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Home > Ask The Get Out of Debt Experts > I’m a Bit Leary of Fast Track Debt Relief But I Just Joined Them. – Bart

I’m a Bit Leary of Fast Track Debt Relief But I Just Joined Them. – Bart

“Dear Damon,

Hello, I just joined Fast Track debt solution and I’m a little leary, I owe creditors 20,000 and I just don’t want to get scamed.

I just joined fast track debt solutions are they for real or are they a scam artist company?

Bart”

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The Answer

Hello Bart,

Regarding Fast Track Debt Relief, here is what I said to another consumer who recently asked me about them.

Regarding Fast Track Debt Relief, my initial response is no way would I touch them. It is my understanding that they are simply a debt settlement sales affiliate for Legal Helpers Debt Resolution. In my opinion, Legal Helpers Debt Resolution represents everything that is wrong with the debt settlement industry. They are for the most part simply collecting fees upfront and forwarding most of that to Fast Track Debt Relief for making the sale. (“The Sale” is what it is all about in my opinion.)

Now that being said, I do not have a current copy of their contract, but if you want to send a copy of it to me, I will be happy to review it for free. However, if it is just a contract to enroll into the Legal Helpers Debt Resolution program so you can start sending most of your money to them in the form of fees, then I don’t need to see the contract to tell you to run screaming from that thing.

Because you have already joined them, I would highly recommend you send me the contract right away and I will review it and give you my opinion on whether you should opt out now before you get in to deep.

You can contact me through my website.

Im a Bit Leary of Fast Track Debt Relief But I Just Joined Them.   BartIm a Bit Leary of Fast Track Debt Relief But I Just Joined Them.   BartDamon is a talented independent debt coach that provides in-depth assistance and consultations for people struggling with debt. If you want a personal debt coach to help you through a difficult situation or want assistance to find secret discounts offered by debt settlement companies I think Damon Day is an excellent person to contact for advice and assistance. He can be reached directly at DamonDay.com

If you have a debt related question you’d like to ask, just use the online form.

I'm a Bit Leary of Fast Track Debt Relief But I Just Joined Them. - Bart by

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About Damon Day

Damon Day
Damon Day is a talented Debt Coach who offers fee based consultations to consumers as an alternative to the typical free debt relief consultations which are nothing more than thinly veiled sales pitches lacking any real information to help a consumer make a good decision. You can learn more about how he can protect you from getting ripped off at DamonDay.com
  • Anon

    RUN AWAY – far away from them!  They claim to be able to settle your cc debts for a much lower price, but they do not.  You wind up in the “program” for much longer than what they claim.  You can settle your cc debt with the credit cards themselves for the same if not LESS than what Fast Track offers.  Be LEARY also because if you try to discontinue with them your money is GONE.  They operate like used car salesman with empty promises and aggressive dialogue if you want to get out.

  • Damon Day

    Slanted View? Can you give me a specific example where I am wrong?

    Funny how the only people that ever attack me are debt settlement sales people, and if you google any of the companies that I warn consumers about, you will find many consumer complaints, regulatory actions, lawsuits etc.

     
    Sales people get paid only when they sell their debt settlement programs. I get paid the same amount of money from my client regardless of what solution they need.
     
    So logically which one us would have the slanted view of the reality of how most debt setttlement programs are screwing clients?

  • http://DamonDay.com Damon Day

     Slanted View? Can you give me a specific example where I am wrong?

    Funny how the only people that ever attack me are debt settlement sales people, and if you google any of the companies that I warn consumers about, you will find many consumer complaints, regulatory actions, lawsuits etc.

     
    Sales people get paid only when they sell their debt settlement programs. I get paid the same amount of money from my client regardless of what solution they need.
     
    So logically which one us would have the slanted view of the reality of how most debt setttlement programs are screwing clients?

