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Quantum Law Firm Selling Mass Litigation Alliance Mass Joinder Lawsuit Participation. Looks Like a Blank Check.

A tipster (send in your tips here) sent in a recent cover letter from Quantum Law Firm that included the Mass Litigation Alliance engagement pack.

The cover letter states all the consumer needs to do is have a representative come out to pick up the completed package.

Quantum Law Firm Selling Mass Litigation Alliance Mass Joinder Lawsuit Participation. Looks Like a Blank Check.

I frequently hear from people they are sold participation in these mass joinder suits in order to prevent their home from being foreclosed on. Even the introduction to the enrollment package makes it sound as if it will prevent foreclosures.

This is not a foreclosure defense service; your complaint places the validity of the promissory note into question within a proper legal forum. Therefore the banks should not foreclose upon your home, and have in the past, voluntarily offered relief from foreclosure to named plaintiffs in the lawsuit.

But other lawyers involved in mass joinder actions against mortgage lenders say that participation in mass joinder suits will not automatically prevent a foreclosure.

So the Quantum Law Firm reviewed the consumer’s material and decided they have a case. The Mass Litigation Alliance (MLA) material, that was then forwarded, says the process now has to be repeated.

You will sign a retainer with a lead litigation partner, who will represent you. This attorney will accept your retainer and funds, and will be your attorney of record. Mass Litigation Alliance is paid by your litigation attorney to review your file and facilitate a phone consultation explaining the process of mass joinder litigation. [But didn't Quantum Law Firm already do that?] Mass Litigation Alliance does not represent clients in litigation. Karger & Associates is a national client intake and boarding law firm for mass joinder litigation clients on behalf of our lead litigation partners. Our lead litigation partners are filing multiple mass joinder cases across the country. Mass Litigation Alliance will consult with clients, upon request of the lead litigation partners, or the request of Karger & Associates, to help ensure that clients understand what mass joinder litigation is, and what it is not.

Upon submission, your client intake specialist will review your case within 48 hours to confirm that your case does in fact meet the basic required criteria for the mass joinder lawsuit. [Again, Quantum Law Firm already represented they did that.] Once the intake team has reviewed your information, your file will then be forwarded to an attorney from Mass Litigation Alliance who will contact you to confirm your desire to join the pending mass joinder litigation. If the attorney does not believe you to be a proper fit for the lawsuit, they will let you know at that time and a refund will be issued. – Source

So how does this work? Quantum Law Firm meets with the consumer and reviews the case and determines the case is “strong and eligible to participate in the mass joinder litigation lawsuit” with Quantum Law Firm and Kramer & Kaslow. The consumer then gets a agreement to sign from MLA that says a retainer will be signed with the lead litigation partner who will represent you. MLA is then paid by the “lead” attorney to review the file the Quantum Law Firm already reviewed and approved?

MLA says they don’t represent clients but they instead “consult with clients, upon request of the lead litigation partners.” And then all of a sudden in comes a new name, Karger & Associates. I have no clue who they are and how they go injected in the process.

So MLA says they don’t represent clients but then they say the client information will be reviewed by an attorney from MLA to make sure the consumer is a “proper fit” for the mass litigation suit. That sure makes it sound as if there is an attorney-client relationship between MLA and the consumer.

The first page ends with the sentence, “Thank you for allowing The Law Offices of Kramer & Kaslow and Mass Litigation Alliance, APLC to serve you through this process.” But who is APLC? Another insert.

As we move on in this document we learn Kramer & Kaslow is asking the consumer to complete a retainer agreement. This is despite of the fact the law firm the consumer originally worked with was the Quantum Law Firm. The cover letter says Quantum Law Firm is being retained in conjunction with Kramer & Kaslow but the retainer agreement the consumer is asked to sign is only for Kramer & Kaslow.

I love this section:

To a great degree, our relationship with you as your attorney is governed by both this Agreement and the California Rules of Professional Conduct, excerpts of which are attached hereto as Exhibit “A” and can be found in their entirety at www.calbar.org.

You acknowledge that you are experienced and sophisticated, and are familiar with the Rules. – Source

Seriously? The average consumer is going to be experienced and sophisticated in their familiarity with the California Rules of Professional Conduct for lawyers?

The bill for services under this agreement appears to be open-ended. The consumer may believe the money they may have paid upfront, $4,500 in this agreement, will be the entire bill but the agreement does say:

Furthermore, you understand and acknowledge that you are responsible to pay all fees and costs set forth below in connection with this Representation and the failure to pay costs represents a reason for withdrawal as counsel under the California Rules of Professional Conduct.

Naturally, you must approve all costs before they are paid – but as an experienced person you understand that certain costs are mandatory. – Source

Experienced in what? Joining mass joinder lawsuits?

