Latest Posts
Home > Debt Articles > Housing & Economic Recovery Program PL 110-289 Mailer – Scam

Housing & Economic Recovery Program PL 110-289 Mailer – Scam

A tipster (send in your tips here) has just sent in a new mailer that is labeled Housing & Economic Recovery Program (PL 110-289). It turns out this is just the latest version of a similar mailer I covered before in my story Deceptive Mailer – Housing & Economic Recovery Program (PL 110-289.

Inside the mailer it gives a web address of MortgageReliefUS.com to contact for “pre qualification verification.”

MortgageReliefUS.com is owned by:

Chad Gettel
1605 East Millcreek
Salt Lake City, Utah 84106
[email protected]

ccbrownlaw.com leads to the law offices of CC Brown and at the address listed in the mailer.

193 E Fort Union Blvd
Suite 300
Midvale, UT 84047

CC Brown is identified by the Utah Bar as Charles Craig Brown at the address above. – Source

CC Brown Law currently has a C+ rating with the BBB. – Source

The mailer is disturbing in that it firstly does not identify on the outside this is a legal advertisement or the name of the law firm or lawyer. It only mentions the name of the law firm in the smallest type on the inside.

Every written communication from a lawyer soliciting professional employment from a prospective client and with whom the lawyer has no family relationship, prior or current professional relationship, or close personal friendship, shall prominently include the words Advertising Material on the outside envelope, if any, and at the beginning of the communication. – Source

Secondly that it attempts to deceive the recipient into believing this is an official or government mailer, when it is not. It is an advertising piece designed to sell the consumer services.

The mailer contains a message on the front that says it is a Pre-Qualification Notice: Economic Stimulus Act of 2009 but there is one big issue, there is no such act.

The inside of the mailer appears to promise principal and interest reduction, delinquent mortgage payment assistance, and foreclosure suspension.

Housing & Economic Recovery Program PL 110 289 Mailer   Scam
Click on image for larger view

Housing & Economic Recovery Program PL 110 289 Mailer   Scam
Click on image for larger view

The CC Brown website listed the following lawyers as being associated with the firm and thus this mailer. – Source

Arizona
Elizabeth Sawyer

California
Wilford Lee
193 East 7200 South Suite 300
Midvale, UT 84047

Colorado
Mccall Law Group
193 East 7200 South Suite 300
Midvale, UT 84047

Connecticut
Daniel Goldsmith Ruggiero
1 Fieldstone Drive
Rynham, MA 02767
(339) 237-0343

Ira M. Turner
6 Franks Court
Wallingford, CT 06492
(860) 227-7841

George E. Hill
44 Hyde Avenue
Vernon, CT 06066
(860) 218-8092

Washington D.C.
Jim Bowman
3781 Westerre Parkway Suite F
Richmond, VA 23233
(804) 519-0879

Ryan Duffy Sullivan
514 Meford St
Sharlestown, MA 02129
(781) 316-6634

Florida
Owen Myers
P.O. Box 323
Gotha, FL 33734

Hawaii
Everett Walton
190 Keawe Street Suite 27
Hilo, Hawaii 96720

Illinois
Adam Tracy
552 South Washington Street Suite 221
Naperville, IL 60540
(630) 536-8703

Indiana
Ryan Worden
(317) 222-1997

Iowa
J.D. Haas
8151 33rd Avenue South Suite 208
Bloomington, MN 55425

Louisiana
Jonathan DeTrinis
4600 South Prieur
New Orleans, LA 70125
(504) 994-5500

Taetrece Harrison
105 Wilshire Street
New Orleans, LA 70125
(504) 914-5885

Maine
Daniel Goldsmith Ruggiero
1 Fieldstone Drive
Rynham, MA 02767

Maryland
Ryan Duffy Sullivan
514 Medford Street
Sharlestown, MA 02129
(781) 316-6634

Massachusetts
Keith Durden
Carril Building 24 Adams Street
Suite 4
Quincy, MA 02169
(617) 328-4844

Ryan Duffy Sullivan
514 Medford Street
Sharlestown, MA 02129
(781) 316-6634

Michigan
Andrew Peterson
1475 West Big Beaver Road Suite 214
Troy, MI 48084
(248) 530-0410

