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Dubai Police Blacklisted My Friend Because of My Debt. – Nett

“Dear Steve,

My friend is in dubai court because of processing my police certificate

I am presently in Canada under a temporary visa and right now I will be applying for my permanent residence. So I sent my fingerprints to a friend in dubai to process my police certificate. I was able to get a PCC before I left dubai, but due to terrible reasons, I left dubai with credit card and loans debt. I was concerned not only because was able to know that I am in the wanted list in dubai, but also because when my friend tried to claim my PCC, they detained him and took his labor card. The poor guy is going to dubai court this week and he doesn’t know what to do. I also didn’t know that they have a law in uae that if a friend processes another person’s PCC , if blacklisted, then that friend who helps will be brought to a dubai court hearing. He did not do anyhting wrong in their laws, just to help process the PCC..because in the uae consulate here in canada, it says in their website that it is faster to process the PCC if you have a representative or some friend will pr ocess it. Now I begin to think why they advise that in their website..

Anyway, my concern right now is how my friend can surpass the dubai court interview. Do you have an idea also if dubai police will forward my fingerprint here in canada immigration that says I have a case there. Will my PR application be affected?

Whatever information you can give me will help. Thanks.. :(

Nett”

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The Answer

Dear Nett,

Well it is not often that I’m stumped but I have to admit you got me on this one. If it was just you and your debt then being out of Dubai would not be a problem.

So if I read this right, your friend went in to get your police clearance certificate (PCC) for you and somehow they just decided since you were not there they’d grab your friend instead.

I have no idea what they are going to do in court with your friend.

Do you have an arrest warrant in Dubai for you because of the bad debts?

New Zealand has a similar process but has a workaround if applicants there can’t get the PCC.

If you cannot get a police certificate, provide detailed information of your attempts to get one. If we are satisfied that police certificates are not available or it would be unduly difficult for you to get them (for example where the authorities of any such country will not generally provide such certificates), we may instead ask you to make and provide a separate statutory declaration in both English and your own language.

If a statutory declaration is required, it must detail your attempts to obtain a police certificate and state whether or not you, or any accompanying family members, have been found guilty or convicted of, or charged with offences against the law in that country. The statutory declaration should also be corroborated by other information attesting to your character.

You might want to talk to someone assisting you with your application in Canada and see if something similar is available in your situation so you could provide an explanation rather than the PCC.

Well you will need a police certificate if you are applying for permanent residency in Canada. – Source

Please post your responses and follow-up messages to me on this in the comments section below.

Big Hug!

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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Shanty

    Hi Steve,
    Let me give you the background of my friend’s situation first. He is a Canadian PR and  has a mortage loan in UAE (which is fully secured by the underlying asset – a house). 

    Banks in uAE take posted dated or undated cheques from borrowers as security and the legal system in UAE treats bouncing of a cheque as a criminal offence.

     If he defaults on this in UAE and the  UAE Police files a red notice with interpol against him (making it a financial fraud case because of bouncing of cheques) – will he get into trouble in Canada? Will police in Canada pursue him? Will his PR status be in jeopardy? 

    Also, does Canada have extradition treaty with UAE?

    I highly appreciate your swift response.

    Warm regards,

    Shanty

    • raj

      that’s not true ,you just got stolen by your friend beleive me,there is
      no way he could have been arrested for asking a pcc ,and no way he could
      have been asked to pay a fine without getting a receipt specially in
      uae,uae police are very clean

  • Dubaigay

    that’s not true ,you just got stolen by your friend beleive me,there is no way he could have been arrested for asking a pcc ,and no way he could have been asked to pay a fine without getting a receipt specially in uae,uae police are very clean

  • Jaabidxb

    my friend having criminal cases in dubai because his company send for vacation and now they dont want to come back , now he is still in india, shall he can go to any GCC Countries??? wheather the case will effect while entering any GCC Countries airport, shall he can apply for any work permits ??? because his dubai visa already expired.. plz need ur valuable advice 

  • Aymanshaaz

    Dear steve

    i lost my job in 2010, and instead of lookin for another job i had to travel back to india because of my sick child…i had left behind credit cards and loans worth 100000AED..

