

Mass Joinder Mortgage Lawsuits Just Got a Whole Lot More Foul Smelling

Apparently the Legacy Training Institute is allegedly heavily involved in training affiliates to sell mass joinder loan litigation. They provide a number of items to assist in that process. – Source

Mass Joinder Mortgage Lawsuits Just Got a Whole Lot More Foul Smelling

Based on the information provided to me by tipster (send in your tips here)s, it seems consumer considering participating in these lawsuits need to at least be informed about how much is being paid to affiliates and hunt around for better deals by going to attorneys directly. It may save a significant amount of money if you decide to go this route.

The documents show that the consumer is being sold a program that costs $8,000, but the true cost is $2,250, the rest gets paid for marketing.

There is still concern that while consumers are being sold participation in these loans there is no guarantee the suits will be successful and may involve further fees or compensation due if the case is successful.

I am curious how the approach as laid out in the documents is not the splitting of fees by lawyers and non-lawyers. Fee splitting is a big no-no.

Mass Joinder Mortgage Lawsuits Just Got a Whole Lot More Foul Smelling
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Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Cncpridemore

    Hi Jaciln,
         I’m ChrisP in Northern CA.  I found Brookstone in my own quest for knowledge and they R “courting” me after a short phone interview.  I’m curious–WHAT IS YOUR LOAN VALUE IS AND HOW MUCH RETAINER THEY REQUIRED OF YOU?–if you don’t mind tellin’.  I’m as skeptical as anyone else but I am not afforded the ability to visit Brookstone in L.A. face-to-face.  I would love to use ALL of my senses in this regard to insure I am being treated fervantly equal.  It may not be possible for me; I may be one of those people walking into a strange bank to deposit a large amount into some obscure account and waiting anxiously for—SOMETHING positive to evolve.

  • Chris

    It seems to me that Legacy is taking the legwork out of finding these lawyers and collecting a fee for doing so. How is that different from any business? When you go to the store you’re paying twice to three times as much for a product versus if you go to a manufacturer. Is that a big no-no? Get a grip. If you want to get a piece of the action just say so.

  • Chris

    It seems to me that Legacy is taking the legwork out of finding these lawyers and collecting a fee for doing so. How is that different from any business? When you go to the store you’re paying twice to three times as much for a product versus if you go to a manufacturer. Is that a big no-no? Get a grip. If you want to get a piece of the action just say so.

  • Brookstone Law PR

    A MESSAGE FROM VITO TORCHIA,JR. MANAGING ATTORNEY, BROOKSTONE LAW PC
    Please be aware that people continue to use anonymous negative postings on the Internet to defame Brookstone Law, PC, and its attorneys and staff. They are posing as alleged clients or alleged potential clients and these claims are wholly untrue fabrications intended only to harm the public and impair our ability to serve our current and potential clientele.

    The posted accusations are false statements created to try to prohibit Brookstone Law from helping homeowners. Brookstone Law and Mitchell J. Stein, Esq. is not affiliated in any way with the organizations or individuals we believe are posting these false statements, including K2 Law, Matt Davis, Esq., or Mass Litigation Alliance, and their affiliates, associates and Ambassadors. Please also note these posts are not from clients of Brookstone Law, PC, or Mitchell J. Stein, Esq. In fact, positive unsolicited endorsements of our services from Brookstone Law PC clients may be found on our website at http://www.brookstone-law.com. Information from Brookstone Law regarding these false and defamatory postings is here: http://www.sfgate.com/cgi-bin/… If you are a client of Brookstone Law, PC, please contact us with any questions at the phone number or email address below.

    We welcome any legitimate comments or inquiries about Brookstone Law, PC, its attorneys, staff or services and will gladly and personally respond to them. For immediate assistance or information, please contact our Consumer Protection Department at (800) 489-0734 or at ConsumerAlert@Brookstone-Law.com.

  • Brookstone Law PR

    A MESSAGE FROM VITO TORCHIA,JR. MANAGING ATTORNEY, BROOKSTONE LAW PC
    Please be aware that people continue to use anonymous negative postings on the Internet to defame Brookstone Law, PC, and its attorneys and staff. They are posing as alleged clients or alleged potential clients and these claims are wholly untrue fabrications intended only to harm the public and impair our ability to serve our current and potential clientele.

    The posted accusations are false statements created to try to prohibit Brookstone Law from helping homeowners. Brookstone Law and Mitchell J. Stein, Esq. is not affiliated in any way with the organizations or individuals we believe are posting these false statements, including K2 Law, Matt Davis, Esq., or Mass Litigation Alliance, and their affiliates, associates and Ambassadors. Please also note these posts are not from clients of Brookstone Law, PC, or Mitchell J. Stein, Esq. In fact, positive unsolicited endorsements of our services from Brookstone Law PC clients may be found on our website at http://www.brookstone-law.com. Information from Brookstone Law regarding these false and defamatory postings is here: http://www.sfgate.com/cgi-bin/article.cgi?f=/g/a/2011/03/11/prweb8200951.DTL. If you are a client of Brookstone Law, PC, please contact us with any questions at the phone number or email address below.

    We welcome any legitimate comments or inquiries about Brookstone Law, PC, its attorneys, staff or services and will gladly and personally respond to them. For immediate assistance or information, please contact our Consumer Protection Department at (800) 489-0734 or at [email protected].

  • Brookstone Law PC

    A MESSAGE FROM VITO TORCHIA, JR., MANAGING ATTORNEY OF BROOKSTONE LAW PC
    Please be aware that people are using anonymous negative postings on the Internet to defame Brookstone Law, PC, and its attorneys and staff. They are posing as alleged clients or alleged potential clients and these claims are wholly untrue fabrications intended only to harm the public and impair our ability to serve our current and potential clientele. They are also allege that either I or Brookstone Law is somehow responsible for the actions of attorneys that use to work for a former client called United Law Group, Inc. Neither I nor anyone who works for Brookstone Law have anything to do with those actions.

