In a nutshell: 33,000 in student loan debt, not great credit, debt to income ratio to high, to many accounts with high interest, can’t refinance house, wouldn’t make any money selling the house.
I’m having trouble making monthly payment and my student loans are on forbarence are coming due. I don’t have emergency funds left in my savings account.
How can I bring my student loans to a reasonable amount, find some kind of consolidation loan to a lower payments, lower interest rates on credit cards without doing much harm to my credit?
Maybe its impossible.
Took the took the test on the IBR page for student loans and it said I would”probably qualify.”
How Can I Bring My Student Loans Current in a Reasonable Amount of Time? - James by Steve Rhode
I’m currently backed-up on answering questions so I’m posting some of the questions here for you to help answer.
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