    And now i know i cannot pay these dues and dont want to go back to the uae.
    i am planing to apply for a pr to canada, and know for sure that i would have to acquire a PCC from uae for the same.

    do u think i would be able to get a clean PCC from the police there, and if i send them a courier of my fingerprints will they be able to trace me back to india…

    i am in desperate need to move out of india and migrate…

    Please advice

    • Ravz

      Hi..
      As per the other replies in this thread, i feel it would be difficult to get a PCC from UAE if you have debts!!

      Cheers,
      Ravz

      • Hamed23100

        Hi

        i had a family case in UAE(i was in UAE with visit Visa) then because case become too long and court made me exit forbidden, i left UAE illegally after some months case finished on my side, i dont know if there is any other case on me, now i want to know if i am banned to enter again to UAE or if there is still any case against me in UAE or CID how can i find out?

        Regards,
        Hamed

  • Azizvanu

    i think its not right i would say its outrages with his friend ,because his just helping his friend so where is human rights ,,i think they should not something wrong with his friend either way,make some other alternative solution so it will help out for some way…

    • Ravz

      It’s the kind of tactic they try to use whenever there is an opportunity…

  • Kaf_kashif

    im blacklist from oman muscat so can i go in uae or nto some one please reply me honestly

  • Steve Rhode

    That sounds very suspicious that the money was paid to the police officer at home. 

    Yes, credit protection is a profit making product for lenders that they sell to consumers.

  • Niknik_bautista

    Hi Steve…thank you for replying to my posts..

    So I understand now that the credit protection is for the lender and not the card holder. 

    As of now, my friend got his labor card back, but the arresting officer who took his labor card in dubai did not issue a receipt for the 3,200 dirhams that he paid. And they did the transaction not in the police headquarters office but at the police officers house. These are very unlikely if it is the due process of law this officer is implementing…

    My friend tagged along another Arab guy with him becoz he can’t understand arabic very well…They went to the police station that day but the police officer was not on duty so, they got his celfon number and the police officer asked them to bring the money to his house…

    According to the police officer, my fingerprints were already sent to dubai court to be stamped and they will send it here in Canada…so, I am bound to face another problem here once I submit my papers for PR…

    If someone is following my post and in the same situation like me, I hope they get all their questions answered…

    Thank you Steve for posting my story and I hope I have shared a lesson and information to other people out there who kept asking if they can get a PCC from Dubai if they defaulted from banks..

    Till next update…God Bless

  • Steve Rhode

    Credit protection does not cover the lender if you fail to pay. It is “insurance” protection that only applies in a limited number of situations and you would had to file a timely claim if you had been eligible.

    Credit protection is a profit center for the lender. They make a lot of money from it.

    I have no idea if your fingerprints will be forwarded.

  • Niknik_bautista

    Steve, do you have an idea if the police in dubai will forward my fingerprints to canada immigration? According to my friend, the police stamped my document in red ink with an arabic word written on it …when i took out a credit card, they were charging me credit shield which i paid for 3 years and with the loan, the banks were taking Alico insurance..

    According to my friend the police said two companies filed a case against me :)

  • Steve Rhode

    I’m not aware of any insurance that would pay off the old debt. If the banks back in Dubai still pressure you then check with a lawyer back in the UAE to find out if they can’t sue you after a certain number of years.

  • Niknik_bautista

    Hi Steve…thank you for replying… As of this moment, my friend in dubai talked to the police to settle things out of court. So the police agreed to give back his labor card but only if he pays a fine of 3,200 dirhams. The police said that he was an accessory…well, whatever that means in their law, I was not aware of honestly. It has been 4 years that I left dubai and was hoping that my insurance has paid off my debts there, but it seems insurance in uae is not working at all. I began to analyze everything, including all the fees that they have charged me during the time that I was paying the loans. 

    Anyhow, what happened with me and my friend happened. And so I am wiring him the money tomorrow so that he can get his labor card back. I hope that this will help everyone out there who are in the same situation like me. On my part, I have done the due process of obtaining the PCC. So, I will probably follow your advise to seek the help of an immigration lawyer. Whheeeww! I am really frustrated and drained today, as I was not able to sleep the whole night thinking.  My concern too is my application. 

    So if anyone out there is thinking of getting a PCC when you know you left a credit card and loan debt behind in uae, don’t take the chance. Learn from my experience. 

    Thanks again so much Steve..will keep you updated about my case.