    Due to the posting of Cease and Desist letters on the Philip Kramer, Esq. website, and the posting of similar warnings to consumers by attorney Mitchell J. Stein on his website, we believe individuals associated with the affiliates and Non-Attorney “Ambassadors” of Kramer & Kaslow, K2 Law, Matt Davis, Esq., or Mass Litigation Associates, are posting the defamatory comments on the Internet, where anonymous false accusations and defamatory slanders may be published without verification, proof or consequence.

    The posted accusations are false statements created to try to prohibit Brookstone Law from helping homeowners. Brookstone Law is not affiliated in any way with Kramer & Kaslow, K2 Law, Matt Davis, Esq., or Mass Litigation Associates, or their affiliates, associates and Ambassadors. Please also note these posts are not from clients of Brookstone Law, PC, and in fact, positive unsolicited endorsements of our services from our clients may be found on this website by clicking on the Real Estate/EED sidebar tab on the home page. We are dedicated to fighting for our clients and their rights and adhering to the highest ethical and legal standards in our work; we welcome any legitimate comments or inquiries about Brookstone Law, PC, its attorneys, staff or services and will gladly and personally respond to them. For immediate information, please contact our Consumer Protection Department at (800) 489-0734 or at ConsumerAlert@Brookstone-Law.com.

  • Brookstone Law PC

    A MESSAGE FROM VITO TORCHIA, JR., MANAGING ATTORNEY OF BROOKSTONE LAW PC
    Please be aware that people are using anonymous negative postings on the Internet to defame Brookstone Law, PC, and its attorneys and staff. They are posing as alleged clients or alleged potential clients and these claims are wholly untrue fabrications intended only to harm the public and impair our ability to serve our current and potential clientele. They are also allege that either I or Brookstone Law is somehow responsible for the actions of attorneys that use to work for a former client called United Law Group, Inc. Neither I nor anyone who works for Brookstone Law have anything to do with those actions.

    Due to the posting of Cease and Desist letters on the Philip Kramer, Esq. website, and the posting of similar warnings to consumers by attorney Mitchell J. Stein on his website, we believe individuals associated with the affiliates and Non-Attorney “Ambassadors” of Kramer & Kaslow, K2 Law, Matt Davis, Esq., or Mass Litigation Associates, are posting the defamatory comments on the Internet, where anonymous false accusations and defamatory slanders may be published without verification, proof or consequence.

    The posted accusations are false statements created to try to prohibit Brookstone Law from helping homeowners. Brookstone Law is not affiliated in any way with Kramer & Kaslow, K2 Law, Matt Davis, Esq., or Mass Litigation Associates, or their affiliates, associates and Ambassadors. Please also note these posts are not from clients of Brookstone Law, PC, and in fact, positive unsolicited endorsements of our services from our clients may be found on this website by clicking on the Real Estate/EED sidebar tab on the home page. We are dedicated to fighting for our clients and their rights and adhering to the highest ethical and legal standards in our work; we welcome any legitimate comments or inquiries about Brookstone Law, PC, its attorneys, staff or services and will gladly and personally respond to them. For immediate information, please contact our Consumer Protection Department at (800) 489-0734 or at [email protected].

  • Jaciln

    BROOKSTONE LAW IS WORKING WITH MITCHELL J STEIN ASSOCIATES, STUDY HIM . I AM FINDING MORE INFO RE: THEIR RECENT CASE FILLINGS . EFFICIENT, FOCUSED AND ORGANIZED , THEY ARE WINNING MY TRUST. JUST AS I WAS BEGINNING TO FEEL THAT I DIDN’T EXIST ( THANK YOU BOFA, COUNTRYWIDE,HUD, TWO LAWYERS LOAN MOD SCAMS, AND THOUSANDS LOST ), I RUTHLESSLY PLAYED DEVIL’S ADVOCATE , RESEARCHING THIS FIRM , IT’S ATTORNEYS AND REPUTATION.. WITHOUT REGARD FOR HOW PEOPLE WOULD REACT TO MY RATHER BOLD APPROACH, MY OWN WELL BEING WAS MY ONLY CONCERN. I E-MAILED AND/OR CALLED EVERY FEW DAYS WITH LISTS OF ISSUES REQUESTING ANSWERS TO ANY THING I THOUGHT COULD BE TROUBLE FOR ME.. IF IT WAS NOT FOR JAIME , “CLIENT SERVICE REP”, I WOULD NOT HAVE HELD TOGETHER. SHE HAS BEEN ATTENTIVE TO EACH OF MY CONCERNS. MY CALLS ARE RETURNED PROMPTLY, MY QUESTIONS ARE ANSWERED , I AM DIRECTED TO THE PROPER RESOURCES , JAIME ANSWERS MY CALLS, THEN THE APPROPRIATE PERSON CALLS ME BACK! SHE IS COMPASSIONATE AS WELL AS PASSIONATE ABOUT HER PURPOSE THERE…THANK YOU JAIME, VITO, AALOOK RAY, EDDIE, AND ANTHONY. YOU HAD THE COURAGE TO STAND UP TO THE “BEAST”. YES I AM AWARE OF VITO TORCHIA AND ULG. TORCHIA WAS NOT IN THE ULG’S DEPARTMENT FOR LOAN MODS, HE DOES NOT DO LOAN MODS, CALL HIM AND ASK HIM YOURSELF. NUMEROUS ATTORNEYS ARE DECLARING BANKRUPTCY,CLOSING THEIR DOORS AND SUEING EACH OTHER. POLITICS AND GREED. RESEARCH TORCHIA DO YOUR HOMEWORK. MJS AND HARTFORD DUNN WOULD NOT BE WORKING WITH BROOKSTONE IF THEY THOUGHT THEY WERE’NT HONEST. KRAMER AND KOSLOFF (K2 LAW) ARE OUT. ULG IS BANKRUPT, ATTORNEY RUTLEDGE IS NO LONGER PRACTICING. JUST ASK TO MEET WITH AN ATTORNEY AND GET IN WRITING THAT MJS AND HARTFORD DUNN ARE WITH BROOKSTONE. I WAS INTERVIEWED FOR HOURS TO MAKE SURE MY CASE HAD MERIT. LAST WEEK I HAD MORE QUESTIONS, AALOK, MY ASSIGNED ATTORNEY CALLED ME RIGHT BACK AND ADVISED ME ON EACH ISSUE. I AM “LAWYERED ” UP FINALLY.