Andrew Peterson
1475 West Big Beaver Road Suite 214
Troy, MI 48084
(248) 530-0410

Missouri
Daniel Allen
506 North Oak Trafficway
Gladstone, MO 64118
(816) 842-3328
[email protected]

Nebraska
J.D. Haas
8151 33rd Avenue South Suite 208
Bloomington, MN 55425

New York
Daniel Goldsmith Ruggiero
1 Fieldstone Drive
Rynham, MA 02767
(339) 237-0343
[email protected]

North Carolina
Brent F. King
9525 Birkdale Crossing Drive Suite 306
Huntersville, NC 28078
Office: (704) 896-3070
Cell: (704) 746-7123
[email protected]

North Dakota
J.D. Haas
8151 33rd Avenue South Suite 208
Bloomington, MN 55425
[email protected]

Ohio
David W. Orlandini
140 Commerce Park Drive Suite C
Westeville, Ohio 43082
(614) 901-9600
[email protected]

Douglas Howard
218 Holly Street
Frankfort, KY 40601
(502) 229-9034
[email protected]

Oklahoma
Rob Newark
P.O. Box 2851
Oklahoma City, OK 73101
(405) 819-6128
[email protected]

Oregon
Chris Schwindt
621 SW Morrison Suite 700
Portland, OR 97205
(503) 546-0141
[email protected]

Rhode Island
Daniel Goldsmith Ruggiero
1 Fieldstone Drive
Rynham, MA 02767
(339) 237-0343
[email protected]

South Dakota
J.D. Haas
8151 33rd Avenue South Suite 208
Bloomington, MN 55425
[email protected]

Tennessee
Dan Morse
193 East 7200 South Suite 300
Midvale, UT 84047
(801) 265-8500

Texas
Rob Newark
P.O. Box 2851
Oklahoma City, OK 73101
(405) 819-6128
[email protected]

Virginia
Ryan Duffy Sullivan
514 Medford Street
Sharlestown, MA 02129
(781) 316-6634

Washington
Chris Schwindt
621 SW Morrison Suite 700
Portland, OR 97205
(503) 546-0141
[email protected]

Wisconsin
J.D. Haas
8151 33rd Avenue South Suite 208
Bloomington, MN 55425
[email protected]

Nevada
Vic Perri
193 East 7200 South Suite 300
Midvale, UT 84047

New Hampshire
Ryan Duffy Sullivan
514 Medford Street
Sharlestown, MA 02129
(781) 316-6634

New Jersey
Daniel Goldsmith Ruggiero
1 Fieldstone Drive
Rynham, MA 02767
(339) 237-0343
[email protected]

Wardell Huff
1425 K Street NW, Suite 350
Washington DC, 20005
(866) 784-7177
[email protected]

P.O. Box 6072
East Market Street
Leesburg, VA 21078

New Mexico
Eric N. Ortiz 1112 Dartmouth
Albuquerque, NM 87106
(505) 720-0070
[email protected]

The mailer instructs consumers to call 1-888-862-7844 or fax information to 801-993-0840.

My advice for anyone receiving this mailer is for them to understand it is designed to be something it is not and it is an advertising piece designed to sell you services, not deliver eligible benefits for free.

Housing & Economic Recovery Program PL 110 289 Mailer   Scam
Get Out of Debt Guy – Twitter, G+, Facebook

Update 8-4-2012

Dear Sir,

You have an article on your website regarding CC Brown.

You have shown my legal practice as being associated with CC Brown.

It is not. Further, I am not in the debt management nor am I in the debtor representation business.

I must ask (and actually insist) that you remove my name and address.

This content is defamatory, as it is derogatory to my practice and is not true.

I have been alerted to this webpage as I have received an inquiry from a debtor.

As a journalist, I’m sure you are aware of a need to report accurately and truthfully.

Accordingly, I believe you have an ethical duty to take the entire article regarding CC Brown down.

Regardless, you are incurring legal liability with the posting, which may be easily remedied.

Therefore, please remove any reference to my legal practice from your website.

I need to have this down by Monday at the latest.

Please also provide assurance that this will be removed by Saturday.

If you fail to address this matter, I will be required to take action against you.

Among other things, this action may include notifying all other attorneys that are mentioned as well as proceeding in my local jurisdiction.

Thank you for your cooperation in this matter.