And that money that was paid upfront, well that’s the last time you’ll probably ever see that. The agreement says, “You agree and acknowledge that the fee you pay to our Firm at the inception of this Representation is a non-refundable, non-creditable retainer. Our fees are deemed fully earned upon our receipt.” – Source. Did you get that, no refunds. And if you fail to pay future demands for costs the firm can kick you out and you get no money back. At least that’s what the client retainer appears to say.

And those future costs can be even more substantial than the client may have thought.

You are obligated to reimburse the Firm for costs in this representation, including time spent by other lawyers approved by you, travel expenses, facsimile charges, filing fees, service or investigative fees, experts, record securement, deposition fees, trial costs, parking, postage, photocopying expenses (at 25 cents per page), phone charges and other standard costs, all of which costs shall be reimbursable by you within thirty days of our incurring them. – Source

Those costs can be enormously expensive. It’s almost a blank check.

The Firm shall neither provide you with bills for our services, nor shall we maintain time sheets or other time records relating to our Representation, unless such pertain to matters that may be reimbursable in any civil action you may bring or be forced to defend, including the foregoing described actions. In that case, you authorize the Firm to track its time and to apply to the Court for payment of our legal fees and we shall keep all monies paid therefrom. Our fees range from $110.00 per hour all the way up to $850.00 per hour for Attorney Philip A. Kramer. – Source

If you later decide you want out of this agreement you may have to pay even more.

You are not bound to keep the Firm as your counsel by this Agreement and you are free to terminate this Agreement at any time. Should you elect to terminate this Agreement, however, you may be liable to the firm under applicable law for legal fees owed to us. – Source

Before you sign an agreement like this you might want to get a second opinion for a real estate attorney who is licensed in your state and not trying to sell you a service. You should fully understand your risks and responsibilities before entering a legal agreement.

Quantum Law Firm Selling Mass Litigation Alliance Mass Joinder Lawsuit Participation. Looks Like a Blank Check.
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Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • MJ 411

    Sounds like David from Karger & Associates story doesn’t quite line up to me. Maybe there is a reason that David is trying to hide their relationship?

  • Mass Joinder Ripoff

    ATTN:
    I received a piece of mail in regards to a Mass Joinder lawsuit. When I called in to see what was going on I reached a company called Quantum Law Firm. After speaking with a representative by the name of Sandy about their “amazing” Masss Joinder offer and something else they called Pre-Litigation I did a little research on their law firm and their suit.

    What I ended up finding out in the process was that if you receive a mailer for a Mass Joinder case against your lender, or if you have been solicited in any way about Mass Joinder suit versus your lender that you are supposed to contact the California Bar Association. They have indicated, “We are interested in anyone who has been solicited to join the mass joinder cases. Even better, would be people who actually paid money to these organizations.” – California Bar Association

    They also provide a Quantum Law Firm Complaint Hotline: 1-800-843-9053 or 1-213-765-1200 (outside California)

    http://www.calbar.ca.gov/Conta

    http://getoutofdebt.org/26821/

    The Department of Real Estate has also released a warning in regards to the matter which can be seen by cutting and pasting the following address into your internet browser.

    http://www.dre.ca.gov/pdf_docs

  • Mass Joinder Ripoff

    ATTN:
    I received a piece of mail in regards to a Mass Joinder lawsuit. When I called in to see what was going on I reached a company called Quantum Law Firm. After speaking with a representative by the name of Sandy about their “amazing” Masss Joinder offer and something else they called Pre-Litigation I did a little research on their law firm and their suit.

    What I ended up finding out in the process was that if you receive a mailer for a Mass Joinder case against your lender, or if you have been solicited in any way about Mass Joinder suit versus your lender that you are supposed to contact the California Bar Association. They have indicated, “We are interested in anyone who has been solicited to join the mass joinder cases. Even better, would be people who actually paid money to these organizations.” – California Bar Association

    They also provide a Quantum Law Firm Complaint Hotline: 1-800-843-9053 or 1-213-765-1200 (outside California)

    http://www.calbar.ca.gov/ContactUs.aspx

    http://getoutofdebt.org/26821/have-you-been-approached-for-or-paid-for-mass-joinder-mortgage-litigation-services

    The Department of Real Estate has also released a warning in regards to the matter which can be seen by cutting and pasting the following address into your internet browser.

    http://www.dre.ca.gov/pdf_docs/ca/ConsumeAlert_WarningreMassLitigation.pdf

  • Steve Rhode

    Any idea why MLA would say “Karger & Associates is a national client intake and boarding law firm for mass joinder litigation clients on behalf of our lead litigation partners,” in their 2011 Mass Litigation Engagement Packet?