  • doingmyhomework

    I finally talked to the woman that emailed me above. She said that the NO ONE can retain people for the Ronald case except for Stein. NO ONE. I told her, that Brookstone told us we’d be added to the Ronald case since it is the first one due to add plaintiffs and that they, Brookstone showed me proof of their relations with MJS and Associates. She said that Kramer, Brookstone, and MJS as well as many other firms all have relationships and often work together on things, however, NO ONE can be added to the Ronald case unless they retain Mr. Stein. She said she knows nothing about the cases being combined eventually. I asked her why Kramer is associated with MLA when MJS is not, she again said that they while one firm can be friendly with another firm, it doesn’t mean they agree on the affiliates. Here’s what I think. If you KNOW brookstone is telling people that they can add them to the Ronald case, and as you say, that that is NOT true, then why do you have a link for them on your page? Because YOU love it, Brookstone, Kramer, and all those other advertising freak firms are doing your dirty work while you sit back and act like “Oh i have such a HUGE mess to clean up with all these people acting as us”. Yeah right.

    These people are irritating me.

    Yanno what it seems like to me. Is that they are ALL involved in one way or another with actual legitimate cases. But are screwing it up entirely with their advertising antics and tactics. In my opionion, i think MJS allows Brookstone and Kramer, and all those other peice of crap firms that Kramer has cease n disist letters for do what they do because the bottom line means that they get more plantiffs and retainers with all their “shady advertising antics”, however MJS lets everyone else take the downfall for it because they pretend not to be affiliated with “such firms” when in fact they are, and everyone is just covering up, protecting, as well as throwing eachother under the bus.

    What a big clusterf*ck.

  • doingmyhomework

    I got it. The collective group name is Hartford Dunn LLP.

    http://www.prweb.com/releases/

    http://www.hartforddunn.com/pd

  • doingmyhomework

    I sure will.

    Im following the odd connections here between MLA and Kramer. I dont like this considering MJS is denying any affiliation with the same “unknown” firm. Yet, Brookstone, Kramer, and MJS are all supposed to be working together on this? So why would one firm accept and promote MLA while the other denies them.

    Also Brookstone told us recently, that all the affiliated firms are now going to be under one collective group name. Wish i had written that down. It wasnt MLA though.

    Whats with all the name changing, grouping? Why is it necessary?

  • Steve Rhode

    Keep me posted through the process. I’d love to follow along and hear your impressions and opinions about the process.

    If you see Vito again, tell him I said “Hey!”

    Steve

  • doingmyhomework

    Steve,
    I totally dont feel you are attacking anyone here actually. Ive read every word and I believe you are here to just, like me, see everything, learn as much as possible and make sure everyones informed as much as we can be. The first time I was at Brookstone, I met with a non attorney (he told me his title but I cant remember it) who was totally upfront with me about that and who HE was and why he was there. But during our two hour conversation one of the attorneys did come in and sit with us and I was able to speak with him as well. The second time I was there, we spoke with the same gentleman as before, and as I brought up my concerns with Vito and ULG, he asked me if I would like to speak to Vito directly about it. He went and got Vito from the next room. He was nothing like I thought he would be. I expected Tony Soprono to come walking through the door and instead Vito was a very sweet, compassionate seeming, personable man. He spent a good 30 to 40 minutes there with us as well.

    Here’s my deal. I have a sale date. So for me, to get involved means that I could at least stay in my home until the trial, unless for some reason this gets thrown out of court. I know its a big risk which is why Im still sitting on it. They are supposed to go to trial in the summer of next year. Even if they dont win anything (which im banking on, because im an optimistic realist, lol) 6k to stay in my home for another year and a half, isnt that bad of a deal. yanno? My only issue is, I would love a guarantee of that fact in writing, and they cant do that, which i understand why since no one can predict the future and outcome of any court dates. So I guess I’m just waiting on “something” to truly change my mind about them and say ” heck no, no way, they are crooked!” and Im honestly not finding anything solid enough. Everything negative ive seen about them so far seems to have a pretty good understandable rebuttle. But yet at the same time, I still havent taken the plunge. *shrugs*

  • Steve Rhode

    Good to hear. Thanks for the feedback.

    I have no bone to pick with Brookstone Law. I’m only interested in consumers being treated fairly, told the truth and getting great customer service.

    Keep me posted on how it goes.

    Just curious, did you meet with an attorney or was it a non-attorney representative?

  • doingmyhomework

    Honestly, at first hearing the “call center” noises in the background when talking to the assistant, or whatever they are, was a bit of an odd feeling. Not the context of the conversation, but just that I could hear others in the background doing the same thing.

    But, once I got there and met with them, I did not get the sales pitch feel in anyway. In fact I felt like I was just being given a crapload of information for me to go home, do some of my own research with, and just let them know if id like to retain them. Ive met with them twice now, both times they’ve spent over 2 hours with us, for free, and I’m not getting any calls of pressure to join.

  • Steve Rhode

    What was your impression of your meeting at Brookstone. Did it feel like a sales pitch?