The Law Office of Ira M. Turner, LLC
6 Franks Court
Wallingford, CT 06492
Tel.: (860) 227-7841

My Answer

The article did contain a list of attorneys that were reported to be associated with CC Brown. In fact the source document from CC Brown is linked in the story. But below you will find a picture of that sourced and linked page. Clearly the CC Brown attorney profile page does show Ira M. Turner as co-counsel.

The facts as I reported them do appear to be accurate according to the CC Brown website at the time of the article. If CC Brown misrepresented your relationship with them, that is between you and them. Take whatever action you feel is necessary against them and let me know, I’d be happy to report on that.

I would also be happy to update the post with any further statement you may have regarding CC Brown allegedly listing your name as co-counsel without your permission.

Housing & Economic Recovery Program PL 110 289 Mailer   Scam
Housing & Economic Recovery Program PL 110-289 Mailer - Scam by

Share This and Spread the Word

About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • anne cappas

    I received 2 of these recently…one was from Mount Pleasant, SC and the other from San Diego,CA and like many I responded to it because I have had a few things come up and not be able to make my mortgage payment and like others I did get my hopes up. I am still trying to find a solution to my situation because I am a single mom raising 2 boys at home and occasionally helping my daughter who has now graduated and has join the working world and I do not have any family to help me and I am at wits end and not quite sure what to do or where to turn..if possible do you by chance have any suggestions on where I could turn to next ?? please and thank you for posting this info because I did try and look on the BBB and Im not quite sure on what to do on their site and then I came across yours…greatly appreciated..

  • Vitaliy

    Thanks. Hate this scam

  • Kem

    Is there a way to report these people? They already had my bf fooled and he wa sending them information by fax.

  • Rage of Achilles

    I received an almost identical mailing noting on the outside envelop “Payment Reduction Notification (HR-3221)” … and in the smallest and thinest print was a meesage that ended with responding to “Willford Lee, Attorney” who is listed – along with other lawyers. The phone number that I got in the mailer is” 1-888-251-2539.
    I am turning it over to the USPS for investigation for mail fraud as a bait & switch scam.
    The United States Department of Justice and the Department of Consumer Protection
    will also be contact and complaints filed there.
    If they can’t financially break these people… I will just have to find them myself.

  • Jere Jackson

    Just received one of the letters from Mortgage Assistance Center, and says my house payment will really decrease and interest rate. No names are listed on the letter. It just says Modification Department Program Director and property value on file. What should I do with the letter? Really sounds to good to be true.

  • concerned citizen

    Question:How can you tell when an attorney is lying to you?
    Answer: when they open their mouths, or send you this crap.

  • concerned citizen

    Great site, thanks for warning people…here ia another to beware of: Identical Mailer,
    just a different name (Under Wilford Lee, 3895 Clairemont Mesa, Suite B-126, San Diego, CA 92117) Phone # 1-888-296-0105

    Here is another Scam artist: Their mailer promises to save you, but no name;
    (866-808-96960) In checking them out, they go by several aliases, Debt Validation Dept and Debt Relief Service Co…out of Aliso Viejo, CA
    and they just keep coming and preying on people.

  • Laura Roberts

    I received one of these notices and brought it into my office. A co-worker and I did some research and found your site. Thank you for your work! Saved me some time and stress and probably $$$$$

  • Donna Farrar

    Thanks so much I also decided to check it out befor I did anything.. Thanks so much!! hate to get into something that I will regret..

  • http://twitter.com/KaylaWildflower @KaylaWildflower

    The one I got has NO name, address, website or fax number on it! Just phone # 877-264-8115. It proposes reducing loan amount from $186,400 to $111,840, a 2% fixed interest rate, and a payment of just $339. If they could pull off miracles like that, they wouldn’t need to advertise!

  • nver trust

    Thanks for this site I too received several of these mailer n 2013 but the address is to a willford lee 3895 clairemont mesa suite b 126 san diego, ca 92117 1888 296 1646…I figured it was a scam from the beginning…..I’m glad u can find info bout scamm artist n crooks on the internet……thanks for info….

  • Steve F

    I received a similar offer with no return address whatsoever and no mention of Mr. Brown or his website anywhere within. It did however make it appear as if the correspondence was from my mortgage lender listing the bank’s name where you would expect to find a return address. I’m always suspicious of anything that comes with a bulk rate postage and when I Googled the listed phone number I was led to this site. Thanks for the explanation.