  • Steve Rhode

    On the terms link I posted directing you to all the information about the ads I say:

    “I have no input or control over what ads appear. Different ads may appear based on where you are surfing from or some other factor Google uses to determine ads. The ads are automatically generated by Google using some magic mojo but the ads are typically contextual, meaning that they are displayed by Google using the content of the page as a clue about what to display. It is doubtful the ads on this site will be for playground equipment, purple puppies, or evening wear. It is very possible it will be about something credit or debt related since the ads are picked contextually and that’s what I write about.

    Another statement that has been made is that I could go in and block “bad” companies from advertising on this site. The reality is it would be a nightmare to be able to proactively discover all the bad actors in the world and then police filters to block them. It’s a logistical nightmare. So I don’t do that, as the Washington Post and New York Times don’t do. I follow the standard practice for media outlets.”

    So really what is your issue?

    Is it that this site is supported by ad revenue? I’m clear and open about that.

    Is it you want me to go in and block certain ads? That’s nearly an impossible task since not all users see the same ads. I’m not going to invest time chasing ads I don’t even know are appearing.

    Is your concern that someone might click on an ad for a company i might have just talked about? I address that in the terms as well.

    “Some people have made the claim that my writing is in an effort to display certain ads on the site for people to click on. That’s simply not true and does not make logical sense. If I write about my concerns about pink elephants, for example, and ads related to pink elephants appear on the page, it is not reasonable to assume that readers will then in turn click on an ad for pink elephants when I just warned them about those darn pink elephants. Ultimately I have no clue who clicks or does not click on an ad.”

    Besides your objection to the ads on the site, this post was a response by Damon to a reader question. Was there something factually not true you want to address is his response?

  • Gangreen201

    The screen shot didn’t post. But you don’t need a screen shot to see it. Just look at the top of this page or any other page on this site!

  • Gangreen201

    I’ve read that Steve. It simply is not true. YOU have the ability to block certain ads from showing up on your website and based on your placement of the ads, you DO encourage people to click on them. I would be happy to walk you through how to block these type of ads. ALSO….Even if you couldn’t control that, WHICH YOU CAN, take a look at the screen shot below. You HAVE 13 Debt Settlement ads before any user scrolls down and see’s original content on the page. Just in case you missed it; there are 2 ways to block these types of ads:

    1. Block each specific site that shows up on your site. Their are settings in your adsense account to do this. I am happy to show you how.

    2. Remove Google adsense all together and use an ad network that lets you select the types of ads that are displayed.

    I’ve read your disclaimer and you say, “I have no input or control over what ads appear. “You’re statements are simply NOT TRUE! I would “Run away screaming” from any advice you provide.

    The screen shot cut off the right side of the page, but there are 2 more advertisements there…#7 & 8.

  • Steve Rhode

    I openly discuss the ads on this site and invite you to read all about it here. As for your statement that I encourage people to click on the ads, that’s just more information that is not true.

  • Gangreen201

    I’ll assume their was a technical glitch and somehow my response to Steve got deleted. Here it is again:

     

    Steve,

    1. “They” are people who own, monitor or profit from this site. From
    your response I assume you are included in “they.”

    2. You are correct. I can not factually prove that this site profits thousands
    of dollars per day. Here is what I do know:

    a. It is the site owners choice to display these type of ads. You may not be
    able to block the debt  settlement industry as a whole from placing ads on
    your site but you certainly can put them in your block list within your adsense
    account. Or you can remove completely the Google adsense and join other types
    of ad networks where you can pick and choose exactly what ads are displayed on
    your site. I’d be happy to reccommend some for you. You absolutely do not need
    to have ads that promote the industry that this sites trashes, displayed on
    this site. There are other way to do this, but in my opinion, this site makes
    the most money from these type of ads, and that is why they are displayed.

    b. As for stating that this site makes thousands of dollars per day, I admit
    that may be a little high. But the point is the same. It does not matter
    whether you profit $1 or $1,000,000 per day. You are making money promoting
    companies that you say are bad and you would run screaming from. But after a
    deeper look, I would guess that this site makes a few hundred to may be a few
    thousands of dollars per day. According to many reputable website statistic
    programs, this site generates approximately 30K visitors per month. From my
    experience building and maintaining websites, these statistical site have
    always been lower than actual numbers. Typically Google Adsense Click through
    rates (the percentage of visitors to clicks) range from .05% to 1%. I believe
    this site is at the high end, probably even higher based on the relativity to the
    content and the ads displayed. Using these figures, I can confidently say this
    site makes at least a couple hundred dollars per day off of these contradictory
    ads.