  • doingmyhomework

    Just found this on the MJS website..

    DISCLAIMER: MJS & Associates is unaffiliated with Mr. Matt Davis, Esq. As of March 6, 2011, it has been reported to the Firm that Mr. Davis was or is involved with an organization of unknown origin called Mass Litigation Alliance. Several consumers have contacted the firm to inquire about Mr. Davis and statements allegedly made by Mr. Davis’ or his agents to the effect that the Firm is no longer accepting new clients. To the contrary and in the avoidance of any doubt, the firm is actively taking cases nationwide to stop what is the most significant and largest bank scandal in the history of this Country. The Firm’s intention is to not turn away any client unless and until the banks have ceased their unlawful conduct against United States citizens. The reports regarding Mr. Davis are emblematic of the industry-wide problem of identity theft and fraud, and that is why these matters are disclosed here.

  • doingmyhomework

    That is exactly why I am so confused. I came home from Brookstone and the first thing I did was research if MJS and Brookstone were indeed affiliated and working together. Like you, because I seen their Facebook, Twitter and actual website list and promote Brookstone all over it I thought that that fact was cleared. However I did email MJS JUST to make sure. It took three weeks for them to reply to me. I have posted it below…

    I have to note tho, that the email also has a “fishy” feel to it for me, because its coming from that dobie website (which looks weird to me) when I emailed through the actual MJS & Associates website. Ive tried this lady’s number three times and have had no response. Im just a regular person with no law suit, law firm experience and I wish like freakin hell I had a lawyer in the family right now. Im removing/replacing my name and email info, and her name and number aslo, just to be on the safe side.

    __________________

    — On Wed, 3/2/11, MJS & Associated Litigation Team <[email protected]> wrote:

    From: MJS & Associated Litigation Team <[email protected]>
    Subject: Re: Contact Form from MJS & Associates Website
    To: Doingmyhomework
    Date: Wednesday, March 2, 2011, 12:35 AM

    Hi Doingmyhomework,
    Mitchell Stein forwarded me your email. My name is and I work for Mr Stein. He has given me the responsibility of returning all his potential clients emails and calls that are interested in joining one of his cases. Mr Stein is not in any way retainable or represented by any other company, law firm, attorney or individual. No one other than Mr Stein represents him. There are a lot of people posing as him or his company or working for him. You have emailed his official email that is the only one approved by the Bar. I would be more than happy to discuss details with you about the cases and how to join and give you documentation that proves that you are in fact dealing directly with his office and retaining Mr Stein. Feel free to call me on my cell phone (818-000-0000).
    Thank you and hope to speak with you soon,

    From: DOINGMYHOMEWORK
    Sent: Wednesday, February 16, 2011 9:06 PM
    To: [email protected]
    Subject: Contact Form from MJS & Associates Website

    Message :
    Hi there, My name is DOINGMYHOMEWORK. My husband and I are considering joining a mass joinder lawsuit by Brookstone Law. We met with them last Thursday. They told us, that their new case Wright vs. Bank of America would be combined with the Ronald case at a later date. I want to make sure that Brookstone Law is indeed affiliated with you guys as well as confirm that the Wright case and the Ronald case are indeed sister cases? Please help me with any information possible. I am doing my homework before I hand over any money to anyone. We too have had Countrywide loan in 2003 and 2007 and are very interested in these mass joinders. What I dont understand is why we cannot, or if we can , join in on this one with you guys? Thank you for all your help,

    doingmyhomework

    </thedobermanlitiga[email protected]></[email protected]>

  • doingmyhomework

    They said that they cases will be combined at a later date but didn’t give me an actual date that they are going to be combined. Apparently, the reason for having both is because they said that they got “calendared” for adding plaintiffs to the Ronald case, and by having both cases they can add people to them as their calendar dates alternate. Its going to be a 6k retainer for for me as well, when/if i decide to join.

  • Krista Railey
  • Steve Rhode

    Check out the HL compensation plan.

    Cases are sent to K2 Law. Affiliate gets the difference between wholesale pricing and retail. On a $6,000 retainer the associate gets $3,100.

    You’ll want to see the slides I just published and the entire agreement can be found via the source link as well.

  • Steve Rhode

    What is also interesting is that over on my post Mass Joinder & Mass Litigation Affiliate and Marketing Information you will see the HomeLife site that seems to be a layout copy of the K2 Law site shown on that same page.

    The footer says “Web Site by EZ Loandocs” which sells templates but a search of sites using the template found:

    KramerKaslow.com
    HomeLifeSolution.com
    USK2Law.com
    K2-Law.com
    SueMyBankNow.com
    AmericanHomeLegal.com
    MassJoinderCase.com
    Trabiak2law.com
    MassJoinderLawsuit.com
    LegalFreeAndClear.com
    LossMitigationsLLC.net
    CertifiedHomeSavers.com
    TheBanksLied.com
    Kardiacc.com
    ReduceYourPrincipal.info

  • Krista Railey

    Check out Homelifesolutions.com that is listed on the Kramer & Kaslow warning page (http://www.kramer-kaslow.com/n… as a banned/unauthorized website and is named in a Cease and Desist letter:

    http://homelifesolution.com/As

    This page is for affiliate opportunities. Now scroll down to the left hand bottom of the page, and note where it says:

    Equal Housing Opportunity Mass Litigation Alliance â„¢ 2009

    Be sure and click on the privacy policy.

    Other sites are also cropping up and individuals and organizations that have received Cease & Desist letters or listed as banned/unauthorized are merely making the transition to Mass Litigation Alliance.

  • Krista Railey

    Check out Homelifesolutions.com that is listed on the Kramer & Kaslow warning page (http://www.kramer-kaslow.com/news.html) as a banned/unauthorized website and is named in a Cease and Desist letter:

    http://homelifesolution.com/Associate_Programs.php

    This page is for affiliate opportunities. Now scroll down to the left hand bottom of the page, and note where it says:

    Equal Housing Opportunity Mass Litigation Alliance ™ 2009

    Be sure and click on the privacy policy.

