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My Daughter Was Arrested and is Headed to Jail Over Her Debt. – Allan

“Dear Steve,

I am writing concerning my daughter who lives in Dubai.

She has a British passport and I live in the UK.

Being disabled I can no longer work and hence am not in a position to help her.

My daughter has a six month old son and lives in Dubai.

Shortly after he was born they discovered a serious medical problem which required urgent surgery. In order to have this done she and her husband took out a personal loan which I believe is about 100,000.

She has just been back to South Africa for two weeks to see the rest of the family and try to have some rest as it has been tough going since the baby was born. Her husband has not been very supportive during this period since the baby was born.

She returned tonight to Dubai and was arrested at the airport as they have defaulted on this personal loan on the 20th of April, and, being out of the country the bank could not get hold of her. I am also not sure what has transpired in the interim and if the bank spoke to her husband.

I am waiting for a call from him to update me on the latest situation. She is on the way to the police station with her baby at the moment. What are the possible consequences in this situation and is she likely to he held or released so they can go to the bank on Monday to try and sort this out.

From what I see on the internet the banks and law are not very sympathetic towards this type of situation.

Do you have any advise I can give them?

I would really appreciate your assistance as this is a horrible situation to be in especially with a young baby.

Further to my earlier e-mail my daughter is now being held at the police station in a holding cell.

Her husband has taken the baby home.

He is going to the bank with his employer in the morning to see what can be done to try and resolve the situation and get my daughter released from jail.

I need to tell you her husband has a serious drinking problem and becomes very physical when under the influence which has become worse since the baby was born. She has been assaulted physically and verbally in the past few months just to add to the problem.

Kindest regards,

Allan”

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The Answer

Dear Allan,

Dubai, the UAE, and surrounding GCC countries are very unusual in this modern world. It is true that in those areas you can land in jail for an extended period of time.

The best outcome is to negotiate a suitable payment plan with the lender for a release from jail. I’m sorry to report others have not been able to do this and so they wind up spending time in jail over their debts.

I think the comments on this other reader questions about Dubal jail over debts will be helpful. You can read about the experience of others and what happened in their situations.

If your daughter leaves her passport with the police they may release her while this gets worked out. If she does not have a suitable way to repay her debt then she might think about fleeing the country as many ex-pats have done to not sit in jail.

Please post your responses and follow-up messages to me on this in the comments section below.

Big Hug!

My Daughter Was Arrested and is Headed to Jail Over Her Debt.   Allan
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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Sam

    From experience I can tell: here on it all depends on the bank, basically the bank will ask for the full payment of the entire loan amount plus legal charges ( Around 400 AED). You may try to negotiate but at this stage its to there advantage they can ask for anything.
    Once you pay the full amount they will issue a no objection letter.

    In the mean while the court will give her a month to make the payment or go to jail.

    Try your luck maybe seeing the situation the bank would give few installments for the payment.

    I believe if they do not allow you to pay in installments and you do not have the money, the best thing is go to 7days newspaper with your story and if they carry it you maybe luck that the bank to show themselves in a positive way help or maybe some reader may also help.

    Good luck to her and we all pray for her situation.

  • Sam

    From experience I can tell: here on it all depends on the bank, basically the bank will ask for the full payment of the entire loan amount plus legal charges ( Around 400 AED). You may try to negotiate but at this stage its to there advantage they can ask for anything.
    Once you pay the full amount they will issue a no objection letter.

    In the mean while the court will give her a month to make the payment or go to jail.

    Try your luck maybe seeing the situation the bank would give few installments for the payment.

    I believe if they do not allow you to pay in installments and you do not have the money, the best thing is go to 7days newspaper with your story and if they carry it you maybe luck that the bank to show themselves in a positive way help or maybe some reader may also help.

    Good luck to her and we all pray for her situation.

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