  • Niknik_bautista

    Hi Steve…thank you for replying… As of this moment, my friend in dubai talked to the police to settle things out of court. So the police agreed to give back his labor card but only if he pays a fine of 3,200 dirhams. The police said that he was an accessory…well, whatever that means in their law, I was not aware of honestly. It has been 4 years that I left dubai and was hoping that my insurance has paid off my debts there, but it seems insurance in uae is not working at all. I began to analyze everything, including all the fees that they have charged me during the time that I was paying the loans. 

    Anyhow, what happened with me and my friend happened. And so I am wiring him the money tomorrow so that he can get his labor card back. I hope that this will help everyone out there who are in the same situation like me. On my part, I have done the due process of obtaining the PCC. So, I will probably follow your advise to seek the help of an immigration lawyer. Whheeeww! I am really frustrated and drained today, as I was not able to sleep the whole night thinking.  My concern too is my application. 

    So if anyone out there is thinking of getting a PCC when you know you left a credit card and loan debt behind in uae, don’t take the chance. Learn from my experience. 

    Thanks again so much Steve..will keep you updated about my case. 

    • http://GetOutOfDebt.org Steve Rhode

      I’m not aware of any insurance that would pay off the old debt. If the banks back in Dubai still pressure you then check with a lawyer back in the UAE to find out if they can’t sue you after a certain number of years.

      • Niknik_bautista

        Steve, do you have an idea if the police in dubai will forward my fingerprints to canada immigration? According to my friend, the police stamped my document in red ink with an arabic word written on it …when i took out a credit card, they were charging me credit shield which i paid for 3 years and with the loan, the banks were taking Alico insurance..

        According to my friend the police said two companies filed a case against me :)

      • http://GetOutOfDebt.org Steve Rhode

        Credit protection does not cover the lender if you fail to pay. It is “insurance” protection that only applies in a limited number of situations and you would had to file a timely claim if you had been eligible.

        Credit protection is a profit center for the lender. They make a lot of money from it.

        I have no idea if your fingerprints will be forwarded.

      • Niknik_bautista

        Hi Steve…thank you for replying to my posts..

        So I understand now that the credit protection is for the lender and not the card holder. 

        As of now, my friend got his labor card back, but the arresting officer who took his labor card in dubai did not issue a receipt for the 3,200 dirhams that he paid. And they did the transaction not in the police headquarters office but at the police officers house. These are very unlikely if it is the due process of law this officer is implementing…

        My friend tagged along another Arab guy with him becoz he can’t understand arabic very well…They went to the police station that day but the police officer was not on duty so, they got his celfon number and the police officer asked them to bring the money to his house…

        According to the police officer, my fingerprints were already sent to dubai court to be stamped and they will send it here in Canada…so, I am bound to face another problem here once I submit my papers for PR…

        If someone is following my post and in the same situation like me, I hope they get all their questions answered…

        Thank you Steve for posting my story and I hope I have shared a lesson and information to other people out there who kept asking if they can get a PCC from Dubai if they defaulted from banks..

        Till next update…God Bless

      • http://GetOutOfDebt.org Steve Rhode

        That sounds very suspicious that the money was paid to the police officer at home. 

        Yes, credit protection is a profit making product for lenders that they sell to consumers.

      • jhay

        Hi, I have encountered the same problem as yours, would you please give me advice on how you resolved your problem in Canada Immigration. their asking for a copy of court case filed againts me.  problem is I don’t have anyone to secure it their in Dubai. pls. do help me thru your advise. My name is Jhay here’s my email address ([email protected])

    • Dubaicanada28

      Hi Nik,
      I think my situation is very similar to yours, do you have email where I can contact you direct, just need to ask some questions, please. I am in Canada right now and left Dubai in 2009 with some credit card debts too. Thanks

    • Dubaicanada28

      Hi Nik,
      I think my situation is very similar to yours, do you have email where I can contact you direct, just need to ask some questions, please. I am in Canada right now and left Dubai in 2009 with some credit card debts too. Thanks

      • jhay

        I have some issues regarding UAE PCC, I asked a friend to secure it for me and he process it indeed, but later was advise by the Desk Officer in Charge in CID Dubai to get a Power of Attorney duly signed by me and to proceed @ Jebel Ali CID in-order to settle a Court Case Filed, this is where I stop my friend on continue doing it, but in liue of the requirements by Canada Immigration, their now asking me a copy of the court case, which I know would be impossible to get, knowing them (YOU KNOW WHO),
        if you have any info in regards to my issues, I would really appreciate your advise. ([email protected])

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