    Other sites are also cropping up and individuals and organizations that have received Cease & Desist letters or listed as banned/unauthorized are merely making the transition to Mass Litigation Alliance.

    • http://GetOutOfDebt.org Steve Rhode

      What is also interesting is that over on my post Mass Joinder & Mass Litigation Affiliate and Marketing Information you will see the HomeLife site that seems to be a layout copy of the K2 Law site shown on that same page.

      The footer says “Web Site by EZ Loandocs” which sells templates but a search of sites using the template found:

      KramerKaslow.com
      HomeLifeSolution.com
      USK2Law.com
      K2-Law.com
      SueMyBankNow.com
      AmericanHomeLegal.com
      MassJoinderCase.com
      Trabiak2law.com
      MassJoinderLawsuit.com
      LegalFreeAndClear.com
      LossMitigationsLLC.net
      CertifiedHomeSavers.com
      TheBanksLied.com
      Kardiacc.com
      ReduceYourPrincipal.info

    • http://GetOutOfDebt.org Steve Rhode

      Check out the HL compensation plan.

      Cases are sent to K2 Law. Affiliate gets the difference between wholesale pricing and retail. On a $6,000 retainer the associate gets $3,100.

      You’ll want to see the slides I just published and the entire agreement can be found via the source link as well.

  • Krista Railey

    Doingmyhomework, I find it interesting that Mass Litigation Alliance would produce this brochure and post it on Feb 24, 2011:

    http://issuu.com/masslitigators/docs/client_presentation

    Note the reference to Stein’s Bank of America case. Mass Litigation Alliance also shows Stein’s case on the website:

    http://www.masslitalliance.com/faqs.php

    According to the 2/3/11 transcript from Ronald vs. Bank of America, Stein represented to the court that Kramer was not entitled to represent that he is working with Stein. Yet all the cease and desist letters came from Kramer instead of Stein. As to the Cease & Desist letters, I’m finding some of the parties simply switched over to Mass Litigation Alliance and dropped the Kramer & Kaslow. However, Kramer is tied to Mass Litigation Alliance and Matt Davis. The official Kramer & Kaslow site: http://www.kramer-kaslow.com shows Mass Litigation Alliance as an approved Of Counsel firm.

    Going back to Stein and Brookstone, I’d really appreciate it if you could post the email from Stein’s office. The reason why is that Stein’s site has a link to Brookstone, Brookstone issued a press release regarding the relationship with Stein, Brookstone is linked on Stein’s Twitter and Facebook, and Brookstone is clearly showing that they are selling entry to Stein’s case on their website. However, I will note that I was told that Brookstone filed their case against B of A in Orange County instead of LA to avoid the cases from being combined (note: just because I was told that doesn’t make it true).

    There are a lot of inconsistencies, obfuscation, improper marketing, and non-attorney affiliates. The Kramer & Kaslow site only gives the appearance that something is being done to stop the affiliate marketing, when the reality is that they simply created another company to funnel the “ambassadors” now that Kramer & Kaslow has been exposed.

    As to Stein, he only has a warning on one page of his website, and that warning couldn’t be more vague. If he is not affiliated with Kramer & Kaslow, Loss Mitigation Alliance, or Brookstone Law, his site should clearly state that. Instead we see a vague disclaimer, links to Brookstone on his Facebook and Twitter, as well as press releases being issued by Brookstone.

    • doingmyhomework

      That is exactly why I am so confused. I came home from Brookstone and the first thing I did was research if MJS and Brookstone were indeed affiliated and working together. Like you, because I seen their Facebook, Twitter and actual website list and promote Brookstone all over it I thought that that fact was cleared. However I did email MJS JUST to make sure. It took three weeks for them to reply to me. I have posted it below…

      I have to note tho, that the email also has a “fishy” feel to it for me, because its coming from that dobie website (which looks weird to me) when I emailed through the actual MJS & Associates website. Ive tried this lady’s number three times and have had no response. Im just a regular person with no law suit, law firm experience and I wish like freakin hell I had a lawyer in the family right now. Im removing/replacing my name and email info, and her name and number aslo, just to be on the safe side.

      __________________

      — On Wed, 3/2/11, MJS & Associated Litigation Team wrote:

      From: MJS & Associated Litigation Team
      Subject: Re: Contact Form from MJS & Associates Website
      To: Doingmyhomework
      Date: Wednesday, March 2, 2011, 12:35 AM

      Hi Doingmyhomework,
      Mitchell Stein forwarded me your email. My name is and I work for Mr Stein. He has given me the responsibility of returning all his potential clients emails and calls that are interested in joining one of his cases. Mr Stein is not in any way retainable or represented by any other company, law firm, attorney or individual. No one other than Mr Stein represents him. There are a lot of people posing as him or his company or working for him. You have emailed his official email that is the only one approved by the Bar. I would be more than happy to discuss details with you about the cases and how to join and give you documentation that proves that you are in fact dealing directly with his office and retaining Mr Stein. Feel free to call me on my cell phone (818-000-0000).
      Thank you and hope to speak with you soon,

      From: DOINGMYHOMEWORK
      Sent: Wednesday, February 16, 2011 9:06 PM
      To: [email protected]
      Subject: Contact Form from MJS & Associates Website

      Message :
      Hi there, My name is DOINGMYHOMEWORK. My husband and I are considering joining a mass joinder lawsuit by Brookstone Law. We met with them last Thursday. They told us, that their new case Wright vs. Bank of America would be combined with the Ronald case at a later date. I want to make sure that Brookstone Law is indeed affiliated with you guys as well as confirm that the Wright case and the Ronald case are indeed sister cases? Please help me with any information possible. I am doing my homework before I hand over any money to anyone. We too have had Countrywide loan in 2003 and 2007 and are very interested in these mass joinders. What I dont understand is why we cannot, or if we can , join in on this one with you guys? Thank you for all your help,

      doingmyhomework

      • http://GetOutOfDebt.org Steve Rhode

        What was your impression of your meeting at Brookstone. Did it feel like a sales pitch?