    It seems like the owners/operators of this site are motivated by one thing:
    PROFIT. Sounds like the same thing you trash all these companies for. You
    mislead consumers by encouraging them to click the ads of companies who you
    would “run screaming from.”. Why are these ads on top of your
    website? You have to see the ads before you see any of the content. It just
    doesn’t add up….

  • Gangreen201

    Steve,

    1. “They” are people who own, monitor or profit from this site. From
    your response I assume you are included in “they.”

    2. You are correct. I can not factually prove that this site profits thousands
    of dollars per day. I do not have access to your Adsense account.  Here is what I do know:

    a. It is the site owners choice to display these type of ads. You may not be
    able to block the debt  settlement industry as a whole from placing ads on
    your site but you certainly can put them in your block list within your adsense
    account. Or you can remove completely the Google adsense and join other types
    of ad networks where you can pick and choose exactly what ads are displayed on
    your site. I’d be happy to reccommend some for you. You absolutely do not need
    to have ads that promote the industry that this sites trashes, displayed on
    this site. There are other way to do this, but in my opinion, this site makes
    the most money from these type of ads, and that is why they are displayed.

    b. As for stating that this site makes thousands of dollars per day, I admit
    that may be a little high. But the point is the same. It does not matter
    whether you profit $1 or $1,000,000 per day. You are making money promoting
    companies that you say are bad and you would run screaming from. But after a
    deeper look, I would guess that this site makes a few hundred to may be a few
    thousands of dollars per day. According to many reputable website statistic
    programs, this site generates approximately 30K visitors per month. From my
    experience building and maintaining websites, these statistical site have
    always been lower than actual numbers. Typically Google Adsense Click through
    rates (the percentage of visitors to clicks) range from .05% to 1%. I believe
    this site is at the high end, probably even higher based on the relativity to
    the content and the ads displayed. Using these figures, I can confidently say
    this site makes at least a couple hundred dollars per day off of these
    contradictory ads.

    It seems like the owners/operators of this site are motivated by one thing:
    PROFIT. Sounds like the same thing you trash all these companies for. You
    mislead consumers by encouraging them to click the ads of companies who you
    would “run screaming from.”. Why are these ads on top of your
    website? You have to see the ads before you see any of the content. It just
    doesn’t add up….

  • Legaleagle44

    Good point…. – They ALSO sell their ad space to a company called BuySellAds (http://www.buysellads.com). Both advertisement companies (Googl Adsense and BuySellAds) allow content providers to choose which types of ads are displayed on their site. SO, the owners of this site are choosing to trash the debt settlement industry and at the same time, placing advertisements on their site that promote these same companies all in the name of MAKING MONEY. Can you really trust someones opinion who plays both sides like this? These guys are everything they “claim” these bad companies are.

  • Steve Rhode

    I think I got lumped in with those claims so let’s look at them.

    1. Who are the “they” you speak of?

    2. Are you saying this site makes thousands of dollars a day from Adsense from debt settlement ads? First off, that’s factually not true and secondly, what facts do you have to support that statement? The answer, NONE.

  • Gangreen201

    Damon has a slanted view of the industry. He makes a lot of money by trashing the debt settlement industry while the industry serves a need to consumers facing a financial hardship and do not want to file bankruptcy. Isn’t it also ironic how they make a living trashing the debt settlement industry yet there are google ads all over there site for the companies that they trash? They make THOUSANDS of dollars everyday from google adsense promoting these “bad” companies. Wonder if they will post this??????