  • http://www.facebook.com/dan.clark.71404 Dan Clark

    Got the mailer today, they have changed it up some. It now reads Housing & Economic Recovery Program Payment Reduction Notification (HR-3221). The web site is http://www.modlegalwt.com which goes to a website for Wilford Lee, Attorney at Law. The phone number is now 1-888-296-0065. I knew this was a scam right off because we have already been rejected for loan modification under HAMP and are in negotiations on a short sale. People like this are the scum of the earth.

  • JRD

    Dear Steve,
    My name is Jonathan DeTrinis and I am an attorney in Louisiana. I, along with Ms. Ira, am an attorney / victim of CC Brown. The former website utilized my name, without my permission, and stated that I was affiliated with their company in some type of manner. However, I assure you that I have never been affiliated with CC Brown, debt relief, or any type of mortagage relief business, especially not CCbrown, or any Utah company. When I graduated law school, I applied to many advertisements, through Craigslist, regarding opportunities for attorneys. This CCbrown website was a scam, not only for consumers, but also for individuals such as me. When I applied to an advertisement regarding potential work for attorneys, the company used my information, without my permission, and stated on their website that I was affiliated. However, I never signed a contract with them, accepted work from them, or had any affiliation with their company in any way, shape,or form. In fact, I never even heard back from the advertisement. When I realized that they were using my information, (as a result of googling my name), I attempt to contact them through phone calls, emails, and letters, but was never able to reach a human being. [I have copies of emails and letters that I sent to them over a year ago to prove this). In my correspondence, I asked them to cease and desist from using my name, or I would file a lawsuit. Since then, their website was taken down, and I thought I had heard the last from this. Now when I google my name, your website comes up and repeats that I was one of the attorneys that was affiliated. I do not blame you for your statement. I am a fan of your website because I beleive it assists people that are taken advantage of. However,I am one of those people. Since I was taken advantage of by the scam, I have learned that I need to be more careful in advertisements on Craigslist and the internet or else something like this could happen to me. The problem is that your website is hurting my image and detrimental to my future success as an attorney. When your website repeats that I was one of the attorneys affiliated with that scam business, future employers / clients may not pursue involvement with me. I am a young attorney that it attempting to make a name for himself and find employment during this troubling economy. I do not need any information that could discredit my credibility as an attorney. I do not know how to get my name off the list that you keep repeating as being involved with the scam, since the CCbrown website no longer exists. I am just asking for you, to please help me in seperating myself from this scam. I do not know how you can do this, as you have a duty to your fans and viewers to be fully candid in investigating scams such as CCbrown. I just do not need for your article to appear when someone types my name in and indicate that I am an attorney / individual that cannot be trusted. I assure you that I would never be affiliated with such a scam or company. I never asked to be involved with such a thing, and I need to seperate myself from it immediately. You, of all people, should understand how much the internet affects people’s perceptions of others, without ever meeting them. Please help me in seperating myself from this, as I never asked for any of this. I do not know what you can do, maybe you could leave my name of future articles regarding the scam, or at least have a sentence showing that the attorneys named on the website may or may have not been actually affiliated. I just do not want my name to keep appearing whenever a new mail scam is uncovered that is similar to the one by CC bROWN. Thank you.
    Jonathan DeTrinis
    (504)994-5500

  • Jamesmcrae007

    we received the same mailer and contact a company by the name of newstart inc apart of danielson law group. they are all working under the guist. they need to be investigated. they deceit run deep. from 2009 up to now their website had been under construction. since we started complaining and making waves with law enforcement they have finally constructed their website. maybe they used our 1300 dollars that they refuse to return for no service. they all need to go to prison for their ponzie scam and robbing hard working people. as i advised them i will not stop until thi goes before the supreme courts.

  • Lexcuttingedge

    It is Really A shame that Lawyers actually are a Part of this Matter …Did They Not Take A Oath to be Honest and Forthright????? Seems as though it is all about the All Mighty Dollar…They forgot their Oaths and that the Green Backs Still Say >>>”IN GOD WE TRUST” Thankfully we Have Individuals who are looking out for the common good of their Brothers and Sisters….Blessings to You Diligent People . For I am the Next Victim in Virgina to receive this bogus piece of mail….P.S Their Fates Await Them…On The Other-side….  D.T.