      • doingmyhomework

        Honestly, at first hearing the “call center” noises in the background when talking to the assistant, or whatever they are, was a bit of an odd feeling. Not the context of the conversation, but just that I could hear others in the background doing the same thing.

        But, once I got there and met with them, I did not get the sales pitch feel in anyway. In fact I felt like I was just being given a crapload of information for me to go home, do some of my own research with, and just let them know if id like to retain them. Ive met with them twice now, both times they’ve spent over 2 hours with us, for free, and I’m not getting any calls of pressure to join.

      • http://GetOutOfDebt.org Steve Rhode

        Good to hear. Thanks for the feedback.

        I have no bone to pick with Brookstone Law. I’m only interested in consumers being treated fairly, told the truth and getting great customer service.

        Keep me posted on how it goes.

        Just curious, did you meet with an attorney or was it a non-attorney representative?

      • doingmyhomework

        Steve,
        I totally dont feel you are attacking anyone here actually. Ive read every word and I believe you are here to just, like me, see everything, learn as much as possible and make sure everyones informed as much as we can be. The first time I was at Brookstone, I met with a non attorney (he told me his title but I cant remember it) who was totally upfront with me about that and who HE was and why he was there. But during our two hour conversation one of the attorneys did come in and sit with us and I was able to speak with him as well. The second time I was there, we spoke with the same gentleman as before, and as I brought up my concerns with Vito and ULG, he asked me if I would like to speak to Vito directly about it. He went and got Vito from the next room. He was nothing like I thought he would be. I expected Tony Soprono to come walking through the door and instead Vito was a very sweet, compassionate seeming, personable man. He spent a good 30 to 40 minutes there with us as well.

        Here’s my deal. I have a sale date. So for me, to get involved means that I could at least stay in my home until the trial, unless for some reason this gets thrown out of court. I know its a big risk which is why Im still sitting on it. They are supposed to go to trial in the summer of next year. Even if they dont win anything (which im banking on, because im an optimistic realist, lol) 6k to stay in my home for another year and a half, isnt that bad of a deal. yanno? My only issue is, I would love a guarantee of that fact in writing, and they cant do that, which i understand why since no one can predict the future and outcome of any court dates. So I guess I’m just waiting on “something” to truly change my mind about them and say ” heck no, no way, they are crooked!” and Im honestly not finding anything solid enough. Everything negative ive seen about them so far seems to have a pretty good understandable rebuttle. But yet at the same time, I still havent taken the plunge. *shrugs*

      • http://GetOutOfDebt.org Steve Rhode

        Keep me posted through the process. I’d love to follow along and hear your impressions and opinions about the process.

        If you see Vito again, tell him I said “Hey!”

        Steve

      • doingmyhomework

        I sure will.

        Im following the odd connections here between MLA and Kramer. I dont like this considering MJS is denying any affiliation with the same “unknown” firm. Yet, Brookstone, Kramer, and MJS are all supposed to be working together on this? So why would one firm accept and promote MLA while the other denies them.

        Also Brookstone told us recently, that all the affiliated firms are now going to be under one collective group name. Wish i had written that down. It wasnt MLA though.

        Whats with all the name changing, grouping? Why is it necessary?

      • doingmyhomework
      • Jaciln

        BROOKSTONE LAW IS WORKING WITH MITCHELL J STEIN ASSOCIATES, STUDY HIM . I AM FINDING MORE INFO RE: THEIR RECENT CASE FILLINGS . EFFICIENT, FOCUSED AND ORGANIZED , THEY ARE WINNING MY TRUST. JUST AS I WAS BEGINNING TO FEEL THAT I DIDN’T EXIST ( THANK YOU BOFA, COUNTRYWIDE,HUD, TWO LAWYERS LOAN MOD SCAMS, AND THOUSANDS LOST ), I RUTHLESSLY PLAYED DEVIL’S ADVOCATE , RESEARCHING THIS FIRM , IT’S ATTORNEYS AND REPUTATION.. WITHOUT REGARD FOR HOW PEOPLE WOULD REACT TO MY RATHER BOLD APPROACH, MY OWN WELL BEING WAS MY ONLY CONCERN. I E-MAILED AND/OR CALLED EVERY FEW DAYS WITH LISTS OF ISSUES REQUESTING ANSWERS TO ANY THING I THOUGHT COULD BE TROUBLE FOR ME.. IF IT WAS NOT FOR JAIME , “CLIENT SERVICE REP”, I WOULD NOT HAVE HELD TOGETHER. SHE HAS BEEN ATTENTIVE TO EACH OF MY CONCERNS. MY CALLS ARE RETURNED PROMPTLY, MY QUESTIONS ARE ANSWERED , I AM DIRECTED TO THE PROPER RESOURCES , JAIME ANSWERS MY CALLS, THEN THE APPROPRIATE PERSON CALLS ME BACK! SHE IS COMPASSIONATE AS WELL AS PASSIONATE ABOUT HER PURPOSE THERE…THANK YOU JAIME, VITO, AALOOK RAY, EDDIE, AND ANTHONY. YOU HAD THE COURAGE TO STAND UP TO THE “BEAST”. YES I AM AWARE OF VITO TORCHIA AND ULG. TORCHIA WAS NOT IN THE ULG’S DEPARTMENT FOR LOAN MODS, HE DOES NOT DO LOAN MODS, CALL HIM AND ASK HIM YOURSELF. NUMEROUS ATTORNEYS ARE DECLARING BANKRUPTCY,CLOSING THEIR DOORS AND SUEING EACH OTHER. POLITICS AND GREED. RESEARCH TORCHIA DO YOUR HOMEWORK. MJS AND HARTFORD DUNN WOULD NOT BE WORKING WITH BROOKSTONE IF THEY THOUGHT THEY WERE’NT HONEST. KRAMER AND KOSLOFF (K2 LAW) ARE OUT. ULG IS BANKRUPT, ATTORNEY RUTLEDGE IS NO LONGER PRACTICING. JUST ASK TO MEET WITH AN ATTORNEY AND GET IN WRITING THAT MJS AND HARTFORD DUNN ARE WITH BROOKSTONE. I WAS INTERVIEWED FOR HOURS TO MAKE SURE MY CASE HAD MERIT. LAST WEEK I HAD MORE QUESTIONS, AALOK, MY ASSIGNED ATTORNEY CALLED ME RIGHT BACK AND ADVISED ME ON EACH ISSUE. I AM “LAWYERED ” UP FINALLY.