  • Gangreen201

    Damon has a slanted view of the industry. He makes a lot of money by trashing the debt settlement industry while the industry serves a need to consumers facing a financial hardship and do not want to file bankruptcy. Isn’t it also ironic how they make a living trashing the debt settlement industry yet there are google ads all over there site for the companies that they trash? They make THOUSANDS of dollars everyday from google adsense promoting these “bad” companies. Wonder if they will post this??????

    • http://GetOutOfDebt.org Steve Rhode

      I think I got lumped in with those claims so let’s look at them.

      1. Who are the “they” you speak of?

      2. Are you saying this site makes thousands of dollars a day from Adsense from debt settlement ads? First off, that’s factually not true and secondly, what facts do you have to support that statement? The answer, NONE.

      • Gangreen201

        Steve,

        1. “They” are people who own, monitor or profit from this site. From
        your response I assume you are included in “they.”

        2. You are correct. I can not factually prove that this site profits thousands
        of dollars per day. I do not have access to your Adsense account.  Here is what I do know:

        a. It is the site owners choice to display these type of ads. You may not be
        able to block the debt  settlement industry as a whole from placing ads on
        your site but you certainly can put them in your block list within your adsense
        account. Or you can remove completely the Google adsense and join other types
        of ad networks where you can pick and choose exactly what ads are displayed on
        your site. I’d be happy to reccommend some for you. You absolutely do not need
        to have ads that promote the industry that this sites trashes, displayed on
        this site. There are other way to do this, but in my opinion, this site makes
        the most money from these type of ads, and that is why they are displayed.

        b. As for stating that this site makes thousands of dollars per day, I admit
        that may be a little high. But the point is the same. It does not matter
        whether you profit $1 or $1,000,000 per day. You are making money promoting
        companies that you say are bad and you would run screaming from. But after a
        deeper look, I would guess that this site makes a few hundred to may be a few
        thousands of dollars per day. According to many reputable website statistic
        programs, this site generates approximately 30K visitors per month. From my
        experience building and maintaining websites, these statistical site have
        always been lower than actual numbers. Typically Google Adsense Click through
        rates (the percentage of visitors to clicks) range from .05% to 1%. I believe
        this site is at the high end, probably even higher based on the relativity to
        the content and the ads displayed. Using these figures, I can confidently say
        this site makes at least a couple hundred dollars per day off of these
        contradictory ads.

        It seems like the owners/operators of this site are motivated by one thing:
        PROFIT. Sounds like the same thing you trash all these companies for. You
        mislead consumers by encouraging them to click the ads of companies who you
        would “run screaming from.”. Why are these ads on top of your
        website? You have to see the ads before you see any of the content. It just
        doesn’t add up….

         

      • http://GetOutOfDebt.org Steve Rhode

        I openly discuss the ads on this site and invite you to read all about it here. As for your statement that I encourage people to click on the ads, that’s just more information that is not true.

      • Gangreen201

        I’ve read that Steve. It simply is not true. YOU have the ability to block certain ads from showing up on your website and based on your placement of the ads, you DO encourage people to click on them. I would be happy to walk you through how to block these type of ads. ALSO….Even if you couldn’t control that, WHICH YOU CAN, take a look at the screen shot below. You HAVE 13 Debt Settlement ads before any user scrolls down and see’s original content on the page. Just in case you missed it; there are 2 ways to block these types of ads:

        1. Block each specific site that shows up on your site. Their are settings in your adsense account to do this. I am happy to show you how.

        2. Remove Google adsense all together and use an ad network that lets you select the types of ads that are displayed.

        I’ve read your disclaimer and you say, “I have no input or control over what ads appear. “You’re statements are simply NOT TRUE! I would “Run away screaming” from any advice you provide.