    What did MLA say when you contacted them about this?

  • David

    Please be advised that Karger & Associates has absolutely no affiliation or relationship with Mass Litigation Alliance, PC and/or Quantum Law Firm and is NOT a national intake and boarding law firm for any joinder litigation matters (including but not limited to those initiated by Kramer & Kalsow, PC). Any representations to the contrary are completely erroneous and without merit, and any person(s) making or otherwise proliferating any such misrepresentations about our firm will be prosecuted to the fullest extent of the law. If anyone, including Mr. Rhode, would like to discuss this matter further, please do not hesitate to contact our office.

  • Steve Rhode

    That great but I’m reporting on what Mass Litigation Alliance is saying in their documentation they are sending out. Click on one of the source links above to see their document.

    If you have an issue with their representation and documentation you might want to contact them and then post an update here in the comments with additional information for readers.

  • David Abrams

    My name is David Abrams, I am the business Manager for Karger & Associates. Your recent Blog contains Erroneous statements and information concerning our firm. Our firm is NOT the boarding & intake firm for Kramer & Kaslow nor are we associated with MLA or Quantum Law firm in any capacity.

  • David Abrams

    My name is David Abrams, I am the business Manager for Karger & Associates. Your recent Blog contains Erroneous statements and information concerning our firm. Our firm is NOT the boarding & intake firm for Kramer & Kaslow nor are we associated with MLA or Quantum Law firm in any capacity.

    • http://GetOutOfDebt.org Steve Rhode

      That great but I’m reporting on what Mass Litigation Alliance is saying in their documentation they are sending out. Click on one of the source links above to see their document.

      If you have an issue with their representation and documentation you might want to contact them and then post an update here in the comments with additional information for readers.

      • David

        Please be advised that Karger & Associates has absolutely no affiliation or relationship with Mass Litigation Alliance, PC and/or Quantum Law Firm and is NOT a national intake and boarding law firm for any joinder litigation matters (including but not limited to those initiated by Kramer & Kalsow, PC). Any representations to the contrary are completely erroneous and without merit, and any person(s) making or otherwise proliferating any such misrepresentations about our firm will be prosecuted to the fullest extent of the law. If anyone, including Mr. Rhode, would like to discuss this matter further, please do not hesitate to contact our office.

      • http://GetOutOfDebt.org Steve Rhode

        Any idea why MLA would say “Karger & Associates is a national client intake and boarding law firm for mass joinder litigation clients on behalf of our lead litigation partners,” in their 2011 Mass Litigation Engagement Packet?

        What did MLA say when you contacted them about this?

      • MJ 411

        Sounds like David from Karger & Associates story doesn’t quite line up to me. Maybe there is a reason that David is trying to hide their relationship?

  • Totalcleansing

    sure will. Thanks again for your help!

  • Steve Rhode

    Keep me posted on what happens on this moving forward.

  • Totalcleansing

    STEVE, Thanks for putting this info up so quickly so others dont get hurt. Luckily I did some research after they sent me the papers and so I sent them here. The Mass Litigation Alliance is being portrayed by Quantum as the “authorized intake center” for Kramer and Kaslow. The Quantum Law Firm claims to be a “affiliate attorney” to Kramer and Kaslow. However, Mandelman Matters blog (Matt Andelman) had Kramer email him about the relationship of other law firms to Kramer and Kaslow. Mr. Kramer stated that he has “never marketed these cases, not approved any marketing under his name, didnt authorize anyone to pose as me, to solicit prospective clients for him.” It is by the way ILLEGAL to Fee Split, meaning split the fee between a marketer/solicitor and an attorney! Wonder who is lying, Mr. Kramer or all these law firms???????

  • Totalcleansing

    STEVE, Thanks for putting this info up so quickly so others dont get hurt. Luckily I did some research after they sent me the papers and so I sent them here. The Mass Litigation Alliance is being portrayed by Quantum as the “authorized intake center” for Kramer and Kaslow. The Quantum Law Firm claims to be a “affiliate attorney” to Kramer and Kaslow. However, Mandelman Matters blog (Matt Andelman) had Kramer email him about the relationship of other law firms to Kramer and Kaslow. Mr. Kramer stated that he has “never marketed these cases, not approved any marketing under his name, didnt authorize anyone to pose as me, to solicit prospective clients for him.” It is by the way ILLEGAL to Fee Split, meaning split the fee between a marketer/solicitor and an attorney! Wonder who is lying, Mr. Kramer or all these law firms???????

    • http://GetOutOfDebt.org Steve Rhode

      Keep me posted on what happens on this moving forward.

      • Totalcleansing

        sure will. Thanks again for your help!

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