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Home > Ask The Get Out of Debt Experts > I’ve Been Sued and Can’t Get In Touch With Legal Helpers Debt Resolution. – Carol

I’ve Been Sued and Can’t Get In Touch With Legal Helpers Debt Resolution. – Carol

“Dear Steve,

I have Legal helpers taking care of my credit cards, I have been paying almost $1000 a month towards my cards thinking that legal helpers are taking care of my credit cards. And yesterday morning I got served by citibank. I have been trying to get a hold of legal helpers for 2 days and I haven’t received a call back. What do I do. I have to respond to the papers in 20 days.

What do I do. I have to respond to the papers in 20 days.

Carol”

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The Answer

Dear Carol,

I wish I had some magical telephone number for you to get through.

It seems we have two issues here:

  1. A customer service problem. You would hope you could get through to someone or get a call back quickly at a time like this. It is a stressful situation to be sued by a creditor and I can imagine you really want to talk to someone there quickly for some help and advice.
  2. Debt settlement does not prevent lawsuits. Simply working with a debt settlement company does not alter the relationship you have with your creditor. If you are not paying the creditor and you are in default of your contractual agreement with them they have a legal right to enforce your mutual agreement through the courts.

I had another recent reader send in a question saying that they were told to represent themselves in court. If that’s what you hear when you finally get through, let me know in the comments below.

If you want to stop this and any future lawsuits then you may want to consider bankruptcy. If you can’t get through to Legal Helpers Debt Resolution to ask for advice on how bankruptcy could help you in this situation then I’d suggest you look for a local bankruptcy attorney, contact them, and find out what bankruptcy would mean for you.

Please post your responses and follow-up messages to me on this in the comments section below.

Big Hug!

Ive Been Sued and Cant Get In Touch With Legal Helpers Debt Resolution.   Carol
Get Out of Debt Guy – Twitter, G+, Facebook

If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.

I've Been Sued and Can't Get In Touch With Legal Helpers Debt Resolution. - Carol by

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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Steve Rhode

    To what?

  • http://GetOutOfDebt.org Steve Rhode

    To what?

  • Steve Rhode

    Nope. Just guys I know that are very knowledgeable.

  • Tonesal5

    Steve never responded how sad

  • Tonesal5

    lol i love how if you click on your advice on bk you add a number to bk attorney lol good way to get paid for advertisment
    http://getoutofdebt.org/14021/
    you are a loser steve… you talk about companys and then offer service to a few companys on your website…. smells like
    marketing anyone interested looking up and investgating these attorneys let me be the first. Ill start witht the names then ill post all the bad comments give me a day or two.

  • Tonesal5

    lol i love how if you click on your advice on bk you add a number to bk attorney lol good way to get paid for advertisment
    http://getoutofdebt.org/14021/how-to-find-a-good-bankruptcy-lawyer-or-bankruptcy-attorneys
    you are a loser steve… you talk about companys and then offer service to a few companys on your website…. smells like
    marketing anyone interested looking up and investgating these attorneys let me be the first. Ill start witht the names then ill post all the bad comments give me a day or two.

  • Tonesal5

    Steve must make up these article’s because noone would say ive been paying lhdr to settle my accounts….
    1st carol lhdr doesnt make your payments for you
    2nd carol you should have the rep direct line and if you cant get ahold of that rep hit zero goes to customer serivce.
    3rd carol even if you respond the out come is still the same…. you need to find out exactly how much you saved and contact your rep if not call the attorneys office and offer 30% of the balance if they declined tell them you will be forced to look at other options to avoid any further action

  • Tonesal5

    Steve must make up these article’s because noone would say ive been paying lhdr to settle my accounts….
    1st carol lhdr doesnt make your payments for you
    2nd carol you should have the rep direct line and if you cant get ahold of that rep hit zero goes to customer serivce.
    3rd carol even if you respond the out come is still the same…. you need to find out exactly how much you saved and contact your rep if not call the attorneys office and offer 30% of the balance if they declined tell them you will be forced to look at other options to avoid any further action

    • http://GetOutOfDebt.org Steve Rhode

      Nope. Just guys I know that are very knowledgeable.

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