        The screen shot cut off the right side of the page, but there are 2 more advertisements there…#7 & 8.

      • Gangreen201

        The screen shot didn’t post. But you don’t need a screen shot to see it. Just look at the top of this page or any other page on this site!

      • http://GetOutOfDebt.org Steve Rhode

        On the terms link I posted directing you to all the information about the ads I say:

        “I have no input or control over what ads appear. Different ads may appear based on where you are surfing from or some other factor Google uses to determine ads. The ads are automatically generated by Google using some magic mojo but the ads are typically contextual, meaning that they are displayed by Google using the content of the page as a clue about what to display. It is doubtful the ads on this site will be for playground equipment, purple puppies, or evening wear. It is very possible it will be about something credit or debt related since the ads are picked contextually and that’s what I write about.

        Another statement that has been made is that I could go in and block “bad” companies from advertising on this site. The reality is it would be a nightmare to be able to proactively discover all the bad actors in the world and then police filters to block them. It’s a logistical nightmare. So I don’t do that, as the Washington Post and New York Times don’t do. I follow the standard practice for media outlets.”

        So really what is your issue?

        Is it that this site is supported by ad revenue? I’m clear and open about that.

        Is it you want me to go in and block certain ads? That’s nearly an impossible task since not all users see the same ads. I’m not going to invest time chasing ads I don’t even know are appearing.

        Is your concern that someone might click on an ad for a company i might have just talked about? I address that in the terms as well.

        “Some people have made the claim that my writing is in an effort to display certain ads on the site for people to click on. That’s simply not true and does not make logical sense. If I write about my concerns about pink elephants, for example, and ads related to pink elephants appear on the page, it is not reasonable to assume that readers will then in turn click on an ad for pink elephants when I just warned them about those darn pink elephants. Ultimately I have no clue who clicks or does not click on an ad.”

        Besides your objection to the ads on the site, this post was a response by Damon to a reader question. Was there something factually not true you want to address is his response?

      • Gangreen201

        I’ll assume their was a technical glitch and somehow my response to Steve got deleted. Here it is again:

         

        Steve,

        1. “They” are people who own, monitor or profit from this site. From
        your response I assume you are included in “they.”

        2. You are correct. I can not factually prove that this site profits thousands
        of dollars per day. Here is what I do know:

        a. It is the site owners choice to display these type of ads. You may not be
        able to block the debt  settlement industry as a whole from placing ads on
        your site but you certainly can put them in your block list within your adsense
        account. Or you can remove completely the Google adsense and join other types
        of ad networks where you can pick and choose exactly what ads are displayed on
        your site. I’d be happy to reccommend some for you. You absolutely do not need
        to have ads that promote the industry that this sites trashes, displayed on
        this site. There are other way to do this, but in my opinion, this site makes
        the most money from these type of ads, and that is why they are displayed.

        b. As for stating that this site makes thousands of dollars per day, I admit
        that may be a little high. But the point is the same. It does not matter
        whether you profit $1 or $1,000,000 per day. You are making money promoting
        companies that you say are bad and you would run screaming from. But after a
        deeper look, I would guess that this site makes a few hundred to may be a few
        thousands of dollars per day. According to many reputable website statistic
        programs, this site generates approximately 30K visitors per month. From my
        experience building and maintaining websites, these statistical site have
        always been lower than actual numbers. Typically Google Adsense Click through
        rates (the percentage of visitors to clicks) range from .05% to 1%. I believe
        this site is at the high end, probably even higher based on the relativity to the
        content and the ads displayed. Using these figures, I can confidently say this
        site makes at least a couple hundred dollars per day off of these contradictory
        ads.

        It seems like the owners/operators of this site are motivated by one thing:
        PROFIT. Sounds like the same thing you trash all these companies for. You
        mislead consumers by encouraging them to click the ads of companies who you
        would “run screaming from.”. Why are these ads on top of your
        website? You have to see the ads before you see any of the content. It just
        doesn’t add up….

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