  • F1guy76

    Just got one today with different phone number 866-291-0851, but it has no website or any lawyer associated with it. it doesn’t have any advertising wording. Of course it looks suspicious.
    Thanks for your article. I hate when people try to take advantage of people that are already in the hole and trying to get out. The last thing they need is greedy lawyer..

  • BOB

    i, too, received one of their mailers. since i suspected a scam and have no mortgage,
    i called them. spoke to a man who said he was with a law firm. typical whore lawyer
    talk when i started breaking his balls about the mailer. what a scum bag but what
    else can you expect from a “lawyer”(?)
    he told me they mailed these things at random. i was pissed as to how they had
    my address and all of the fake information on the form about my being in pre-
    forclosure. it ended ugly when i told him i was reporting them. he told me i was just
    an old retiree with nothing better to do.  keep posting on them!!!!!

  • Jamesmcrae007

    i received this same card and contact the number to spaek w/ a joseph with a company called new start. they took all info then referred us to Danielson law group. after giving them our fisrt installment payment of $1300.00. we decided that we were not going to use their services i mean what reptabable company has been in business since 2009 and their website is still under construction. all the stories that people have written on them regarding dealing with this company. we stopped all payments. we asked for our money back and they refuse to give it. i feel they should be investigated. they are scamming people out of hard earn money.

  • Kloeselskipper

    Got my notice in todays mail. Thought it was a god-send. Tried the Ph# 1-888-548-7 084. Had been disconnected.  Darn!

    • Penny

      Thank you all for the information, you just saved me from making a huge mistake. I too received an offer, and yea, I thought it was too good to be true, but I did call it to see what they are offering.  The address on my mailer was from 12257 Business Park Drive, Dept. 225, Draper, UT 84020 1-801-462-2480.  Shannon the Senior Analysis Specialist said she could help and it would cost me $3,900.00.

  • Scrapfan24

    I got a mailer today, it is pretty close to what you have here. They have a lot of personal info about my loan. I do not like that. Thanks for the tip.

  • Houston Guy

    I’m in Texas and received a very similar solicitation and it also does not have the “advertisement” requirement anywhere.  It gives contact info as 800-985-1931 and www/legalmod.us/dlg.  In small print at the bottom it says the mailer is “coutesy of New Start, Inc., 1 Civic Center Dr., Suite 370, San Marcos, CA 92069″.  Thanks for providing the information on this site which confirmed my suspicions that this was not legit.

  • Scott

    received one of these yesterday so googled and found you guys. I did call them and quiz the rep but it just smelled like a scam. there is NO address or name on mine, just a phone number 866-291-0851.

  • http://blackfish.biz/allen g_allen

    I got a “small” mailer with the phone number 866-291-0851. There are no markings on this mailer suggesting it’s from a law office or it’s advertising. On the front it has a blurry rendering of the official US seal. 

    • R-Dragon

      I received the same one today with the same phone number.  There is no identifying information as to who it is from but is postmarked from Anaheim CA.  Has the blurry seal too. States it is a pre-qualification for The Homeowner Affordability and Stability Plan as per Pres. Obama.

  • O Peggy

    I’d received 2 mailers with phone # 1888-763-5574, address 12257 S Business Park Dr., Suite 225, Draper, UT 84020.  Website listed; http://www.amadnow.com. Second mailer, from 2012 Mortgage Relief Advisiory….1-800-985-1931, website: http://www.legalmod.us/dlg and finally the address to fax:760-946-7616 mail: 1 Civic Center Dr., Suite 370, San Marcos, CA 92069.    We’ve been scammed before, almost lost our home. LOST ALOT OF MONEY! To some “attorneys” that would never return our phone calls.  …….Don’t want to go thru that again. Glad I’d found your website.

  • Castillo_danilo

    I got one yesterday, and when I asked HSBC about it, they just said they did not participate. After filling the info on line, I found this website. I hope they call me so I can let them know how wrong this is! 

  • http://profile.yahoo.com/TC6TRJMPLLFIPFCJCRNP57SQSM Russell

    I just got through talking to these folks myself, 18888627844, an HR – 3221 notification. They sounded leget but from reading all this Im glad I looked up this site for sure!!

