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Deceptive Credit Card Financial Relief Plan 2011 Mailers Still Going Out

I thought we were all done with this deceptive mailer efforts for debt settlement services. Apparently not. A tipster (send in your tips here) has just forwarded me a mailer they just got.

As you can see from the cover it looks like an official document the consumer must open.

Deceptive Credit Card Financial Relief Plan 2011 Mailers Still Going Out

Once you open it up it looks like an official form or a government form.

Deceptive Credit Card Financial Relief Plan 2011 Mailers Still Going Out

The mailer appears to offer a 36 month plan with payments reduced up to 60%.

I called the number on the letter 877-568-6532 and spoke to a representative who would not tell me the name of the company. If the mailer is on the up and up, what’s the big deal? Why the secrecy?

The representative suggested I could borrow from my retirement plan, I would not be happy with credit counseling, and bankruptcy was not an option based on my level of debt.

The solution pitched was debt negotiation but any additional information was not forthcoming.

If you look at both sides of the mailer you will notice it does not mention the company name either.

It seems scary that consumers are receiving mailers with specific information about them but the company that solicits the recipient to call is not willing to be open and honest about who they are. Now that’s what I call a red flag.

Similar mailers have been called other program names, but have the same format. Look at these past mailers.

Deceptive Credit Card Financial Relief Plan 2011 Mailers Still Going Out
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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Adam

    just got a 2013 with the phone number being 1-877-425-4315 also they’re using redirects to give vanity subdomains that point to reductionoffer.com

    • http://GetOutOfDebt.org Steve Rhode

      I like how the site says “We Are the Experts” but they don’t say who they are.

  • Anon|nonA

    Just called and was told they were affiliated with a U.S. World Law Firm – basically said that if I, personally, did not receive the (deceptive) mailer, they couldn’t help me. Heavy east-coast accent, indeed.

  • Anon|nonA

    Just called and was told they were affiliated with a U.S. World Law Firm – basically said that if I, personally, did not receive the (deceptive) mailer, they couldn’t help me. Heavy east-coast accent, indeed.

  • Steve Rhode

    Good luck, keep me posted. Maybe you can be a better secret shopper than I was on this one.

  • Mike Reilly

    They can easily track that 877 number to the owner, question is, will they?

  • Robert Stevenson

    hmmm.. im going to have to try and sign up

  • Jason Taylor

    I’m sure the FTC can quickly figure it out

  • Jason Taylor

    I’m sure the FTC can quickly figure it out

    • Mike Reilly

      They can easily track that 877 number to the owner, question is, will they?

  • Steve Rhode

    You can take a shot. The guy with the heavy New Jersey (his admission) wasn’t giving up any info to me.

  • Robert Stevenson

    we gotta figure out which company this is….

  • Robert Stevenson

    we gotta figure out which company this is….

    • http://GetOutOfDebt.org Steve Rhode

      You can take a shot. The guy with the heavy New Jersey (his admission) wasn’t giving up any info to me.

      • Robert Stevenson

        hmmm.. im going to have to try and sign up

      • http://GetOutOfDebt.org Steve Rhode

        Good luck, keep me posted. Maybe you can be a better secret shopper than I was on this one.

      • livid

        The U.S. Postal service delivered this to me, you , and everyone else. they should be able to say where it comes from should they not?

        I just got it today. In the return addtress (upper left corner) just says “2012″
        in a rectangular box .

        It has to be the same scam, after looking at the example you gave, they are not exact but still the same.

        Why does the USPS not handle this after two years?

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