      • Cncpridemore

        Hi Jaciln,
             I’m ChrisP in Northern CA.  I found Brookstone in my own quest for knowledge and they R “courting” me after a short phone interview.  I’m curious–WHAT IS YOUR LOAN VALUE IS AND HOW MUCH RETAINER THEY REQUIRED OF YOU?–if you don’t mind tellin’.  I’m as skeptical as anyone else but I am not afforded the ability to visit Brookstone in L.A. face-to-face.  I would love to use ALL of my senses in this regard to insure I am being treated fervantly equal.  It may not be possible for me; I may be one of those people walking into a strange bank to deposit a large amount into some obscure account and waiting anxiously for—SOMETHING positive to evolve.

      • doingmyhomework

        I finally talked to the woman that emailed me above. She said that the NO ONE can retain people for the Ronald case except for Stein. NO ONE. I told her, that Brookstone told us we’d be added to the Ronald case since it is the first one due to add plaintiffs and that they, Brookstone showed me proof of their relations with MJS and Associates. She said that Kramer, Brookstone, and MJS as well as many other firms all have relationships and often work together on things, however, NO ONE can be added to the Ronald case unless they retain Mr. Stein. She said she knows nothing about the cases being combined eventually. I asked her why Kramer is associated with MLA when MJS is not, she again said that they while one firm can be friendly with another firm, it doesn’t mean they agree on the affiliates. Here’s what I think. If you KNOW brookstone is telling people that they can add them to the Ronald case, and as you say, that that is NOT true, then why do you have a link for them on your page? Because YOU love it, Brookstone, Kramer, and all those other advertising freak firms are doing your dirty work while you sit back and act like “Oh i have such a HUGE mess to clean up with all these people acting as us”. Yeah right.

        These people are irritating me.

        Yanno what it seems like to me. Is that they are ALL involved in one way or another with actual legitimate cases. But are screwing it up entirely with their advertising antics and tactics. In my opionion, i think MJS allows Brookstone and Kramer, and all those other peice of crap firms that Kramer has cease n disist letters for do what they do because the bottom line means that they get more plantiffs and retainers with all their “shady advertising antics”, however MJS lets everyone else take the downfall for it because they pretend not to be affiliated with “such firms” when in fact they are, and everyone is just covering up, protecting, as well as throwing eachother under the bus.

        What a big clusterf*ck.

    • doingmyhomework

      Just found this on the MJS website..

      DISCLAIMER: MJS & Associates is unaffiliated with Mr. Matt Davis, Esq. As of March 6, 2011, it has been reported to the Firm that Mr. Davis was or is involved with an organization of unknown origin called Mass Litigation Alliance. Several consumers have contacted the firm to inquire about Mr. Davis and statements allegedly made by Mr. Davis’ or his agents to the effect that the Firm is no longer accepting new clients. To the contrary and in the avoidance of any doubt, the firm is actively taking cases nationwide to stop what is the most significant and largest bank scandal in the history of this Country. The Firm’s intention is to not turn away any client unless and until the banks have ceased their unlawful conduct against United States citizens. The reports regarding Mr. Davis are emblematic of the industry-wide problem of identity theft and fraud, and that is why these matters are disclosed here.

  • Krista Railey

    Doingmyhomework, I find it interesting that Mass Litigation Alliance would produce this brochure and post it on Feb 24, 2011:

    http://issuu.com/masslitigator

    Note the reference to Stein’s Bank of America case. Mass Litigation Alliance also shows Stein’s case on the website:

    http://www.masslitalliance.com

    According to the 2/3/11 transcript from Ronald vs. Bank of America, Stein represented to the court that Kramer was not entitled to represent that he is working with Stein. Yet all the cease and desist letters came from Kramer instead of Stein. As to the Cease & Desist letters, I’m finding some of the parties simply switched over to Mass Litigation Alliance and dropped the Kramer & Kaslow. However, Kramer is tied to Mass Litigation Alliance and Matt Davis. The official Kramer & Kaslow site: http://www.kramer-kaslow.com shows Mass Litigation Alliance as an approved Of Counsel firm.

    Going back to Stein and Brookstone, I’d really appreciate it if you could post the email from Stein’s office. The reason why is that Stein’s site has a link to Brookstone, Brookstone issued a press release regarding the relationship with Stein, Brookstone is linked on Stein’s Twitter and Facebook, and Brookstone is clearly showing that they are selling entry to Stein’s case on their website. However, I will note that I was told that Brookstone filed their case against B of A in Orange County instead of LA to avoid the cases from being combined (note: just because I was told that doesn’t make it true).