  • LuvPat

    Got mine in the mail yesterday.  It’s http://www.legalmod.us/dlg and it looks identical to the example you have on here but is from San Marcos, CA.  New Start Inc.  The phone number they gave was 800-985-1931.  They have been calling me non-stop every day.

  • N_stanley82

    My sister just re’cvd the same letter and she gave it to me to research. I found this site. I used to work for as a legal assistant for a very large firm processing evictions on foreclosed homes (thousands of them). I heard stories like these all the time, people would receive these types of things in the mail, fall for the scam, send money and then nothing… they still lose their home. They are preying on desperate people who really want to save their home.

  • Boba4

    Two things bothered me about this mailing. 1) the lender they listed was the original mortgage holder. We refinanced six years ago.  Much worse 2) NOWHERE in this mailing was a company name mentioned. Who would I be dealing with?  I only got here by Googling the address I could mail the form to. I’ve never seen a legitimate mailing where the company wouldn’t identify themselves.

    • Carla 1

      I just recieved one of these today. and I found the same errors you did. Wonder if this mailer is grounds for false advertising.

  • Debgoinsafari

    I received one from 1-888-601-6941 with Danielson Law out of Drape, UT and have been talking to them I was just about to fax all my information in when I decided to do more research.  Is this a scam too?  Wow please advise  
    In need

  • lucky

    There has been scams with companies in the past, however isnt true that if your lender wont help, u can hire a law firm to help.(Who else can u turn to mr.rhode) Didn’t the federal trade commission crack down on all the old companies? Obviously u pay the law firm to help u.im writing this because i hired this law group and got a modification. Seems to me Steve Rhode is bad mouthing companies to benefit his own. Do more research people then just taking a business owners opinion. My bank didn’t help, naka didn’t help, what was i suppose to do?!
    everyone check this link out first!!!

    http://economywatch.msnbc.msn.com/_news/2012/03/12/10602545-homeowners-battle-banks-to-stop-foreclosures-and-win

    • Unlucky one

      I was one of the unlucky ones who fell hard for this scam. I lost $800 yesterday. I am trying to get my money refunded, but I’m afraid they will keep it. Is it possible I might get even a partial refund?

      • http://GetOutOfDebt.org Steve Rhode

        Which company did you pay?

  • HBergey

    Got my flyer in the mail yesterday. Wife and I were excited about the possibility of reducing our principle by $97,000. Looked it up and found this site today, and promptly tore it into little pieces. I know that the gov’t has given banks a lot of money, both loans and grants, to help with the mortgage crisis. Does any bank ever reduce one’s principle? 

    • http://www.consumerrecoverynetwork.com/ Michael

       Hi HBergey,

      The following link will help you identify if you qualify for some type of mortgage assistance resulting from the state wide settlement with the 5 largest services. If your mortgage meets criteria, there could be some level of relief for you.
      http://www.nationalmortgagesettlement.com/

  • http://profiles.google.com/elw0214 Elaine Williams

    Got one of these today.  I knew it was a scam of course but thought I’d check to see what others were saying. 

    • Bearcreekelectric

      Got one of these last week. Says same thing New Homeowner Affordabilty and Stability plan. but phone number isa (877) 264-8115 glad I checked it out as well you know what they say if it sounds to good to be true!

  • Diva

    I recieved one the other day, but is for qualifying for New Homeowner Affordability and Stability plan. Says contact Consumer Advocacy Hotline. (866) 291-0851. Glad checked out website

  • Toontraingal

    Thank you for the information, I had a feeling so decided to search, glad I did.
    I received this mailer today and it has changed a tiny bit, the front now reads as you stated but instead of a date it reads Economic Stimulus Act Update. Phone number listed is 1-888-601-6941 or for pre qualification information www.legalmod.us/dlg
    Again thank you for the information. Mine is going into the shredder now.

  • Ddevillez

    I have signed up with these people !! Ut-Oh! they are asking me for 950 dollars a month, but, now they are saying they have not recieved my paper work!So, I have emailed them and faxed them to tell them that I will not be making a payment unless they can put in writing so I can document correspondence and that they have received my paperwork. I am hoping that this way they will reconsider taking advantage of me.

