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Debt Collector Wants to Have Phone Sex With Me. Asks Me About My Underwear. – Maria

“Dear Steve,

My parents came into some hardship and were losing thier house of 20+ years. So I took out several payday loans. It got to bad that it was either my mortgage or the payday loan payment. I took out 4 loans. One loan has been willing for me to make small payments over the course of a year with no further interest only a $10 service fee every month. The other 3 do not want to send me anything in the mail. By the way the loans have been sold to third parties.

There is one third party that keeps calling my work, cell, and home. They sound like they are from the middle east. They say on the answering machine “Maria, your ss# and name are being sued your house will be taken away you need to call officer such and such immediately.”

I have called them and they will not work with me. They will not tell me the orgin of the bill. It is hard to understand them. so for the past few months I have avoided answering the phone. I finally answered the phone and when they started telling me how much trouble I was in and that they needed my attorneys number, I told them that I was taping the call.

At this point the woman on the phone said okay and gave the phone to a man. The man got on the phone and started with “Maria do you want to have phone sex”. I could not understand what he said I thought he said phone text.

When I said “text, why I already have you on the phone” it got worse. He started talking about sex, underwear, and so on. I acted like I was telling someone in the house to call the police and then he said” Oh you like to f%$* police and so on”. I hung up and he has not called back. I am sure he will though because this is one of the bills that does not stop or give me a break. What can I do? Their number shows as unknown on my caller ID.

Maria”

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The Answer

Dear Maria,

Do you have any voice mails they may have left you?

This sounds like the scam fake debt collectors that are scaring people all over the country. See this article.

Next time they call see if you can get them to tell you how they want you to send the money due. Then, get as much information as possible about the receiver. They will probably tell you to send it via Western Union. If so get the receivers name, address, phone number, etc. Give me an update when you get that.

Outside of that ask them to send proof of the debt to you by mail. If they refuse to do that you can pretty much count on it being the scam folks.

But if you still have concerns and worries, contact a debt collection attorney in your state. You can find one through NACA.net.

Please post your responses and follow-up messages to me on this in the comments section below.

Big Hug!

Debt Collector Wants to Have Phone Sex With Me. Asks Me About My Underwear.   Maria
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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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