I’m working with a couple – one of whom acquired a brain injury a few years ago. She has not been able to work and has SSDI. She also has NH Medicaid and Medicare coverage.
Her husband continues to work but his income is fairly low (construction in this economy). As a result of her brain injury, they have had significant uncovered medical and legal costs that they are slowly paying back.
He applied for guardianship at the time and was charged $10,000 (shame on that attorney). so, with her credit cards covering the day to day expenses, she has run up some debt. She currenly owes on 4 credit cards. They have a truck which they need to get rid of and buy a vehicle that is more accessible for her and better on gas.
Is there a way that the spouse can separate her debt from his financial picture so that his credit is not ruined? they live in NH and I don’t know if there are any laws there about how to do this or if it’s possible.
And secondly, since they need to purchase another vehicle, is there a particular place they could go to get a car loan facing their current credit situation?
Thank you so much,
If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.I'm Working With a Couple That Had Medical Issues and Debts. What Do You Suggest? - Lisa by Steve Rhode