  • Sr0618

    What about the Danielson Law Group in Utah.  The mailer was from Housing and Ecomic Recovery program in San Marcos, CA

  • Joetuft

    Thanks for your post ~ It’s amazing to me that these companies can get away with this especially since many of us that need help because of health issues and unemployment are desperate to find a solution.  Glad I checked your site.

  • Gkquandt

    We live in Wisconsin and got this in yesterday’s mail thanks for the easy way to find out this is a scam.  

  • Amylhill

    Yes, wanted to check to see if this is legit from the government and I’m glad I decided to GOOGLE first.Thanks for this info my friend!! I’m pitching this in the trash as we speak! Blessings!

  • Amylhill

    Yes, wanted to check to see if this is legit from the government and I’m glad I decided to GOOGLE first.Thanks for this info my friend!! I’m pitching this in the trash as we speak! Blessings!

  • Zug332

    If you look at the smallest of print on the bottom corner you’ll find who generates the mailer for them-

    Call 1-800-707-4315 now to speak with our direct mail mortgage experts!
    © 2005 Advecor, Inc. All Rights Reserved. 7428 Trade St. | San Diego, CA 92121 Phone: 858-397-1400 | Toll Free: 1-800-707-4315 | Fax: 1-858-397-1408

  • Steve

    Thanks for the tip!!! I received this in the mail.

    • http://GetOutOfDebt.org Steve Rhode

      Can’t believe they are still sending it out.

  • Tom Talamantez

    We just received one and it appears exactly as above, but phone is 1-888-601-6941. It concerned me because we are renting this home and I am concerned if it is in default. The letter came addressed to my wife, but we are not the owners of this home.

  • Thurmat

    I’m glad I looked up the information first.  I have a different # and address as well:
    1-888-601-6941
    1 Civic Center Dr., Suite 370
    San Marcos, CA 92069

    Thanks for the scam tip!

  • Dclem_07

    scam    u should  be a shame garbage  u got me years ago and in the end took my money and advsied me to file  for a chapter 13 go to hell

  • http://SEOByLulu.com/ Small Business SEO

    I got a mailer that looks exactly like that but with a different # 866-511-0001 from Danielson Law Group. This mailer does not give a website but rather the number above with a call now or mail to 12159 South Business Park Drive, Suite 140, Draper Utah 84020. However it is exactly what you show above with the act of 2009 and all. 

    I am throwing away this flyer but others beware!

  • Ann

    I got one yesterday.  Some of the information inside is the same.  The address & phone number 1-888-224-7073 but the code on the front is GL100-379.  Sadly I made the mistake of giving him some information but when he got to the part about 2 payments of $249.00.  I told him I would need to think about it.  He said he wouldn’t charge me anything but I could complete the information by giving him my secure information.  I told him I wasn’t about to give him any secure information until I figured out what I was going to do. (I already felt this was wrong).  He got a little snappy with me and said if I wasn’t interested in saving my house then he would find someone who was, but just in case I changed my mind he would call me back on Friday @ 11.  The name the guy gave me was Charles Koubek.  Hope this helps.  Thanks for the tip!!

  • TJ

    WOW…. I almost fell for this scam… It pays to double, triple check thinks via the web to be sure its a trustworthy source.  Thanks for the post – It truly helped me!

  • http://pulse.yahoo.com/_RMSPDT7L3YJGEEQ3ZMHKIERDPI Osman

    CC Brown Law Firm Rip me off with one of these mailers they charged me lots of money and did not even provide there contact # for the bank and that is the sole reason for the bank to deny my modification, with there advise I skipt 2-months payment so I can pay them and now I am 2-month behined.

    Way to go CC Brown law firm  and all the employs what a great way to make money!

  • Finkleyn

    This is so horrible!
    Just got one in the mail today. What is wrong with people.

  • Drewpad

    I responded to one of these mailers and received a great loan modification 5 months later. I was not aware of this but now I am torn because I am telling others how lucky they are if they received one of these notices.

    • http://GetOutOfDebt.org Steve Rhode

      Notices similar to these have resulted in law firms in California being raided and shut down.

      • Drewpad

        I guess that makes sense. They were not out of CA . I believe they were out of Midvale, Utah. Thanks for the heads up. I am still glowing about my loan modification and urge homeowners to at least call to find out if they can be helped because the banks are sure as heck are not doing anything. 