    There are a lot of inconsistencies, obfuscation, improper marketing, and non-attorney affiliates. The Kramer & Kaslow site only gives the appearance that something is being done to stop the affiliate marketing, when the reality is that they simply created another company to funnel the “ambassadors” now that Kramer & Kaslow has been exposed.

    As to Stein, he only has a warning on one page of his website, and that warning couldn’t be more vague. If he is not affiliated with Kramer & Kaslow, Loss Mitigation Alliance, or Brookstone Law, his site should clearly state that. Instead we see a vague disclaimer, links to Brookstone on his Facebook and Twitter, as well as press releases being issued by Brookstone.

  • Really?

    If there was a snowball’s chance in hell to win a suit of this nature, it would be done ON CONTINGENCY.

    BTW, BoA recieved so much from the Fed gvt for taking over the Countrywide mess that no matter what they make $

  • Really?

    If there was a snowball’s chance in hell to win a suit of this nature, it would be done ON CONTINGENCY.

    BTW, BoA recieved so much from the Fed gvt for taking over the Countrywide mess that no matter what they make $

  • Steve Rhode

    Don’t feel bad, it’s hard for those of us studying this to figure it all out.

    Did they tell you when the cases would be combined? How much were you told your participation would cost?

  • doingmyhomework

    Just FYI,
    There are several other companies posing as Kramer and Kaslow that ARE scamming people. If you go to the actual real Kramer and Kaslow website http://www.kramer-kaslow.com/n… you will see a ton of cease and desist letters for these fraudulent companies acting as them. The bottom line here is that there IS actual cases filed. Ronald vs. Bank of America by MJS and Associates, and Wright vs. Bank of America by Brookstone Law. You can look up the court cases and see them on the courts actual websites. Its obvious that the cases are legit, as well it is also obvious that there is no gaurentee of a win.

    I have been to Brookstone Law. I have listened to them, talked with them, and have been doing my homework on this stuff for three weeks non stop. It is definitely hard to chose who to believe. I haven’t made a final decision myself yet either, but I am staying open minded.

    I did email MJS and Associates to make sure that they are indeed affiliated with Brookstone Law. Because Brookstone told me that the Wright vs. bank of america case and the ronald case are going to be combined and I wanted to verify that. I recv’d an email back from someone at Mr. Steins office basically telling me that they are not associated with ANY other law firm and to call them directly. I havent tried the number yet as I got the email late.

    This stuff is definitely confusing and entangled. People are great manipulators, you just have to read, research, talk, listen, and figure it out on your own.

  • doingmyhomework

    Just FYI,
    There are several other companies posing as Kramer and Kaslow that ARE scamming people. If you go to the actual real Kramer and Kaslow website http://www.kramer-kaslow.com/news.html you will see a ton of cease and desist letters for these fraudulent companies acting as them. The bottom line here is that there IS actual cases filed. Ronald vs. Bank of America by MJS and Associates, and Wright vs. Bank of America by Brookstone Law. You can look up the court cases and see them on the courts actual websites. Its obvious that the cases are legit, as well it is also obvious that there is no gaurentee of a win.

    I have been to Brookstone Law. I have listened to them, talked with them, and have been doing my homework on this stuff for three weeks non stop. It is definitely hard to chose who to believe. I haven’t made a final decision myself yet either, but I am staying open minded.

    I did email MJS and Associates to make sure that they are indeed affiliated with Brookstone Law. Because Brookstone told me that the Wright vs. bank of america case and the ronald case are going to be combined and I wanted to verify that. I recv’d an email back from someone at Mr. Steins office basically telling me that they are not associated with ANY other law firm and to call them directly. I havent tried the number yet as I got the email late.

    This stuff is definitely confusing and entangled. People are great manipulators, you just have to read, research, talk, listen, and figure it out on your own.

    • http://GetOutOfDebt.org Steve Rhode

      Don’t feel bad, it’s hard for those of us studying this to figure it all out.

      Did they tell you when the cases would be combined? How much were you told your participation would cost?

      • doingmyhomework

        They said that they cases will be combined at a later date but didn’t give me an actual date that they are going to be combined. Apparently, the reason for having both is because they said that they got “calendared” for adding plaintiffs to the Ronald case, and by having both cases they can add people to them as their calendar dates alternate. Its going to be a 6k retainer for for me as well, when/if i decide to join.

  • Andy Faria

    Things went downhill fast for Bank of America when they took on Countrywide. Mr Mozilo did a great job of creating the most toxic batch of loans ever assembled, and BOA bought the whole pile of crap. Unbelievable.

    BOA is now a disaster and I’m sure many homeowners have legitimate claims against them, but charging people $5k+ up front to join a lawsuit that may or may not be successful is highly suspect to me.

    My advice for anyone considering paying the upfront fee and joining one of these mass joinder suits is simple. Listen to the pitch, get the contract and bring it to a couple local real estate attorneys. Have them look it over for you. If you truly have a case they will either give you the green light to go ahead, or better yet, they may even offer to take the case themselves on a contingency basis. If you don’t have a case, they should be able to tell you that, and it could save you a lot of time and cash.

  • http://northeast-properties.com Andy Faria

    Things went downhill fast for Bank of America when they took on Countrywide. Mr Mozilo did a great job of creating the most toxic batch of loans ever assembled, and BOA bought the whole pile of crap. Unbelievable.

    BOA is now a disaster and I’m sure many homeowners have legitimate claims against them, but charging people $5k+ up front to join a lawsuit that may or may not be successful is highly suspect to me.

    My advice for anyone considering paying the upfront fee and joining one of these mass joinder suits is simple. Listen to the pitch, get the contract and bring it to a couple local real estate attorneys. Have them look it over for you. If you truly have a case they will either give you the green light to go ahead, or better yet, they may even offer to take the case themselves on a contingency basis. If you don’t have a case, they should be able to tell you that, and it could save you a lot of time and cash.

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