      • Ltbama5

        What are some legit foreclosure companies? Ones that will actually help you.

      • http://DamonDay.com/ Damon Day

         I would contact the Dhami Law Firm. Have a conversation with them about your situation and they will tell you whether or not there is a potential solution available.

  • Lorena

    Thanks for your help…I got excited when I received until I started researching…
     

  • Ksandoval00

    I just got one by mail today….and I did call before researching since I admit I got excited….but I got the same response…lady who answered asked for my phone number and email address and that someone would be contacting me shortly…I thought that was kinda wierd so doing the research I see this and again am disappointed that it’s not really a legit help…

  • Djones27rn

    8/26/11 Thanks for this site, I received the mail and thought it was too good to be true. That is because it was. They informed me that all it will take is 5 easy payments of $854 a total of $4270 for attorney fees and filng cost. I told the guy, “I’m already in finanical trouble and is having trouble making my mortage payments and this is how you want to help me.” I then declined their assistance and started searching if they were legit. Glad I came across your site and read your comments and all the others. Everyone need to help each other out in these times of hardship.

    • http://GetOutOfDebt.org Steve Rhode

      Thank you for leaving a comment and feedback.

  • madair

    I got TWO of these and almost called.  Thanks for the info!

  • Isela

    I’m so glad I got to your page.  Thanks for the heads up.  I will trash this ASAP!

  • Randy Carlton

    I’M GLAD I Checked your site first!!!!!  I’m in a bad situation, I’m behind on my payments due to a new child support modification.  The Wells Fargo Financial A– H—- won’t work with me at all.  The say I’m qualified for their modification program but turned around and raised my home payment $268.00.  Is there any true help out there?????     Randy C.  South Dakota

  • Yukselkalayci

    thank you steve.i just recieved a mail from cc brown and i thougth that it was official mail.i am glad that i saw your article about that scam

  • Justicexhaze

    I just got this today (7-7-2011)  jerks…can I sue them for ANYTHING!

  • Justicexhaze

    I just got this today (7-7-2011)  jerks…can I sue them for ANYTHING!

  • Steve Rhode

    You are not in trouble.

    Just listen to the sales pitch and report back about what they want to sell you and how much.

  • Steve Jauregui

    If I already called these people and gave them some information (Interest rate, income amounts for myself and fiancee’, mortgage payment amount, etc) am I in trouble? I decided to check this out after the young lady I spoke to said that a consultant would be contacting me shortly.

  • Steve Jauregui

    If I already called these people and gave them some information (Interest rate, income amounts for myself and fiancee’, mortgage payment amount, etc) am I in trouble? I decided to check this out after the young lady I spoke to said that a consultant would be contacting me shortly.

    • http://GetOutOfDebt.org Steve Rhode

      You are not in trouble.

      Just listen to the sales pitch and report back about what they want to sell you and how much.

      • Djt627

        they wouldn’t tell me the amount it would cost, i would have to first fill out all the paperwork that they emailed to me. Upon their review and if they think we were good candidates for their assistance than they would let us know of the cost.

    • Djt627

      I did the same thing, that I started rethinking it.  They said the next step was they were emailing me a file I needed to fill out.  Luckily read all this and decided to try and get a modification on my mortgage my self with my mortgage company.  Not sure if it will work but i have to do somethin

  • Steve Rhode

    Thank you for researching it. Many unfortunately don’t.

  • Steve Rhode

    Post your question for our resident mortgage expert and let’s see if we can get you headed in the right direction.

  • Msbev0620

    are there any reliable sources out there that can help with your mortgage?  Please advise

  • Msbev0620

    are there any reliable sources out there that can help with your mortgage?  Please advise  

  • Beverly Baker

    thanks for the heads up, received a copy and decided to research before i did anything. glad i did

  • Beverly Baker

    thanks for the heads up, received a copy and decided to research before i did anything. glad i did

    • http://GetOutOfDebt.org Steve Rhode

      Thank you for researching it. Many unfortunately don’t.

  • Ktucker1307

    I got one of these today…different phone #1888-224-7073…………going to burn it right now…..thanks for the tip

  • Ktucker1307

    I got one of these today…different phone #1888-224-7073…………going to burn it right now…..thanks for the tip

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.